2005 North Carolina Code - Chapter 58 — Insurance.

Article 1 - Title and Definitions.

• § 58-1-1. Title of the Chapter.
• § 58-1-5. Definitions.
• § 58-1-10. Contract of insurance.
• § 58-1-15. Warranties by manufacturers, distributors, or sellers of goods or services.
• § 58-1-20. Real property warranties.
• § 58-1-25. Motor vehicle service agreement companies.
• § 58-1-30. Home appliance service agreement companies.
• § 58-1-35. Miscellaneous requirements for motor vehicle and home appliance service agreement companies.
• § 58-1-36. Insurance policy requirements.
• § 58-1-40: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3.
• § 58-1-42. Mechanical breakdown service agreements.
• §§ 58-1-43 through 58-1-50: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3.

Article 2 - Commissioner of Insurance.

• § 58-2-1. Department established.
• § 58-2-5. Commissioner's election and term of office.
• § 58-2-10. Salary of Commissioner.
• § 58-2-15. Chief deputy commissioner.
• § 58-2-20. Chief actuary.
• § 58-2-25. Other deputies, actuaries, examiners and employees.
• § 58-2-30. Appointments of committees or councils.
• § 58-2-35. Seal of Department.
• § 58-2-40. Powers and duties of Commissioner.
• § 58-2-45. Orders of Commissioner; when writing required.
• § 58-2-50. Examinations, hearings, and investigations.
• § 58-2-52. Appeals and rate-making hearings before the Commissioner.
• § 58-2-53. Filing approvals and disapprovals; clarification of law.
• § 58-2-55. Designated hearing officers.
• § 58-2-60. Restraining orders; criminal convictions.
• § 58-2-65. License surrenders.
• § 58-2-69. Notification of criminal convictions and changes of address; service of notice.
• § 58-2-70. Civil penalties or restitution for violations; administrative procedure.
• § 58-2-75. Court review of orders and decisions.
• § 58-2-80. Court review of rates and classification.
• § 58-2-85. Procedure on appeal under § 58-2-80.
• § 58-2-90. Extent of review under § 58-2-80.
• § 58-2-95. Commissioner to supervise local inspectors.
• § 58-2-100. Office of Commissioner a public office; records, etc., subject to inspection.
• § 58-2-105. Confidentiality of medical and credentialing records.
• § 58-2-110. Original documents and certified copies as evidence.
• § 58-2-115. Admissibility of certificate as evidence of agent's authority.
• § 58-2-120. Reports of Commissioner to the Governor and General Assembly.
• § 58-2-125. Authority over all insurance companies; no exemptions from license.
• § 58-2-128. Interagency consultation.
• § 58-2-130: Repealed by Session Laws 1991, c. 681, s. 3.
• § 58-2-131. Examinations to be made; authority, scope, scheduling, and conduct of examinations.
• § 58-2-132. Examination reports.
• § 58-2-133. Conflict of interest; cost of examinations; immunity from liability.
• § 58-2-134. Cost of certain examinations.
• § 58-2-135: Repealed by Session Laws 1991, c. 681, s. 3.
• § 58-2-136. Insurer records sent to Department for examination; expenses.
• § 58-2-140: Repealed by Session Laws 1991, c. 681, s. 3.
• § 58-2-145: Repealed by Session Laws 1997-362, s. 7.
• § 58-2-150. Oath required for compliance with law.
• § 58-2-155. Investigation of charges.
• § 58-2-160. Reporting and investigation of insurance and reinsurance fraud and the financial condition of licensees; immunity from liability.
• § 58-2-161. False statement to procure or deny benefit of insurance policy or certificate.
• § 58-2-162. Embezzlement by insurance agents, brokers, or administrators.
• § 58-2-163. Report to Commissioner.
• § 58-2-165. Annual, semiannual, monthly, or quarterly statements to be filed with Commissioner.
• § 58-2-170. Annual statements by professional liability insurers; medical malpractice claim reports.
• § 58-2-171. Qualifications of actuaries.
• § 58-2-175: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-2-180. Punishment for making false statement.
• § 58-2-185. Record of business kept by companies and agents; Commissioner may inspect.
• § 58-2-190. Commissioner may require special reports.
• § 58-2-195. Commissioner may require records, reports, etc., for agencies, agents and others.
• § 58-2-200. Books and papers required to be exhibited.
• § 58-2-205. CPA audits of financial statements.
• § 58-2-210. Rules for mortgage insurance consolidations.
• § 58-2-215. Consumer Protection Fund.
• § 58-2-220. Insurance Regulatory Information System and similar program test data not public records.
• § 58-2-225: Repealed by Session Laws 1995, c. 193, s. 8.
• § 58-2-230. Commissioner to share information with Department of Labor.
• § 58-2-235. Expired.
• § 58-2-240. Market conduct analysis, financial analysis, and related information not public record.

Article 3 - General Regulations for Insurance.

• § 58-3-1. State law governs insurance contracts.
• § 58-3-5. No insurance contracts except under Articles 1 through 64 of this Chapter.
• § 58-3-6. Charitable gift annuities.
• § 58-3-10. Statements in application not warranties.
• § 58-3-15. Additional or coinsurance clause.
• § 58-3-20. Group plans other than life, annuity or accident and health.
• § 58-3-25. Discriminatory practices prohibited.
• § 58-3-30. Meaning of terms "accident", "accidental injury", and "accidental means".
• § 58-3-33. Insurer conditionally required to provide information.
• § 58-3-35. Stipulations as to jurisdiction and limitation of actions.
• § 58-3-40. Proof of loss forms required to be furnished.
• § 58-3-45. Insurance as security for a loan by the company.
• § 58-3-50. Companies must do business in own name; emblems, insignias, etc.
• § 58-3-55. Must not pay death benefits in services.
• § 58-3-60. Publication of assets and liabilities; penalty for failure.
• § 58-3-65. Publication of financial information.
• § 58-3-70: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-3-71. Unearned premium reserves.
• § 58-3-72. Premium deficiency reserves.
• § 58-3-75. Loss and loss expense reserves of fire and marine insurance companies.
• § 58-3-80: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-3-81. Loss and loss expense reserves of casualty insurance and surety companies.
• § 58-3-85. Corporation or association maintaining office in State required to qualify and secure license.
• § 58-3-90: Repealed by Session Laws 2001-223, s. 2.1.
• § 58-3-95: Repealed by Session Laws 1991, c. 720, s. 71.
• § 58-3-100. Insurance company licensing provisions.
• § 58-3-102. Request for determination of coverage for transplants under health benefit payment mechanisms; required response time; penalties.
• § 58-3-105. Limitation of risk.
• § 58-3-110. Limitation of liability assumed.
• § 58-3-115. Twisting with respect to insurance policies; penalties.
• § 58-3-120. Discrimination forbidden.
• § 58-3-121. Discrimination against coverage of certain bones and joints prohibited.
• § 58-3-122. Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons with significant behavioral problems; coverage in he
• § 58-3-125. Repealed by Session Laws 1999-132, s. 1.1.
• § 58-3-130. Agent, adjuster, etc., acting without a license or violating insurance law.
• § 58-3-135. Certain insurance activities by lenders with customers prohibited.
• § 58-3-140. Temporary contracts of insurance permitted.
• § 58-3-145. Solicitation, negotiation or payment of premiums on insurance policies.
• § 58-3-147. Credit card guaranty or collateral prohibited.
• § 58-3-150. Forms to be approved by Commissioner.
• § 58-3-151. Deemer provisions.
• § 58-3-152. Excess liability policies; uninsured and underinsured motorist coverages.
• § 58-3-155. Business transacted with insurer-controlled brokers.
• § 58-3-160. Sale of company or major reorganization; license to be restricted.
• § 58-3-165. Business transacted with producer-controlled property or casualty insurers.
• § 58-3-167. Applicability of acts of the General Assembly to health benefit plans.
• § 58-3-168. Coverage for postmastectomy inpatient care.
• § 58-3-169. Required coverage for minimum hospital stay following birth.
• § 58-3-170. Requirements for maternity coverage.
• § 58-3-171. Uniform claim forms.
• § 58-3-172. Notice of claim denied.
• § 58-3-173: Repealed by Session Laws 1997-259, s. 24.
• § 58-3-174. Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass.
• § 58-3-175. Direct payment to government agencies.
• § 58-3-176. Treatment discussions not limited.
• § 58-3-177. Uniform prescription drug identification cards.
• § 58-3-178. Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers.
• § 58-3-179. Coverage for colorectal cancer screening.
• § 58-3-180. Motor vehicle repairs; selection by claimant.
• § 58-3-185. Lien created for payment of past-due child support obligations.
• § 58-3-190. Coverage required for emergency care.
• § 58-3-191. Managed care reporting and disclosure requirements.
• § 58-3-200. Miscellaneous insurance and managed care coverage and network provisions.
• § 58-3-215. Genetic information in health insurance.
• § 58-3-221. Access to nonformulary and restricted access prescription drugs.
• § 58-3-223. Managed care access to specialist care.
• § 58-3-225. Prompt claim payments under health benefit plans.
• § 58-3-227. (See Editor's note for effective date and applicability) Health plans fee schedules.
• § 58-3-230. Uniform provider credentialing.
• § 58-3-235. Selection of specialist as primary care provider.
• § 58-3-240. Direct access to pediatrician for minors.
• § 58-3-245. Provider directories.
• § 58-3-250. Payment obligations for covered services.
• § 58-3-255. Coverage of clinical trials.
• § 58-3-260. Insurance coverage for newborn hearing screening mandated.
• § 58-3-265. Prohibition on managed care provider incentives.
• § 58-3-270. Coverage for surveillance tests for women at risk for ovarian cancer.
• § 58-3-275. (Effective July 1, 2006) Closure of a block of business.

Article 4 - NAIC Filing Requirements.

• § 58-4-1. Scope.
• § 58-4-5. Filing requirements.
• § 58-4-10. Immunity.
• § 58-4-15. Revocation or suspension of license.
• § 58-4-20: Recodified as § 58-2-220 pursuant to Session Laws 1989 (Regular Session, 1990), c. 0121, s. 7.
• § 58-4-25. Insurance Regulatory Information System and similar program test data records.

Article 5 - Deposits and Bonds by Insurance Companies.

• § 58-5-1. Deposits; use of master trust.
• § 58-5-5. Amount of deposits required of foreign or alien fire and/or marine insurance companies.
• § 58-5-10. Amount of deposits required of foreign or alien fidelity, surety and casualty insurance companies.
• § 58-5-15. Minimum deposit required upon admission.
• § 58-5-20. Type of deposits.
• § 58-5-25. Replacements upon depreciation of securities.
• § 58-5-30. Power of attorney.
• § 58-5-35. Securities held by Treasurer; faith of State pledged therefor; nontaxable.
• § 58-5-40. Authority to increase deposit.
• § 58-5-45: Repealed by Session Laws 1991, c. 681, s. 21.
• § 58-5-50. Deposits of foreign life insurance companies.
• § 58-5-55. Deposits of capital and surplus by domestic insurance companies.
• § 58-5-60: Repealed by Session Laws 1995, c. 193, s. 8.
• § 58-5-63. Interest; liquidation of deposits for liabilities.
• § 58-5-65: Repealed by Session Laws 1995, c. 193, s. 8.
• § 58-5-70. Lien of policyholders; action to enforce.
• § 58-5-71. Liens of policyholders; subordination.
• § 58-5-75. Substitution for securities paid.
• § 58-5-80. Return of deposits.
• § 58-5-85: Repealed by Session Laws 1991, c. 681, s. 21.
• § 58-5-90. Deposits held in trust by Commissioner or Treasurer.
• § 58-5-95. Deposits subject to approval and control of Commissioner.
• § 58-5-100. Deposits by alien companies required and regulated.
• § 58-5-105. Deposits by life companies not chartered in United States.
• § 58-5-110. Registration of bonds deposited in name of Treasurer or Commissioner.
• § 58-5-115. Notation of registration; release.
• § 58-5-120. Expenses of registration.
• § 58-5-125: Repealed by Session Laws 1991, c. 681, s. 21.

Article 6 - License Fees and Taxes.

• § 58-6-1. Commissioner to report taxes and fees and pay monthly.
• § 58-6-5. Schedule of fees and charges.
• § 58-6-7. Licenses; perpetual licensing; annual license continuation fees for insurance companies.
• § 58-6-10. Repealed by Session Laws 1999-132, s 1.1.
• § 58-6-15. Annual license continuation fee definition; requirements.
• § 58-6-20. Policyholders to furnish information.
• § 58-6-25. Insurance regulatory charge.

Article 7 - General Domestic Companies.

• § 58-7-1. Application of Articles 1 through 64 of this Chapter and general laws.
• § 58-7-5. Extension of existing charters.
• § 58-7-10. Certificate required before issuing policies.
• § 58-7-15. Kinds of insurance authorized.
• § 58-7-16. Funding agreements authorized.
• § 58-7-20: Repealed by Session Laws 1991, c. 681, s. 23.
• § 58-7-21. Credit allowed a domestic ceding insurer.
• § 58-7-25: Repealed by Session Laws 1991, c. 681, s. 23.
• § 58-7-26. Asset or reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of G.S. 58-7-21.
• § 58-7-30. Insolvent ceding insurer.
• § 58-7-31. Life and health reinsurance agreements.
• § 58-7-32: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-7-33. Minimum policyholders' surplus to assume property or casualty reinsurance.
• § 58-7-35. Manner of creating such corporations.
• § 58-7-37. Background of incorporators and proposed management personnel.
• § 58-7-40. First meeting; organization; license.
• § 58-7-45. Bylaws; classification and election of directors; amendments.
• § 58-7-46. Notification to Commissioner for president or chief executive officer changes.
• § 58-7-50. Maintenance and removal of records and assets.
• § 58-7-55. Exceptions to requirements of G.S. 58-7-50.
• § 58-7-60. Approval as a domestic insurer.
• § 58-7-65. Conversion to foreign insurer.
• § 58-7-70. Effects of redomestication.
• § 58-7-73. Dissolutions of insurers.
• § 58-7-75. Amount of capital and/or surplus required; impairment of capital or surplus.
• § 58-7-80. Capital stock fully paid in cash.
• §§ 58-7-85 through 58-7-90: Repealed by Session Laws 1991, c. 681, s. 30.
• § 58-7-95. Establishment of separate accounts by life insurance companies.
• § 58-7-100: Repealed by Session Laws 1991, c. 681, s. 30.
• § 58-7-105. Authority to increase or reduce capital stock.
• § 58-7-110. Assessment of shares; revocation of license.
• § 58-7-115. Increase of capital stock.
• § 58-7-120. Reduction of capital stock.
• § 58-7-125. Dividends not payable when capital stock impaired; liability of stockholders for unlawful dividends.
• § 58-7-130. Dividends and distributions to stockholders.
• § 58-7-135: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-7-140. Certain officers debarred from commissions.
• § 58-7-145. Restrictions on purchase and sale of equity securities of domestic companies.
• § 58-7-150. Consolidation.
• § 58-7-155: Repealed by Session Laws 2005-424, s. 1.3, effective January 1, 2006, and applicable to applications filed, licenses issued, and licenses continued on or after that date.
• § 58-7-160. Investments unlawfully acquired.
• § 58-7-162. Allowable or admitted assets.
• § 58-7-163. Assets not allowed.
• § 58-7-165. Eligible investments.
• § 58-7-167. General qualifications.
• § 58-7-168. Authorization of investment.
• § 58-7-170. Diversification.
• § 58-7-172. Cash and deposits.
• § 58-7-173. Permitted insurer investments.
• § 58-7-175. Policy loans.
• § 58-7-177: Repealed by Session Laws 2001-223, s. 8.9.
• § 58-7-178. Foreign or territorial investments.
• § 58-7-179. Mortgage loans.
• § 58-7-180. Chattel mortgages.
• § 58-7-182. Special investments by title insurers.
• § 58-7-183. Special consent investments.
• § 58-7-185. Prohibited investments and investment underwriting.
• § 58-7-187. Real estate, in general.
• § 58-7-188. Time limit for disposal of ineligible property and securities; effect of failure to dispose.
• § 58-7-190: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-7-192. Valuation of securities and investments.
• § 58-7-193. Valuation of property.
• § 58-7-195: Repealed by Session Laws 2003-212, s. 10, effective October 1, 2003.
• § 58-7-197. Replacing certain assets; reporting certain liabilities.
• § 58-7-198. Assets of foreign or alien insurers.
• § 58-7-200. Investment transactions.
• § 58-7-205. Derivative transactions.

Article 8 - Mutual Insurance Companies.

• § 58-8-1. Mutual insurance companies organized; requisites for doing business.
• § 58-8-5. Manner of amending charter.
• § 58-8-10. Policyholders are members of mutual companies.
• § 58-8-15. Directors in mutual companies.
• § 58-8-20. Mutual companies with a guaranty capital.
• § 58-8-25. Dividends to policyholders.
• § 58-8-30. Contingent liability of policyholders.
• § 58-8-35. Contingent liability printed on policy.
• § 58-8-40. Nonassessable policies; foreign or alien companies.
• § 58-8-45. Waiver of forfeiture in policies assigned or pledged; notice of assignment; payment of assessment or premium by assignee or mortgagee.
• § 58-8-50. Guaranty against assessments prohibited.
• § 58-8-55. Manner of making assessments; rights and liabilities of policyholders.
• § 58-8-60. Independent charters for members of the Farmers Mutual Fire Insurance Association of North Carolina.

Article 9 - Reinsurance Intermediaries.

• § 58-9-1: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-9-2. Reinsurance intermediaries.
• § 58-9-5: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-9-6. Licensing.
• § 58-9-10: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-9-11. Broker and insurer transactions.
• § 58-9-15: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-9-16. Manager and reinsurer transactions.
• § 58-9-20: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-9-21. Miscellaneous provisions.
• § 58-9-25: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-9-26. Sanctions.
• § 58-9-30: Repealed by Session Laws 1993, c. 452, s. 65.

Article 10 - Miscellaneous Insurer Financial Provisions.

• § 58-10-1. Stock to mutual insurer conversion.
• § 58-10-5. Stock acquired to be turned over to voting trust until all stock acquired; dividends repaid to corporation for beneficiaries.
• § 58-10-10. Mutual to stock insurer conversion.
• § 58-10-12. Conversion plan requirements.
• § 58-10-20. Scope.
• § 58-10-25. Definitions.
• § 58-10-30. Notice requirements.
• § 58-10-35. Policyholder rights.
• § 58-10-40. Effect of consent.
• § 58-10-45. Commissioner's discretion.
• § 58-10-55. Report.
• § 58-10-60. Acquisitions and dispositions of assets.
• § 58-10-65. Nonrenewals, cancellations, or revisions of ceded reinsurance agreements.
• § 58-10-75. Purpose and legislative intent.
• § 58-10-80. Definitions.
• § 58-10-85. Establishment of protected cells.
• § 58-10-90. Use and operation of protected cells.
• § 58-10-95. Reach of creditors and other claimants.
• § 58-10-100. Conservation, rehabilitation, or liquidation of protected cell companies.
• § 58-10-105. No transaction of an insurance business.
• § 58-10-110. Authority to adopt rules.
• § 58-10-120. Definitions.
• § 58-10-125. Minimum policyholders position.
• § 58-10-130. Unearned premium reserve.
• § 58-10-135. Contingency reserve.
• § 58-10-140. Report of policyholder's position.

Article 11 - Assessment Companies.

• § 58-11-1. Copies of charter and bylaws filed.
• § 58-11-5. Contracts must accord with charter and bylaws.
• § 58-11-10. "Assessment plan" printed on application and policy.
• § 58-11-15. Revocation for noncompliance.
• § 58-11-20. Deposits and advance assessments required.
• § 58-11-25. Deposits by foreign assessment companies or orders.
• § 58-11-30. Revocation of license.
• § 58-11-35. Mutual life insurance companies; assessments prohibited.

Article 12 - Risk-Based Capital Requirements.

• § 58-12-1: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-12-2. Definitions.
• § 58-12-4. Finding; endorsement of additional capital.
• § 58-12-5. Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-12-6. Risk-based capital reports.
• § 58-12-10. Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-12-11. Company action level event.
• § 58-12-15. Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-12-16. Regulatory action level event.
• § 58-12-20. Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-12-21. Authorized control level event.
• § 58-12-25. Mandatory control level event.
• § 58-12-30. Hearings.
• § 58-12-35. Confidentiality and prohibition on announcements.
• § 58-12-40. Supplemental provisions; rules; exemptions.
• § 58-12-45. Foreign insurers.
• § 58-12-50. Notices.
• § 58-12-55. Phase-in provision.
• § 58-12-60. Property or casualty phase-in provision.
• § 58-12-65. Health organization phase-in provision.
• § 58-12-70. HMO net worth requirements.

Article 13 - Asset Protection Act.

• § 58-13-1. Title.
• § 58-13-5. Purposes.
• § 58-13-10. Scope.
• § 58-13-15. Definitions.
• § 58-13-20. Exception.
• § 58-13-25. Prohibition of hypothecation.

Article 14 - Unauthorized Insurance by Domestic Companies.

• § 58-14-1. Purpose of Article.
• § 58-14-5. Domestic insurers prohibited from transacting business in foreign states without authorization; exceptions.
• § 58-14-10. Domestic insurers; advertising; exceptions.
• § 58-14-15. Penalties provided for unauthorized acts.

Article 15 - Reciprocal Insurance.

• § 58-15-1. Scope.
• § 58-15-5. Definitions.
• § 58-15-10. Kinds of insurance.
• § 58-15-15. Risk limitations.
• § 58-15-20. Eligible contracting persons.
• § 58-15-25. Business name.
• § 58-15-30. License, surplus, and deposit requirements.
• § 58-15-35. Continuation of business under prior requirements.
• § 58-15-40. Certification of foreign and alien reciprocals.
• § 58-15-45. Attorney's domicile.
• § 58-15-50. Contracts and property.
• § 58-15-55. Agent's license.
• § 58-15-60. Subscribers' contingent liability.
• § 58-15-65. Nonassessable policies.
• § 58-15-70. Distribution to subscribers.
• § 58-15-75. Reserves.
• § 58-15-80: Reserved for future codification purposes.
• § 58-15-85. Service of process.
• § 58-15-90. Legal proceedings.
• § 58-15-95. Liability on judgments.
• § 58-15-100. Declaration for license.
• § 58-15-105. Attorney's bond.
• § 58-15-110. Deposit in lieu of bond.
• § 58-15-115. Advisory committee.
• § 58-15-120. Subscriber's agreement and power of attorney.
• § 58-15-125. Modification of subscriber's agreement and power of attorney.
• § 58-15-130. Advance of funds.
• § 58-15-135. Assessments.
• § 58-15-140. Duration of liability for assessment.
• § 58-15-145. Distribution of assets after liquidation.
• § 58-15-150. Financial impairment; assessment; liquidation.

Article 16 - Foreign or Alien Insurance Companies.

• § 58-16-1. Admitted to do business.
• § 58-16-5. Conditions of licensure.
• § 58-16-6. Conditions of continued licensure.
• § 58-16-10. Limitation as to kinds of insurance.
• § 58-16-15. Foreign companies; requirements for admission.
• § 58-16-20. Company owned or controlled by foreign government prohibited from doing business.
• § 58-16-25. Retaliatory laws.
• § 58-16-30. Service of legal process upon Commissioner.
• § 58-16-35. Unauthorized Insurers Process Act.
• § 58-16-40. Alternative service of process on insurers.
• § 58-16-45. Commissioner to notify company of service or acceptance of service of process.
• § 58-16-50. Action to enforce compliance with this Chapter.
• § 58-16-55. Amendments to documents.

Article 17 - "Lloyds" Insurance Associations.

• § 58-17-1. "Lloyds" insurance associations may transact business of insurance other than life, on certain conditions.

Article 18 - Promoting and Holding Companies.

• §§ 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.

Article 19 - Insurance Holding Company System Regulatory Act.

• § 58-19-1. Findings; purpose; legislative intent.
• § 58-19-2. Compliance with federal law.
• § 58-19-5. Definitions.
• § 58-19-10. Subsidiaries of insurers.
• § 58-19-15. Acquisition of control of or merger with domestic insurer.
• § 58-19-17. Foreign or alien insurer's report of change of control.
• § 58-19-20: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-19-25. Registration of insurers.
• § 58-19-30. Standards and management of an insurer within a holding company system.
• § 58-19-35. Examination.
• § 58-19-40. Confidential treatment.
• § 58-19-45. Injunctions; prohibitions against the voting of securities; sequestration of voting securities.
• § 58-19-50. Sanctions.
• § 58-19-55. Receivership.
• § 58-19-60. Recovery.
• § 58-19-65. Revocation or suspension of insurer's license.
• § 58-19-70. Judicial review; mandatory injunction or writ of mandamus.

Article 20 - Hull Insurance, and Protection and Indemnity Clubs.

• § 58-20-1. Short title.
• § 58-20-5. Definitions.
• § 58-20-10. Commercial Fishermen Hull Insurance, and Protection and Indemnity Clubs authorized.
• § 58-20-15. Board of trustees.
• § 58-20-20. Mutual agreement for indemnification.
• § 58-20-25. Termination of Club membership; notice.
• § 58-20-30. Financial monitoring and evaluation of clubs.
• § 58-20-35. Insolvency or impairment of Club.
• § 58-20-40. Immunity of administrators and boards of trustees.

Article 21 - Surplus Lines Act.

• § 58-21-1. Short title.
• § 58-21-2. Relationship to other insurance laws.
• § 58-21-5. Purposes; necessity for regulation.
• § 58-21-10. Definitions.
• § 58-21-15. Placement of surplus lines insurance.
• § 58-21-20. Eligible surplus lines insurers required.
• § 58-21-25. Other nonadmitted insurers.
• § 58-21-30. Withdrawal of eligibility from a surplus lines insurer.
• § 58-21-35. Duty to file reports and retain affidavits.
• § 58-21-40. Surplus lines regulatory support organization.
• § 58-21-45. Evidence of the insurance; changes; penalty.
• § 58-21-50. Duty to notify insured.
• § 58-21-55. Valid surplus lines insurance.
• § 58-21-60. Effect of payment to surplus lines licensee.
• § 58-21-65. Licensing of surplus lines licensee.
• § 58-21-70. Surplus lines licensees may accept business from other agents or brokers; countersignatures required; remittance of premium tax.
• § 58-21-75. Records of surplus lines licensee.
• § 58-21-80. Quarterly reports; summary of exported business.
• § 58-21-85. Surplus lines tax.
• § 58-21-90. Collection of tax.
• § 58-21-95. Suspension, revocation or nonrenewal of surplus lines licensee's license.
• § 58-21-100. Actions against surplus lines insurer; service of process.
• § 58-21-105. Penalties.

Article 22 - Liability Risk Retention.

• § 58-22-1. Purpose.
• § 58-22-5: Reserved for future codification purposes.
• § 58-22-10. Definitions.
• § 58-22-15. Risk retention groups chartered in this State.
• § 58-22-20. Risk retention groups not chartered in this State.
• § 58-22-25. Compulsory association.
• § 58-22-30. Countersignature not required.
• § 58-22-35. Purchasing groups; exemption from certain laws relating to the group purchase of insurance.
• § 58-22-40. Notice and registration requirements of purchasing groups.
• § 58-22-45. Restriction on insurance purchased by purchasing groups.
• § 58-22-50. Administrative and procedural authority regarding risk retention groups and purchasing groups.
• § 58-22-55. Penalties.
• § 58-22-60. Duty of agents or brokers to obtain license.
• § 58-22-65. Binding effect of orders issued in U.S. District Court.
• § 58-22-70. Registration and renewal fees.

Article 23 - Local Government Risk Pools.

• § 58-23-1. Short title; definition.
• § 58-23-5. Local government pooling of property, liability and workers' compensation coverages.
• § 58-23-10. Board of trustees.
• § 58-23-15. Contract.
• § 58-23-20. Termination.
• § 58-23-25: Repealed by Session Laws 1993, c. 452, s. 65.
• § 58-23-26. Financial monitoring and evaluation of pools.
• § 58-23-30. Insolvency or impairment of pool.
• § 58-23-35. Immunity of administrators and boards of trustees.
• § 58-23-40. Pools not covered by guaranty associations.
• § 58-23-45. Relationship to other insurance laws.

Article 24 - Fraternal Benefit Societies.

• § 58-24-1. Fraternal benefit societies.
• § 58-24-5. Lodge system.
• § 58-24-10. Representative form of government.
• § 58-24-15. Terms used.
• § 58-24-20. Purposes and powers.
• § 58-24-25. Qualifications for membership.
• § 58-24-30. Location of office, meetings, communications to members, grievance procedures.
• § 58-24-35. No personal liability.
• § 58-24-40. Waiver.
• § 58-24-45. Organization.
• § 58-24-50. Amendments to laws.
• § 58-24-55. Institutions.
• § 58-24-60. Reinsurance.
• § 58-24-65. Consolidations and mergers.
• § 58-24-70. Conversion of fraternal benefit society into mutual life insurance company.
• § 58-24-75. Benefits.
• § 58-24-80. Beneficiaries.
• § 58-24-85. Benefits not attachable.
• § 58-24-90. The benefit contract.
• § 58-24-95. Nonforfeiture benefits, cash surrender values, certificate loans and other options.
• § 58-24-100. Investments.
• § 58-24-105. Funds.
• § 58-24-110. Exemptions.
• § 58-24-115. Taxation.
• § 58-24-120. Valuation.
• § 58-24-125. Reports.
• § 58-24-130. Perpetual license.
• § 58-24-135. Examination of societies; no adverse publications.
• § 58-24-140. Foreign or alien society – Admission.
• § 58-24-145. Injunction - Liquidation - Receivership of domestic society.
• § 58-24-150. Suspension, revocation or refusal of license of foreign or alien society.
• § 58-24-155. Injunction.
• § 58-24-160. Licensing of agents.
• § 58-24-165. Unfair methods of competition and unfair and deceptive acts and practices.
• § 58-24-170. Service of process.
• § 58-24-175. Review.
• § 58-24-180. Penalties.
• § 58-24-185. Exemption of certain societies.
• § 58-24-190. Severability.

Article 25 - Fraternal Orders.

• § 58-25-1. General insurance law not applicable.
• § 58-25-5. Fraternal orders defined.
• § 58-25-10. Funds derived from assessments and dues.
• § 58-25-15. Appointment of member as receiver or collector; appointee as agent for order or society; rights of members.
• § 58-25-20. Meetings of governing body; principal office.
• § 58-25-25. Conditions precedent to doing business.
• § 58-25-30. Certain lodge systems exempt.
• § 58-25-35. Insurance on children.
• § 58-25-40. Medical examination; certificates and contributions.
• § 58-25-45. Reserve fund; exchange of certificates.
• § 58-25-50. Separation of funds.
• § 58-25-55. Payments to expense or general fund.
• § 58-25-60. Continuation of certificates.
• § 58-25-65. Appointment of trustees to hold property.
• § 58-25-70. Unauthorized wearing of badges, etc.

Article 26 - Real Estate Title Insurance Companies.

• § 58-26-1. Purpose of organization; formation; insuring closing services; premium rates; combined premiums for lenders' coverages.
• § 58-26-5. Certificate of authority to do business.
• § 58-26-10. Financial statements and licenses required.
• § 58-26-15. Limitation of risk.
• § 58-26-20. Statutory premium reserve.
• § 58-26-25. Amount of unearned [statutory] premium reserve.
• § 58-26-30: Repealed by Session Laws 2002-187, s. 7.7, effective October 31, 2002.
• § 58-26-31. Statutory premium reserve held in trust or as a deposit.
• § 58-26-35. Maintenance of the statutory premium reserve.
• § 58-26-40: Repealed by Session Laws 2002-187, s. 7.10, effective October 31, 2002.

Article 27 - Title Insurance Companies and Land Mortgage Companies Issuing Collateral Loan Certificates.

• § 58-27-1. Issuance of collateral loan certificates; security.
• § 58-27-5. Prohibition against payment or receipt of title insurance kickbacks, rebates, commissions and other payments.
• § 58-27-10. Licenses.
• § 58-27-15. Annual statements furnished.

Article 28 - Unauthorized Insurers.

• § 58-28-1. Purpose of Article.
• § 58-28-5. Transacting business without certificate of authority prohibited; exceptions.
• § 58-28-10. Acts or transactions deemed to constitute transacting insurance business in this State.
• § 58-28-15. Validity of acts or contracts of unauthorized company shall not impair obligation of contract as to the company; maintenance of suits; right to defend.
• § 58-28-20. Cease and desist orders; judicial review.
• § 58-28-25: Repealed by Session Laws 2005-217, s. 2, effective October 1, 2005, and applicable to orders issued on or after that date.
• § 58-28-30. Penalty.
• § 58-28-35. Provisions of Article additional to existing law; application.
• § 58-28-40. Service of process on Secretary of State as agent for unauthorized company.
• § 58-28-45. Uniform Unauthorized Insurers Act.

Article 29 - Unauthorized Insurers False Advertising Process Act.

• § 58-29-1. Purpose; construction.
• § 58-29-5. Definitions.
• § 58-29-10. Unlawful advertising; notice to unauthorized insurer and domiciliary insurance supervisory official.
• § 58-29-15. Action by Commissioner under Unfair Trade Practice Act.
• § 58-29-20. Acts appointing Commissioner as attorney for service of statement of charges, notices and process; manner of service; limitation on entry of order or judgment.
• § 58-29-25. Short title.

Article 30 - Insurers Supervision, Rehabilitation, and Liquidation.

• § 58-30-1. Construction and purpose.
• § 58-30-5. Persons covered.
• § 58-30-10. Definitions.
• § 58-30-12. Duty to report insurer impairment; violations; penalties.
• § 58-30-15. Jurisdiction and venue.
• § 58-30-20. Injunctions and orders.
• § 58-30-22. Powers of Commissioner and receiver to examine or audit books or records.
• § 58-30-25. Cooperation of officers, owners and employees.
• § 58-30-30. Bonds.
• § 58-30-35. Executory contracts and unexpired leases.
• § 58-30-40. Turnover of property by a custodian.
• § 58-30-45. Utility service.
• § 58-30-50. Continuation of delinquency proceedings.
• § 58-30-55. Condition on release from delinquency proceedings.
• § 58-30-60. Commissioner's summary orders and supervision proceedings.
• § 58-30-62. Administrative supervision of insurers.
• § 58-30-65. Court's seizure order.
• § 58-30-70. Confidentiality of hearings.
• § 58-30-71. Immunity and indemnification of the receiver and employees.
• § 58-30-75. Grounds for rehabilitation.
• § 58-30-80. Rehabilitation orders.
• § 58-30-85. Powers and duties of the rehabilitator.
• § 58-30-90. Actions by and against rehabilitator.
• § 58-30-95. Termination of rehabilitation.
• § 58-30-100. Grounds for liquidation.
• § 58-30-105. Liquidation orders.
• § 58-30-110. Continuance of coverage.
• § 58-30-115. Dissolution of insurer.
• § 58-30-120. Powers of liquidator.
• § 58-30-125. Notice to creditors and others.
• § 58-30-127. Duties of agents.
• § 58-30-130. Actions by and against liquidator.
• § 58-30-135. Collection and list of assets.
• § 58-30-140. Fraudulent transfers prior to petition.
• § 58-30-145. Fraudulent transfer after petition.
• § 58-30-150. Voidable preferences and liens.
• § 58-30-155. Claims of holders of void or voidable rights.
• § 58-30-160. Setoffs.
• § 58-30-165. Assessments.
• § 58-30-170. Reinsurer's liability.
• § 58-30-175. Recovery of premiums owed.
• § 58-30-180. Domiciliary liquidator's proposal to distribute assets.
• § 58-30-185. Filing of claims.
• § 58-30-190. Proof of claim.
• § 58-30-195. Special claims.
• § 58-30-200. Special provisions for third party claims.
• § 58-30-205. Disputed claims.
• § 58-30-210. Claims of surety.
• § 58-30-215. Secured creditor's claims.
• § 58-30-220. Priority of distribution.
• § 58-30-225. Liquidator's recommendations to the Court.
• § 58-30-230. Distribution of assets.
• § 58-30-235. Unclaimed and withheld funds.
• § 58-30-240. Termination of proceedings.
• § 58-30-245. Reopening liquidation.
• § 58-30-250. Disposition of records during and after termination of liquidation.
• § 58-30-255. External audit of the receiver's books.
• § 58-30-260. Conservation of property of foreign or alien insurers found in this State.
• § 58-30-265. Liquidation of property of foreign or alien insurers found in this State.
• § 58-30-270. Domiciliary liquidators in other states.
• § 58-30-275. Ancillary formal proceedings.
• § 58-30-280. Ancillary summary proceedings.
• § 58-30-285. Claims of nonresidents against insurers domiciled in this State.
• § 58-30-290. Claims of residents against insurers domiciled in reciprocal states.
• § 58-30-295. Attachment, garnishment and levy of execution.
• § 58-30-300. Interstate priorities.
• § 58-30-305. Subordination of claims for noncooperation.
• § 58-30-310. Exemption from filing fees.

Article 31 - Insuring State Property, Officials and Employees.

• § 58-31-1. State Property Fire Insurance Fund created.
• § 58-31-5. Appropriations; fund to pay administrative expenses.
• § 58-31-10. Payment of losses on basis of actual cost of restoration or replacement; rules; insurance and reinsurance; sprinkler leakage insurance.
• § 58-31-12. Policy forms.
• § 58-31-13. Hazardous conditions in State-owned buildings.
• § 58-31-15. Extended coverage insurance.
• § 58-31-20. Use and occupancy and business interruption insurance.
• § 58-31-25. Professional liability insurance for officials and employees of the State.
• § 58-31-30: Expired at the end of the 1993-94 fiscal year by its own terms.
• § 58-31-35. Information furnished Commissioner by officers in charge.
• § 58-31-40. Commissioner to inspect State property; plans submitted.
• § 58-31-45. Report required of Commissioner.
• § 58-31-50. Liability insurance required for state-owned vehicles.
• § 58-31-52. State motor vehicle safety program.
• § 58-31-55. Insurance and official fidelity bonds for State agencies to be placed by Department; exception; costs of placement.
• § 58-31-60. Competitive selection of payroll deduction insurance products paid for by State employees.
• § 58-31-65. Owner-controlled or wrap-up insurance authorized.
• § 58-31-66. Public construction contract surety bonds.

Article 32 - Public Officers and Employees Liability Insurance Commission.

• § 58-32-1. Commission created; membership.
• § 58-32-5. Meetings of Commission; compensation.
• § 58-32-10. Powers and duties of Commission.
• § 58-32-15. Professional liability insurance for State officials.
• § 58-32-20. Commission to act as liaison; meetings of Commission.
• § 58-32-25. Contract conditions.
• § 58-32-30. Payment a public purpose.

Article 33 - Licensing of Agents, Brokers, Limited Representatives, and Adjusters.

• § 58-33-1. Scope.
• § 58-33-5. License required.
• § 58-33-10. Definitions.
• § 58-33-15. Restricted license for overseas military agents.
• § 58-33-17. Limited license for rental car companies.
• § 58-33-18. Limited license for self-service storage companies.
• § 58-33-20. Representation.
• § 58-33-25: Repealed by Session Laws 2001-203, s. 5, effective July 1, 2002.
• § 58-33-26. General license requirements.
• § 58-33-30. License requirements.
• § 58-33-31. Application for license.
• § 58-33-32. Interstate reciprocity in producer licensing.
• § 58-33-35. Exemption from examination.
• § 58-33-40. Appointment of agents.
• § 58-33-45: Repealed by Session Laws 2001-203, s. 15.
• § 58-33-46. Suspension, probation, revocation, or nonrenewal of licenses.
• § 58-33-50. Notices; loss of residency; duplicate licenses.
• § 58-33-55: Repealed by Session Laws 2001-203, s. 17.
• § 58-33-56. Notification to Commissioner of termination.
• § 58-33-60. Countersignature and related laws.
• § 58-33-65: Repealed by Session Laws 2001-203, s. 19.
• § 58-33-66. Temporary licensing.
• § 58-33-70. Special provisions for adjusters and motor vehicle damage appraisers.
• § 58-33-75. Twisting with respect to insurance policies; penalties.
• § 58-33-76. Referral of business to repair source; prohibitions.
• § 58-33-80. Discrimination forbidden.
• § 58-33-82. Commissions.
• § 58-33-83. Assumed names.
• § 58-33-85. Rebates and charges in excess of premium prohibited; exceptions.
• § 58-33-90. Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent.
• § 58-33-95. Agents personally liable; representing unlicensed company prohibited; penalty.
• § 58-33-100. Payment of premium to agent valid; obtaining by fraud a crime.
• § 58-33-105. False statements in applications for insurance.
• § 58-33-110. Agents signing certain blank policies.
• § 58-33-115. Adjuster acting for unauthorized company.
• § 58-33-120. Agent, adjuster, etc., acting without a license or violating insurance law.
• § 58-33-125. Fees.
• § 58-33-130. Continuing education program for licensees.
• § 58-33-132. Qualifications of instructors.
• § 58-33-133. Continuing education course provider fees.
• § 58-33-135. Continuing education advisory committee.

Article 34 - Agency and Management Contracts.

• § 58-34-1: Repealed by Session Laws 1991, c. 681, s. 50.
• § 58-34-2. Managing general agents.
• § 58-34-5. Retrospective compensation agreements.
• § 58-34-10. Management contracts.
• § 58-34-15. Grounds for disapproval.
• § 58-34-20: Repealed by Session Laws 1993, c. 452, s. 65.

Article 35 - Insurance Premium Financing.

• § 58-35-1. Definitions.
• § 58-35-5. License required; fees.
• § 58-35-10. Exceptions to license requirements.
• § 58-35-15. Issuance or refusal of license; bond; duration of license; renewal; one office per license; display of license; notice of change of location.
• § 58-35-20. Grounds for refusal, suspension or revocation of licenses; surrender of licenses; reinstatement.
• § 58-35-25. Investigations; hearings.
• § 58-35-30. Licensee's books and records; reports; refusing to exhibit records; making false statements.
• § 58-35-35. Excessive insurance premium finance charges; penalty.
• § 58-35-40. Rebates and inducements prohibited; assignment of insurance premium finance agreements.
• § 58-35-45. Filing and approval of forms and service charges.
• § 58-35-50. Form, contents and execution of insurance premium finance agreements.
• § 58-35-55. Limitations on service charges; computation; minimum charges.
• § 58-35-60. Prohibited provisions in insurance premium finance agreements.
• § 58-35-65. Delivery of copy of insurance premium finance agreement to insured.
• § 58-35-70. Payments by insured without notice of assignment of agreement.
• § 58-35-75. Statement of account; release on payment in full.
• § 58-35-80. Credit upon anticipation of payments.
• § 58-35-85. Procedure for cancellation of insurance contract upon default; return of unearned premiums; collection of cash surrender value.
• § 58-35-90. Violations; penalties.
• § 58-35-95. Disposition of fees.
• § 58-35-100. Fees are nonrefundable.

Article 36 - North Carolina Rate Bureau.

• § 58-36-1. North Carolina Rate Bureau created.
• § 58-36-2. Private passenger motor vehicles; number of nonfleet policies.
• § 58-36-3. Limitation of scope; motorcycle endorsements allowed; Department of Insurance report.
• § 58-36-4. Statistical organizations; licensing; recording and reporting; examination; suspension of license; financial disclosure.
• § 58-36-5. Membership as a prerequisite for writing insurance; governing committee; rules and regulations; expenses.
• § 58-36-10. Method of rate making; factors considered.
• § 58-36-15. Filing loss costs, rates, plans with Commissioner; public inspection of filings.
• § 58-36-16. Bureau to share information with Department of Labor.
• § 58-36-20. Disapproval; hearing, order; adjustment of premium, review of filing.
• § 58-36-25. Appeal of Commissioner's order.
• § 58-36-30. Deviations.
• § 58-36-35. Appeal to Commissioner from decision of Bureau.
• § 58-36-40. Existing rates, rating systems, territories, classifications and policy forms.
• § 58-36-41. Development of policy endorsement for exclusive use of original equipment manufactured crash parts.
• § 58-36-45. Notice of coverage or rate change.
• § 58-36-50. Limitation.
• § 58-36-55. Policy forms.
• § 58-36-60. Payment of dividends not prohibited or regulated; plan for payment into rating system.
• § 58-36-65. Classifications and Safe Driver Incentive Plan for nonfleet private passenger motor vehicle insurance.
• § 58-36-70. Rate filings and hearings for motor vehicle insurance.
• § 58-36-75. At-fault accidents and certain moving traffic violations under the Safe Driver Incentive Plan.
• § 58-36-80. Coverage for damage to rental vehicles authorized.
• § 58-36-85. Termination of a nonfleet private passenger motor vehicle insurance policy.
• § 58-36-90. Prohibitions on using credit scoring to rate noncommercial private passenger motor vehicle and residential property insurance; exceptions.
• § 58-36-95. Use of nonoriginal crash repair parts.
• § 58-36-100. Prospective loss costs filings and final rate filings for workers' compensation and employers' liability insurance.
• § 58-36-105. Certain workers' compensation insurance policy cancellations prohibited.
• § 58-36-110. Notice of nonrenewal, premium rate increase, or change in workers' compensation insurance coverage required.
• § 58-36-115. Prohibitions on using inquiries to terminate a policy, refuse to issue or renew a policy, or to subject a policy to consent to rate.

Article 37 - North Carolina Motor Vehicle Reinsurance Facility.

• § 58-37-1. Definitions.
• § 58-37-5. North Carolina Motor Vehicle Reinsurance Facility; creation; membership.
• § 58-37-10. Obligations after termination of membership.
• § 58-37-15. Insolvency.
• § 58-37-20. Merger, consolidation or cession.
• § 58-37-25. General obligations of insurers.
• § 58-37-30. General obligations of agents.
• § 58-37-35. The Facility; functions; administration.
• § 58-37-40. Plan of operation.
• § 58-37-45. Procedure for cession provided in plan of operation.
• § 58-37-50. Termination of insurance.
• § 58-37-55. Exemption from requirements of this Article of companies and their agents.
• § 58-37-60. Physical damage insurance availability.
• § 58-37-65. Hearings; review.
• § 58-37-70: Repealed by Session Laws 1991, c. 720, s. 6.
• § 58-37-75. Repealed by Session Laws 1999-132, s. 8.9.

Article 38 - Readable Insurance Policies.

• § 58-38-1. Title.
• § 58-38-5. Purpose.
• § 58-38-10. Scope of application.
• § 58-38-15. Definitions.
• § 58-38-20. Format requirements.
• § 58-38-25. Flesch scale analysis readability score; procedures.
• § 58-38-30. Filing requirements; duties of the Commissioner.
• § 58-38-35. Application to policies; dates; duties of the Commissioner.
• § 58-38-40. Construction.

Article 39 - Consumer and Customer Information Privacy.

• § 58-39-1. Short titles.
• § 58-39-5. Purpose.
• § 58-39-10. Scope.
• § 58-39-15. Definitions.
• § 58-39-20. Pretext interviews.
• § 58-39-25. Notice of insurance information practices.
• § 58-39-26. Federal privacy disclosure notice requirements.
• § 58-39-27. Privacy notice and disclosure requirement exceptions.
• § 58-39-28. Exception for title and mortgage guaranty insurance.
• § 58-39-30. Marketing and research surveys.
• § 58-39-35. Content of disclosure authorization forms.
• § 58-39-40. Investigative consumer reports.
• § 58-39-45. Access to recorded personal information.
• § 58-39-50. Correction, amendment, or deletion of recorded personal information.
• § 58-39-55. Reasons for adverse underwriting decisions.
• § 58-39-60. Information concerning previous adverse underwriting decisions.
• § 58-39-65. Previous adverse underwriting decisions.
• § 58-39-70: Recodified as G.S. 58-39-125 by Session Laws 2003-262, s. 2(3), effective June 26, 2003.
• § 58-39-75. Disclosure limitations and conditions.
• § 58-39-76. Limits on sharing account number information for marketing purposes.
• § 58-39-80. Hearings and procedures.
• § 58-39-85. Service of process; insurance-support organizations.
• § 58-39-90. Cease and desist orders.
• § 58-39-95. Penalties.
• § 58-39-100. Appeal of right.
• § 58-39-105. Individual remedies.
• § 58-39-110. Immunity.
• § 58-39-115. Obtaining information under false pretenses.
• § 58-39-120. Rights.
• § 58-39-125. Powers of the Commissioner.
• § 58-39-130. Purpose.
• § 58-39-135. Scope.
• § 58-39-140. Definitions.
• § 58-39-145. Information security program.
• § 58-39-150. Objectives of information security program.
• § 58-39-155. Rules.
• § 58-39-160. Violation.
• § 58-39-165. Effective date.

Article 40 - Regulation of Insurance Rates.

• § 58-40-1. Purposes.
• § 58-40-5. Definitions.
• § 58-40-10. Other definitions.
• § 58-40-15. Scope of application.
• § 58-40-20. Rate standards.
• § 58-40-25. Rating methods.
• § 58-40-30. Filing of rates and supporting data.
• § 58-40-35. Filing open to inspection.
• § 58-40-40. Delegation of rate making and rate filing obligation.
• § 58-40-45. Disapproval of rates; interim use of rates.
• § 58-40-50. Statistical organizations.
• § 58-40-55: Repealed by Session Laws 2005-210, s. 8, effective October 1, 2005.
• § 58-40-60. Joint underwriting and joint reinsurance organizations.
• § 58-40-65. Insurers authorized to act in concert.
• § 58-40-70. Insurers authorized to act in concert; admitted insurers with common ownership or management; matters relating to co-surety bonds.
• § 58-40-75. Agreements to adhere.
• § 58-40-80. Exchange of information or experience data; consultation with statistical organizations and insurers.
• § 58-40-85. Recording and reporting of experience.
• § 58-40-90. Examination of rating, joint underwriting, and joint reinsurance organizations.
• § 58-40-95. Apportionment agreements among insurers.
• § 58-40-100. Request for review of rate, rating plan, rating system or underwriting rule.
• § 58-40-105. Hearing and judicial review.
• § 58-40-110. Suspension of license.
• § 58-40-115. Existing rates, rating systems, territories, classifications and policy forms.
• § 58-40-120. Payment of dividends not prohibited or regulated; plan for payment into rating system.
• § 58-40-125. Limitation.
• § 58-40-130. Financial disclosure; rate modifications; reporting requirements.
• § 58-40-135. Good faith immunity for operation of market assistance programs.
• § 58-40-140. Extended reporting.

Article 41 - Insurance Regulatory Reform Act.

• § 58-41-1. Short title.
• § 58-41-5. Legislative findings and intent.
• § 58-41-10. Scope.
• § 58-41-15. Certain policy cancellations prohibited.
• § 58-41-20. Notice of nonrenewal, premium rate increase, or change in coverage required.
• § 58-41-25. Notice of renewal of policies with premium rate or coverage changes.
• § 58-41-30. Loss of reinsurance.
• § 58-41-35. Repealed by Session Laws 1999-219, s. 9.
• § 58-41-40. No liability for statements or communications made in good faith; prior notice to agents or brokers.
• § 58-41-45. Termination of writing kind of insurance.
• § 58-41-50. Policy form and rate filings; punitive damages; data required to support filings.
• § 58-41-55. Penalties; restitution.

Article 42 - Mandatory or Voluntary Risk Sharing Plans.

• § 58-42-1. Establishment of plans.
• § 58-42-5. Purposes, contents, and operation of risk sharing plans.
• § 58-42-10. Persons required to participate.
• § 58-42-15. Voluntary participation.
• § 58-42-20. Classification and rates.
• § 58-42-25. Basis for participation.
• § 58-42-30. Duty to provide information.
• § 58-42-35. Provision of marketing facilities.
• § 58-42-40. Voluntary risk sharing plans.
• § 58-42-45. Article subject to Administrative Procedure Act; legislative oversight of plans.
• § 58-42-50. Immunity of Commissioner and plan participants.
• § 58-42-55: Repealed by Session Laws 2001-122, s. 1.

Article 43 - General Regulations of Business–Fire Insurance.

• § 58-43-1. Performance of contracts as to devices not prohibited.
• § 58-43-5. Limitation as to amount and term; indemnity contracts for difference in actual value and cost of replacement; functional replacement.
• § 58-43-10. Limit of liability on total loss.
• § 58-43-15. Policies for the benefit of mortgagees.
• § 58-43-20: Repealed by Session Laws 1995 (Regular Session, 1996), c. 752, s. 1.
• § 58-43-25. Limitation of fire insurance risks.
• § 58-43-30. Agreements restricting agent's commission; penalty.
• § 58-43-35. Punishment for issuing fire policies contrary to law.
• § 58-43-40. Expired.

Article 44 - Fire Insurance Policies.

• § 58-44-1. Terms and conditions must be set out in policy.
• § 58-44-5. Items to be expressed in policies.
• § 58-44-10: Repealed by Session Laws 1995, c. 517, s. 27.
• § 58-44-15. Fire insurance contract; standard policy provisions.
• § 58-44-20. Standard policy; permissible variations.
• § 58-44-25. Optional provisions as to loss or damage from nuclear reaction, nuclear radiation or radioactive contamination.
• § 58-44-30. Notice by insured or agent as to increase of hazard, unoccupancy and other insurance.
• § 58-44-35. Judge to select umpire.
• § 58-44-40. Effect of failure to give notice of encumbrance.
• § 58-44-45. Policy issued to husband or wife on joint property.
• § 58-44-50. Bar to defense of failure to render timely proof of loss.
• § 58-44-55. Farmowners' and other property policies; ice, snow, or sleet damage.

Article 45 - Essential Property Insurance for Beach Area Property.

• § 58-45-1. Declarations and purpose of Article.
• § 58-45-5. Definition of terms.
• § 58-45-6. Persons who can be insured by the Association.
• § 58-45-10. North Carolina Insurance Underwriting Association created.
• § 58-45-15. Powers and duties of Association.
• § 58-45-20. Temporary directors of Association.
• § 58-45-25. Each member of Association to participate in its expenses, profits, and losses.
• § 58-45-30. Directors to submit plan of operation to Commissioner; review and approval; amendments.
• § 58-45-35. Persons eligible to apply to Association for coverage; contents of application.
• § 58-45-36. Temporary contracts of insurance.
• § 58-45-40. Association members may cede insurance to Association.
• § 58-45-45. Rates, rating plans, rating rules, and forms applicable.
• § 58-45-46. Unearned premium, loss, and loss expense reserves.
• § 58-45-50. Appeal from acts of Association to Commissioner; appeal from Commissioner to superior court.
• § 58-45-55. Reports of inspection made available.
• § 58-45-60. Association and Commissioner immune from liability.
• § 58-45-65. Association to file annual report with Commissioner.
• § 58-45-70. Commissioner may examine affairs of Association.
• § 58-45-75. Commissioner authorized to promulgate reasonable rules and regulations.
• § 58-45-80. Premium taxes to be paid through Association.
• § 58-45-85. Assessment; inability to pay.
• § 58-45-90. Open meetings.

Article 46 - Fair Access to Insurance Requirements.

• § 58-46-1. Purpose and geographic coverage of Article.
• § 58-46-2. Persons who can be insured by the Association.
• § 58-46-5. Organization of underwriting association.
• § 58-46-10. Participation in association.
• § 58-46-15. Requirements of Plan and authority of Association.
• § 58-46-20. Authority of Commissioner.
• § 58-46-25. Temporary directors of association.
• § 58-46-30. Appeals; judicial review.
• § 58-46-35. Reports of inspection made available; immunity from liability.
• § 58-46-40. Assessment; inability to pay.
• § 58-46-41. Unearned premium, loss, and loss expense reserves.
• § 58-46-45. Premium taxes to be paid through Association.
• § 58-46-50. Annual reports.
• § 58-46-55. Rates, rating plans, rating rules, and forms applicable.
• § 58-46-60. Open meetings.

Article 47 - Workers' Compensation Self-Insurance.

• §§ 58-47-1 through 58-47-50: Repealed by Session Laws 1997-362, s. 2.
• § 58-47-60. Definitions.
• § 58-47-65. Licensing; qualification for approval.
• § 58-47-70. License denial; termination; revocation; restrictions.
• § 58-47-75. Reporting and records.
• § 58-47-80. Assets and invested assets.
• § 58-47-85. Surplus requirements.
• § 58-47-90. Deposits.
• § 58-47-95. Excess insurance and reinsurance.
• § 58-47-100. Examinations.
• § 58-47-105. Dividends and other distributions.
• § 58-47-110. Premium rates.
• § 58-47-115. Premium payment requirements.
• § 58-47-120. Board; composition, powers, duties, and prohibitions.
• § 58-47-125. Admission and termination of group members.
• § 58-47-130. Disclosure.
• § 58-47-135. Assessment plan and indemnity agreement.
• § 58-47-140. Other provisions of this Chapter.
• § 58-47-150. Definitions.
• § 58-47-155. TPAs and service companies; authority; qualifications.
• § 58-47-160. Written agreement; composition; restrictions.
• § 58-47-165. Books and records.
• § 58-47-170. Payments to TPA or service company.
• § 58-47-175. Approval of advertising.
• § 58-47-180. Premium collection and payment of claims.
• § 58-47-185. Notices; disclosure.
• § 58-47-190. Compensation.
• § 58-47-195. Examinations.
• § 58-47-200. Unfair trade practices.
• § 58-47-205. Other requirements.
• §§ 58-47-210 through 58-47-220: Repealed by Session Laws 2001-223, s. 21.3, effective January 1, 2002.

Article 48 - Postassessment Insurance Guaranty Association.

• § 58-48-1. Short title.
• § 58-48-5. Purpose of Article.
• § 58-48-10. Scope.
• § 58-48-15. Construction.
• § 58-48-20. Definitions.
• § 58-48-25. Creation of the Association.
• § 58-48-30. Board of directors.
• § 58-48-35. Powers and duties of the Association.
• § 58-48-40. Plan of operation.
• § 58-48-42. Procedure for appeal to Commissioner from decision of Association.
• § 58-48-45. Duties and powers of the Commissioner.
• § 58-48-50. Effect of paid claims.
• § 58-48-55. Nonduplication of recovery.
• § 58-48-60. Prevention of insolvencies.
• § 58-48-65. Examination of the Association.
• § 58-48-70. Tax exemption.
• § 58-48-75: Repealed by Session Laws 1991, c. 689, s. 299.
• § 58-48-80. Immunity.
• § 58-48-85. Stay of proceedings; reopening of default judgments.
• § 58-48-90. Termination; distribution of funds.
• § 58-48-95. Use of deposits made by insolvent insurer.
• § 58-48-100. Statute of repose; guardians ad litem; notice.
• § 58-48-105. Transfer of balance of security funds.
• § 58-48-110. Purpose of the accounts.
• § 58-48-115. Creation of Stock Fund Account; maintenance of Stock Fund Account; and distribution of Stock Fund.
• § 58-48-120. Creation of Mutual Fund Account; maintenance of Mutual Fund Account.
• § 58-48-125. Payments by the Association.
• § 58-48-130. Termination.

Article 49 - Determination of Jurisdiction Over Providers of Health Care Benefits; Regulation of Multiple Employer Welfare Arrangements.

• § 58-49-1. Purposes.
• § 58-49-5. Authority and jurisdiction of Commissioner.
• § 58-49-10. How to show jurisdiction.
• § 58-49-15. Examination.
• § 58-49-20. Subject to State laws.
• § 58-49-25. Disclosure.
• § 58-49-30. Multiple employer welfare arrangements; definition; administrators.
• § 58-49-35. Multiple employer welfare arrangements; license required; penalty.
• § 58-49-40. Qualifications for licensure.
• § 58-49-45. Certain words prohibited in name of MEWA.
• § 58-49-50. Filing of application.
• § 58-49-55. Examinations; deposits; solvency regulation.
• § 58-49-60. Annual reports; actuarial certifications; quarterly reports.
• § 58-49-65. Denial, suspension, or revocation of license.

Article 50 - General Accident and Health Insurance Regulations.

• § 58-50-1. Waiver by insurer.
• § 58-50-5. Application.
• § 58-50-10: Repealed by Session Laws 1993, c. 529, s. 4.1.
• § 58-50-15. Conforming to statute.
• § 58-50-20. Age limit.
• § 58-50-25. Nurses' services.
• § 58-50-26. Physician services provided by physician assistants.
• § 58-50-30. Right to choose services of optometrist, podiatrist, licensed clinical social worker, certified substance abuse professional, licensed professional counselor, dentist, chiropractor, psychologist, pharmacist, certified fee-based practicin
• § 58-50-35. Notice of nonpayment of premium required before forfeiture.
• § 58-50-40. Willful failure to pay group insurance premiums; willful termination of a group health plan; notice to persons insured; penalty; restitution; examination of insurance transactions.
• § 58-50-45. Group health or life insurers to notify insurance fiduciaries of obligations.
• § 58-50-50: Repealed by Session Laws, 1997-519, s. 3.17.
• § 58-50-55: Repealed by Session Laws 1997-519, s. 3.17.
• § 58-50-56. Insurers, preferred provider organizations, and preferred provider benefit plans.
• § 58-50-57. Offsets against provider reimbursement for workers' compensation payments forbidden.
• § 58-50-58. Reserved for future codification purposes.
• § 58-50-59. Reserved for future codification purposes.
• § 58-50-60: Repealed by Session Laws 1997-519, s. 4.4.
• § 58-50-61. Utilization review.
• § 58-50-62. Insurer grievance procedures.
• § 58-50-63: Expired pursuant to Session Laws 2005-453, s. 3, effective July 1, 2005.
• § 58-50-64. Reserved for future codification purposes.
• § 58-50-65. Certain policies of insurance not affected.
• § 58-50-70. Punishment for violation.
• § 58-50-75. Purpose, scope, and definitions.
• § 58-50-76: Reserved for future codification purposes.
• § 58-50-77. Notice of right to external review.
• § 58-50-78: Reserved for future codification purposes.
• § 58-50-79. Exhaustion of internal grievance process.
• § 58-50-80. Standard external review.
• § 58-50-81: Reserved for future codification purposes.
• § 58-50-82. Expedited external review.
• § 58-50-83: Reserved for future codification purposes.
• § 58-50-84. Binding nature of external review decision.
• § 58-50-85. Approval of independent review organizations.
• § 58-50-86: Reserved for future codification purposes.
• § 58-50-87. Minimum qualifications for independent review organizations.
• § 58-50-88: Reserved for future codification purposes.
• § 58-50-89. Hold harmless for Commissioner, medical professionals, and independent review organizations.
• § 58-50-90. External review reporting requirements.
• § 58-50-91: Reserved for future codification purposes.
• § 58-50-92. Funding of external review.
• § 58-50-93. Disclosure requirements.
• § 58-50-94. Selection of independent review organizations.
• § 58-50-95. Report by Commissioner.
• § 58-50-100. Title and reference.
• § 58-50-105. Purpose and intent.
• § 58-50-110. Definitions.
• § 58-50-112. Affiliated companies; HMOs.
• § 58-50-113: Repealed by Session Laws 1993, c. 529, s. 3.4.
• § 58-50-115. Health benefit plans subject to Act.
• § 58-50-120. Small Employer Carrier Committee.
• § 58-50-125. Health care plans; formation; approval; offerings.
• § 58-50-130. Required health care plan provisions.
• § 58-50-135. Elections by carriers.
• § 58-50-140. Risk-assuming carriers.
• § 58-50-145. Reinsuring carriers.
• § 58-50-149. Limit on cessions to the Reinsurance Pool.
• § 58-50-150. North Carolina Small Employer Health Reinsurance Pool.
• § 58-50-151. (Recodified as § 58-51-116 effective July 1, 2002) ERISA plans may not require Medicaid to pay first.
• § 58-50-155. Standard and basic health care plan coverages.
• § 58-50-156. Coverage of certain prescribed drugs for cancer treatment.

Article 51 - Nature of Policies.

• § 58-51-1. Form, classification and rates to be approved by Commissioner.
• § 58-51-5. Form of policy.
• § 58-51-10. Right to return policy and have premium refunded.
• § 58-51-15. Accident and health policy provisions.
• § 58-51-16. Intoxicants and narcotics.
• § 58-51-20. Renewability of individual and blanket hospitalization and accident and health insurance policies.
• § 58-51-25. Policy coverage to continue as to mentally retarded or physically handicapped children.
• § 58-51-30. Policies to cover newborn infants, foster children, and adopted children.
• § 58-51-35. Insurers and others to afford coverage to mentally retarded and physically handicapped children.
• § 58-51-37. Pharmacy of choice.
• § 58-51-38. Direct access to obstetrician-gynecologists.
• § 58-51-40. Insurers and others to afford coverage for active medical treatment in tax-supported institutions.
• § 58-51-45. Policies to be issued to any person possessing the sickle cell trait or hemoglobin C trait.
• § 58-51-50. Coverage for chemical dependency treatment.
• § 58-51-55. No discrimination against the mentally ill and chemically dependent.
• § 58-51-57. Coverage for mammograms and cervical cancer screening.
• § 58-51-58. Coverage for prostate-specific antigen (PSA) tests.
• § 58-51-59. Coverage of certain prescribed drugs for cancer treatment.
• § 58-51-60. Meaning of term "preexisting conditions" in certain policies.
• § 58-51-61. Coverage for certain treatment for diabetes.
• § 58-51-62. Coverage for reconstructive breast surgery following mastectomy.
• § 58-51-65. Industrial sick benefit insurance defined.
• § 58-51-70. Industrial sick benefit insurance; provisions.
• § 58-51-75. Blanket accident and health insurance defined.
• § 58-51-80. Group accident and health insurance defined.
• § 58-51-81. Group accident and health insurance for public school students.
• § 58-51-85. Group or blanket accident and health insurance; approval of forms and filing of rates.
• § 58-51-90. Definition of franchise accident and health insurance.
• § 58-51-95. Approval by Commissioner of forms, classification and rates; hearing; exceptions.
• § 58-51-100. Credit accident and health insurance.
• § 58-51-105. Hospitalization insurance defined.
• § 58-51-110. Renewal, discontinuance, or replacement of group health insurance.
• § 58-51-115. Coordination of benefits with Medicaid.
• § 58-51-116. ERISA plans may not require Medicaid to pay first.
• § 58-51-120. Coverage of children.
• § 58-51-125. Adopted child coverage.
• § 58-51-130. Standards for disability income insurance policies.

Article 52 - Joint Action to Insure Elderly.

• § 58-52-1. Definitions.
• § 58-52-5. Joint action to insure persons 65 years of age or over and their spouses permitted; associations of insurers; individual and group policies.
• § 58-52-10. Regional plans authorized.
• § 58-52-15. Forms and rate manuals subject to § 58-51-1; disapproval of rates.
• § 58-52-20. Organization of associations of insurers; powers; annual statements; mutual insurers may participate.
• § 58-52-25. No additional licensing required.

Article 53 - Group Health Insurance Continuation and Conversion Privileges.

• § 58-53-1. Definitions.
• § 58-53-5. Continuation of group hospital, surgical, and major medical coverage after termination of employment or membership.
• § 58-53-10. Eligibility.
• § 58-53-15. Exception.
• § 58-53-20. Benefits not included.
• § 58-53-25. Notification to employee.
• § 58-53-30. Payment of premiums.
• § 58-53-35. Termination of continuation.
• § 58-53-40. Notification.
• § 58-53-45. Right to obtain individual policy upon termination of group hospital, surgical or major medical coverage.
• § 58-53-50. Restrictions.
• § 58-53-55. Time limit.
• § 58-53-60. Premium.
• § 58-53-65. Coverage.
• § 58-53-70. Exclusions.
• § 58-53-75. Information.
• § 58-53-80. Excess benefits.
• § 58-53-85. Preexisting conditions.
• § 58-53-90. Basic coverage plans.
• § 58-53-95. Major medical plans.
• § 58-53-100. Alternative plans.
• § 58-53-105. Insurer option.
• § 58-53-110. Other conversion provisions.
• § 58-53-115. Article inapplicable to certain plans.

Article 54 - Medicare Supplement Insurance Minimum Standards.

• § 58-54-1. Definitions.
• § 58-54-5. Applicability and scope.
• § 58-54-10. Standards for policy provisions.
• § 58-54-15. Minimum standards for benefits, marketing practices, compensation arrangements, reporting practices, and claims payments.
• § 58-54-20. Loss ratio standards and filing requirements.
• § 58-54-25. Disclosure standards.
• § 58-54-30. Notice of free examination.
• § 58-54-35. Filing requirements for advertising.
• § 58-54-40. Penalties.
• § 58-54-45. By reason of disability.
• § 58-54-50. Rules for compliance with federal law and regulations.

Article 55 - Long-Term Care Insurance.

• § 58-55-1. Short title.
• § 58-55-5. Dual options.
• § 58-55-10. Purposes.
• § 58-55-15. Scope.
• § 58-55-20. Definitions.
• § 58-55-25. Limits of group long-term care insurance.
• § 58-55-30. Disclosure and performance standards for long-term care insurance.
• § 58-55-31. Additional requirements.
• § 58-55-35. Facilities, services, and conditions defined.
• § 58-55-50. Rules for compliance with federal law and regulations.

Article 56 - Third Party Administrators.

• § 58-56-1: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-2. Definitions.
• § 58-56-5: Reserved for future codification purposes.
• § 58-56-6. Written agreement necessary.
• § 58-56-10: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-11. Payment to TPA.
• § 58-56-15: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-16. Records to be kept.
• § 58-56-20: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-21. Approval of advertising.
• § 58-56-25: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-26. Responsibilities of the insurer.
• § 58-56-30: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-31. Premium collection and payment of claims.
• § 58-56-35: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-36. Compensation to the TPA.
• § 58-56-40: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-41. Notice to covered individuals; disclosure of charges and fees.
• § 58-56-45: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-46. Delivery of materials to covered individuals.
• § 58-56-50: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-51. License required.
• § 58-56-52. Prohibitions.
• § 58-56-55: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-56. Waiver of application for license.
• § 58-56-60: Repealed by Session Laws 1991, c. 627, s. 2.
• § 58-56-61. Reserved for future codification purposes.
• § 58-56-65. Committee on Third Party Administrators.
• § 58-56-66. Grounds for suspension or revocation of license.

Article 57 - Regulation of Credit Insurance.

• § 58-57-1. Application of Article.
• § 58-57-5. Definitions.
• § 58-57-10. Forms of insurance which are authorized.
• § 58-57-15. Amount.
• § 58-57-20. Term; termination prior to scheduled maturity.
• § 58-57-25. Insurance to be evidenced by individual policy; notice of proposed insurance or certificate; required and prohibited provisions; when debtor to receive copy.
• § 58-57-30. Forms to be filed with Commissioner; approval or disapproval by Commissioner.
• § 58-57-35. General premium rate standard.
• § 58-57-40. Credit life insurance rate standards.
• § 58-57-45. Credit accident and health insurance rate standards.
• § 58-57-50. Premium refunds or credits.
• § 58-57-55. Issuance of policies.
• § 58-57-60. Claims.
• § 58-57-65. Existing insurance; choice of insurer.
• § 58-57-70: Repealed by Session Laws 2005-181, s. 7, effective January 1, 2006, and applicable to policies or certificates issued or renewed on or after that date.
• § 58-57-71. Enforcement and penalties.
• § 58-57-75. Judicial review.
• § 58-57-80: Repealed by Session Laws 2005-181, s. 7, effective January 1, 2006, and applicable to policies or certificates issued or renewed on or after that date.
• § 58-57-85: Repealed by Session Laws 2001-223, s. 3.6.
• § 58-57-90. Credit property insurance; personal household property coverage.
• § 58-57-95. Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent.
• § 58-57-100. Credit property insurance; automobile physical damage insurance.
• § 58-57-105. Credit insurance on credit card balances.
• § 58-57-107: Recodified as § 58-3-147, Session Laws 1993, c. 504, s. 40.
• § 58-57-110. Credit unemployment insurance rate standards; policy provisions.
• § 58-57-115. Family leave credit insurance standards; policy provisions.

Article 58 - Life Insurance and Viatical Settlements.

• § 58-58-1. Definitions; requisites of contract.
• § 58-58-5. Industrial life insurance defined.
• § 58-58-10. Credit life insurance defined.
• § 58-58-15. Any type of survivorship fund in life insurance contract prohibited.
• § 58-58-20. Tie-in sales with life insurance prohibited.
• § 58-58-22. Individual policy standard provisions.
• § 58-58-23. Standard provisions for annuity and pure endowment contracts.
• § 58-58-25. Policies to be issued to any person possessing the sickle cell trait or hemoglobin C trait.
• § 58-58-30. Soliciting agent represents the company.
• § 58-58-35. Discrimination between insurants forbidden.
• § 58-58-40. Misrepresentations of policy forbidden.
• § 58-58-42: Repealed by Session Laws 2001-436, s. 5.
• § 58-58-45. Financial Provisions.
• § 58-58-50. Standard Valuation Law.
• § 58-58-55. Standard nonforfeiture provisions.
• § 58-58-60: Repealed by Session Laws 2003-144, s. 2, effective October 1, 2004.
• § 58-58-61. Standard nonforfeiture law for individual deferred annuities.
• § 58-58-65. Reinsurance of companies regulated.
• § 58-58-70. Insurable interest as between stockholders, partners, etc.
• § 58-58-75. Insurable interest in life and physical ability of employee or agent.
• § 58-58-80. Insurable interest in life and physical ability of partner.
• § 58-58-85. Insurable interest in life of person covered by pension plan.
• § 58-58-86. (Effective until October 1, 2007) Insurable interest of charitable organizations.
• § 58-58-90. Construction.
• § 58-58-95. Rights of beneficiaries.
• § 58-58-100. Minors may enter into insurance or annuity contracts and have full rights, powers and privileges thereunder.
• § 58-58-105. Renunciation.
• § 58-58-110. Interest payments on death benefits.
• § 58-58-115. Creditors deprived of benefits of life insurance policies except in cases of fraud.
• § 58-58-120. Notice of nonpayment of premium required before forfeiture.
• § 58-58-125. Minimum premium rates for assessment life insurance companies.
• § 58-58-130. Distribution of surplus in mutual companies.
• § 58-58-135. "Group life insurance" defined.
• § 58-58-140. Group life insurance standard provisions.
• § 58-58-145. Group annuity contracts defined; requirements; issuance of individual certificates.
• § 58-58-150. Employee life insurance defined.
• § 58-58-155. Assignment of interest in group policies and annuity contracts.
• § 58-58-160. Voting power under policies of group life insurance.
• § 58-58-165. Exemption from execution.
• § 58-58-170. Contestability after reinstatement.
• §§ 58-58-175 through 58-58-195: Reserved for future codification purposes.
• § 58-58-200. Short title.
• § 58-58-205. Definitions.
• § 58-58-210. License requirements.
• § 58-58-215. License revocation and denial.
• § 58-58-220. Approval of viatical settlement contracts and disclosure statements.
• § 58-58-225. Reporting requirements and privacy.
• § 58-58-230. Examinations.
• § 58-58-235. Record retention requirements.
• § 58-58-240. Investigative authority of the Commissioner.
• § 58-58-245. Disclosure.
• § 58-58-250. General rules.
• § 58-58-255. Prohibited practices.
• § 58-58-260. Advertising for viatical settlements.
• § 58-58-265. Fraudulent viatical settlement acts, interference, and participation of convicted felons prohibited.
• § 58-58-267. Fraud warning required.
• § 58-58-268. Viatical settlement antifraud initiatives.
• § 58-58-270. Report to Commissioner.
• § 58-58-275. Reporting and investigation of suspected viatical settlement fraudulent acts; immunity from liability.
• § 58-58-280. Confidentiality.
• § 58-58-285. Other law enforcement or regulatory authority.
• § 58-58-290. Injunctions; civil remedies; cease and desist orders.
• § 58-58-295. Unfair trade practices.
• § 58-58-300. Authority to adopt rules.
• § 58-58-305. Jurisdictional limitations.
• § 58-58-310. Effective date.

Article 59 - Registered Policies.

• § 58-59-1. Deposits to secure registered policies.
• § 58-59-5. Additional deposits may be required.
• § 58-59-10. Withdrawal of deposits.
• § 58-59-15. Record of securities kept by Commissioner; deficit made good.
• § 58-59-20. Registered policies certified.
• § 58-59-25. Power of Commissioner in case of insolvency.
• § 58-59-30. Fees for registering policies.
• § 58-59-35. Registration of policies.

Article 60 - Standards of Disclosure for Annuities and Life Insurance.

• § 58-60-1. Short title; purpose.
• § 58-60-5. Scope; exemptions.
• § 58-60-10. Definitions.
• § 58-60-15. Disclosure requirements.
• § 58-60-20. General rules relating to solicitation.
• § 58-60-25. Adoption of Buyer's Guide; requirements.
• § 58-60-30. Failure to comply.
• § 58-60-35. Disclosure of prearrangement insurance policy provisions.
• § 58-60-90. Title and reference.
• § 58-60-95. Purpose; intent; and scope.
• § 58-60-100. Disclosure requirements.
• § 58-60-105. Insurer duties.
• § 58-60-120. Title and reference.
• § 58-60-125. Purpose; intent; scope.
• § 58-60-130. Definitions.
• § 58-60-135. Standards for the disclosure document and buyer's guide.
• § 58-60-140. Contents of disclosure document.
• § 58-60-145. Report to contract owners.

Article 61 - Regulation of Interest Rates on Life Insurance Policy Loans.

• § 58-61-1. Purpose.
• § 58-61-5. Definitions.
• § 58-61-10. Maximum rate of interest on policy loans.
• § 58-61-15. Applicability to existing policies.

Article 62 - Life and Health Insurance Guaranty Association.

• § 58-62-1: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-2. Title.
• § 58-62-5: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-6. Purpose.
• § 58-62-10: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-11. Construction.
• § 58-62-15: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-16. Definitions.
• § 58-62-20: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-21. Coverage and limitations.
• § 58-62-25: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-26. Creation of the Association.
• § 58-62-30: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-31. Board of directors.
• § 58-62-35: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-36. Powers and duties of the Association.
• § 58-62-40: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-41. Assessments.
• § 58-62-45: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-46. Plan of operation.
• § 58-62-50: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-51. Duties and powers of the Commissioner.
• § 58-62-55: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-56. Prevention of delinquencies.
• § 58-62-60: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-61. Miscellaneous provisions.
• § 58-62-65: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-66. Examination of the Association; annual report.
• § 58-62-70: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-75. Tax exemptions.
• § 58-62-76. Immunity.
• § 58-62-77. Actions not precluded.
• § 58-62-80: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-81. Stay of proceedings; reopening default judgments.
• § 58-62-85: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-86. Prohibited advertisement of Article in insurance sales; notice to policyholders.
• § 58-62-90: Repealed by Session Laws 1991, c. 681, s. 57.
• § 58-62-92: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 678, s. 27.
• § 58-62-95. Use of deposits made by impaired insurer.

Article 63 - Unfair Trade Practices.

• § 58-63-1. Declaration of purpose.
• § 58-63-5. Definitions.
• § 58-63-10. Unfair methods of competition or unfair and deceptive acts or practices prohibited.
• § 58-63-15. Unfair methods of competition and unfair or deceptive acts or practices defined.
• § 58-63-20. Power of Commissioner.
• § 58-63-25. Hearings, witnesses, appearances, production of books and service of process.
• § 58-63-30: Repealed by Session Laws 1991, c. 644, s. 29.
• § 58-63-32. Cease and desist order.
• § 58-63-35. Judicial review of cease and desist orders.
• § 58-63-40. Procedure as to unfair methods of competition and unfair or deceptive acts or practices which are not defined.
• § 58-63-45. Judicial review by intervenor.
• § 58-63-50. Penalty.
• § 58-63-55. Provisions of Article additional to existing law.
• § 58-63-60. Immunity from prosecution.
• § 58-63-65. Rule-making authority.
• §§ 58-63-66 through 58-63-69. Reserved for future codification purposes.
• § 58-63-70. Health care service discount practices by insurers and service corporations.

Article 64 - Continuing Care Retirement Communities.

• § 58-64-1. Definitions.
• § 58-64-5. License.
• § 58-64-10. Revocation of license.
• § 58-64-15. Sale or transfer of ownership.
• § 58-64-20. Disclosure statement.
• § 58-64-25. Contract for continuing care; specifications.
• § 58-64-30. Annual disclosure statement revision.
• § 58-64-33. Operating reserves.
• § 58-64-35. Escrow, collection of deposits.
• § 58-64-40. Right to organization.
• § 58-64-45. Supervision, rehabilitation, and liquidation.
• § 58-64-46. Receiverships; exception for facility beds.
• § 58-64-50. Investigations and subpoenas.
• § 58-64-55. Examinations; financial statements.
• § 58-64-60. Contracts as preferred claims on liquidation.
• § 58-64-65. Rule-making authority; reasonable time to comply with rules.
• § 58-64-70. Civil liability.
• § 58-64-75. Criminal penalties.
• § 58-64-80. Advisory Committee.
• § 58-64-85. Other licensing or regulation.

Article 65 - Hospital, Medical and Dental Service Corporations.

• § 58-65-1. Regulation and definitions; application of other laws; profit and foreign corporations prohibited.
• § 58-65-2. Other laws applicable to service corporations.
• § 58-65-5. Contract for joint assumption or underwriting of risks.
• § 58-65-10. Premium or dues paid by employer, employee, principal or agent or jointly and severally.
• § 58-65-15. Incorporation.
• § 58-65-20. Members of governing boards.
• § 58-65-25. Hospital, physician and dentist contracts.
• § 58-65-30. Dentists' services.
• § 58-65-35. Nurses' services.
• § 58-65-36. Physician services provided by physician assistants.
• § 58-65-40. Supervision of Commissioner of Insurance; form of contract with subscribers; schedule of rates.
• § 58-65-45. Public hearings on revision of existing schedule or establishment of new schedule; publication of notice.
• § 58-65-50. Application for certificate of authority or license.
• § 58-65-55. Issuance and continuation of license.
• § 58-65-60. Subscribers' contracts; required and prohibited provisions.
• § 58-65-65. Coverage for active medical treatment in tax-supported institutions.
• § 58-65-70. Contracts to cover any person possessing the sickle cell trait or hemoglobin C trait.
• § 58-65-75. Coverage for chemical dependency treatment.
• § 58-65-80. Meaning of terms "accident", "accidental injury", and "accidental means".
• § 58-65-85. Discriminatory practices prohibited.
• § 58-65-90. No discrimination against the mentally ill and chemically dependent.
• § 58-65-91. Coverage for certain treatment of diabetes.
• § 58-65-92. Coverage for mammograms and cervical cancer screening.
• § 58-65-93. Coverage for prostate-specific antigen (PSA) tests.
• § 58-65-94. Coverage of certain prescribed drugs for cancer treatment.
• § 58-65-95. Investments and reserves.
• § 58-65-96. Coverage for reconstructive breast surgery following mastectomy.
• § 58-65-100. Statements filed with Commissioner.
• § 58-65-105. Visitations and examinations.
• § 58-65-110. Expenses.
• § 58-65-115. Licensing and regulation of agents.
• § 58-65-120. Medical, dental and hospital service associations and agent to transact business through licensed agents only.
• § 58-65-125. Revocation and suspension of license; unfair trade practices.
• § 58-65-130. Amendments to certificate of incorporation.
• § 58-65-131. Findings; definitions; conversion plan.
• § 58-65-132. Review and approval of conversion plan; new corporation.
• § 58-65-133. Creation and operation of foundation.
• § 58-65-135. Cost plus plans.
• § 58-65-140: Repealed by Session Laws 1997-519, s. 3.16.
• § 58-65-145. Preexisting hospital service corporations.
• § 58-65-150. Construction of Chapter as to single employer plans; associations exempt.
• § 58-65-155. Merger or consolidation, proceedings for.
• § 58-65-160: Repealed by Session Laws 1998-3, s. 3.
• § 58-65-165. Commissioner of Insurance determines corporations exempt from this Article and Article 66 of this Chapter.
• § 58-65-166. Policy statement and definitions.
• § 58-65-167. Authority to indemnify.
• § 58-65-168. Mandatory indemnification.
• § 58-65-169. Advance for expenses.
• § 58-65-170. Court-ordered indemnification.
• § 58-65-171. Determination and authorization of indemnification.
• § 58-65-172. Indemnification of officers, employees, and agents.
• § 58-65-173. Additional indemnification and insurance.
• § 58-65-174. Application of Part.

Article 66 - Hospital, Medical and Dental Service Corporation Readable Insurance Certificates Act.

• § 58-66-1. Title.
• § 58-66-5. Purpose.
• § 58-66-10. Scope of application.
• § 58-66-15. Definitions.
• § 58-66-20. Format requirements.
• § 58-66-25. Flesch scale analysis readability score; procedures.
• § 58-66-30. Filing requirements; duties of the Commissioner.
• § 58-66-35. Application to policies; dates.
• § 58-66-40. Construction.

Article 67 - Health Maintenance Organization Act.

• § 58-67-1. Short title.
• § 58-67-5. Definitions.
• § 58-67-10. Establishment of health maintenance organizations.
• § 58-67-11. Additional HMO application information.
• §§ 58-67-12 through 58-67-14. Reserved for future codification purposes.
• § 58-67-15. Health maintenance organization of bordering states may be admitted to do business; reciprocity.
• § 58-67-20. Issuance and continuation of license.
• § 58-67-25. Deposits.
• § 58-67-30. Management and exclusive agreements; custodial agreements.
• § 58-67-35. Powers of health maintenance organizations.
• § 58-67-40: Repealed by Session Laws 2003-212, s. 20, effective October 1, 2003.
• § 58-67-45. Fiduciary responsibilities.
• § 58-67-50. Evidence of coverage and premiums for health care services.
• § 58-67-55. Statements filed with Commissioner.
• § 58-67-60. Investments.
• § 58-67-65. Prohibited practices.
• § 58-67-66. Collaboration with local health departments.
• § 58-67-70. Coverage for chemical dependency treatment.
• § 58-67-74. Coverage for certain treatment of diabetes.
• § 58-67-75. No discrimination against the mentally ill and chemically dependent.
• § 58-67-76. Coverage for mammograms and cervical cancer screening.
• § 58-67-77. Coverage for prostate-specific antigen (PSA) tests.
• § 58-67-78. Coverage of certain prescribed drugs for cancer treatment.
• § 58-67-79. Coverage for reconstructive breast surgery following mastectomy.
• § 58-67-80. Meaning of terms "accident", "accidental injury", and "accidental means".
• § 58-67-85. Master group contracts, filing requirement; required and prohibited provisions.
• § 58-67-88. Continuity of care.
• § 58-67-90. Licensing and regulation of agents.
• § 58-67-95. Powers of insurers and hospital and medical service corporations.
• § 58-67-100. Examinations.
• § 58-67-105. Hazardous financial condition.
• § 58-67-110. Protection against insolvency.
• § 58-67-115. Hold harmless agreements or special deposit.
• § 58-67-120. Continuation of benefits.
• § 58-67-125. Enrollment period.
• § 58-67-130. Replacement coverage.
• § 58-67-135. Incurred but not reported claims.
• § 58-67-140. Suspension or revocation of license.
• § 58-67-145. Rehabilitation, liquidation, or conservation of health maintenance organization.
• § 58-67-150. Regulations.
• § 58-67-155. Administrative procedures.
• § 58-67-160. Fees.
• § 58-67-165. Penalties and enforcement.
• § 58-67-170. Statutory construction and relationship to other laws.
• § 58-67-171. Other laws applicable to HMOs.
• § 58-67-175. Filings and reports as public documents.
• § 58-67-180. Confidentiality of medical information.
• § 58-67-185. Severability.

Article 68 - Health Insurance Portability and Accountability.

• §§ 58-68-1 through 58-68-20: Repealed by Session Laws 1997-259, s. 1(a).
• § 58-68-25. Definitions; excepted benefits; employer size rule.
• § 58-68-30. Increased portability through limitation on preexisting condition exclusions.
• § 58-68-35. Prohibiting discrimination against individual participants and beneficiaries based on health status.
• § 58-68-40. Guaranteed availability of coverage for employers in the small group market.
• § 58-68-45. Guaranteed renewability of coverage for employers in the group market.
• § 58-68-50. Disclosure of information.
• § 58-68-55. Exclusion of certain plans.
• § 58-68-60. Guaranteed availability of individual health insurance coverage to certain individuals with prior group coverage.
• § 58-68-65. Guaranteed renewability of individual health insurance coverage.
• § 58-68-70. Certification of coverage.
• § 58-68-75. General exceptions.

Article 68A - Health Care Reform Planning.

• §§ 58-68A-1 through 58-68A-10: Repealed by Session Laws 1995 (Regular Session, 1996), c. 17, s. 16.

Article 69 - Motor Clubs and Associations.

• § 58-69-1. Repealed by Session Laws 1999-132, s. 12.1.
• § 58-69-2. Definitions.
• § 58-69-5. License required.
• § 58-69-10. Applications for licenses; fees; bonds or deposits.
• § 58-69-15. Issuance or refusal of license; notice of hearing on refusal; renewal.
• § 58-69-20. Powers of Commissioner.
• § 58-69-25. Hearing on denial of license.
• § 58-69-30. Agent for service of process.
• § 58-69-35. Violations; penalty.
• § 58-69-40. Disposition of fees.
• § 58-69-45. Insurance licensing provisions not affected.
• § 58-69-50. Authority for qualified surety companies to guarantee certain arrest bond certificates.
• § 58-69-55. Guaranteed arrest bond certificates accepted.

Article 70 - Collection Agencies.

• § 58-70-1. Permit from Commissioner of Insurance; penalty for violation; exception.
• § 58-70-5. Application to Commissioner for permit.
• § 58-70-10. Application to Commissioner for permit renewal.
• § 58-70-15. Definition of collection agency and collection agency business.
• § 58-70-20. Bond requirement.
• § 58-70-25. Record of business in State.
• § 58-70-30. Hearing granted applicant if application denied; appeal.
• § 58-70-35. Application fee; issuance of permit; contents and duration.
• § 58-70-40. Restraining orders; criminal convictions; permit revocations; other permit requirements.
• § 58-70-45. Disposition of permit fees.
• § 58-70-50. All collection agencies to identify themselves in correspondence.
• § 58-70-55. Office hours.
• § 58-70-60. Statements to be furnished each collection creditor.
• § 58-70-65. Remittance trust account.
• § 58-70-70. Receipt requirement.
• § 58-70-75. Creditor may request return of accounts.
• § 58-70-80. Return of accounts and all valuable papers upon termination of permit.
• § 58-70-85. Application of funds where there is a debtor-creditor relationship.
• § 58-70-90. Definitions.
• § 58-70-95. Threats and coercion.
• § 58-70-100. Harassment.
• § 58-70-105. Unreasonable publication.
• § 58-70-110. Deceptive representation.
• § 58-70-115. Unconscionable means.
• § 58-70-120. Unauthorized practice of law; court appearances.
• § 58-70-125. Shared office space.
• § 58-70-130. Civil liability.

Article 71 - Bail Bondsmen and Runners.

• § 58-71-1. Definitions.
• § 58-71-5. Commissioner of Insurance to administer Article; rules and regulations; employees; evidence of Commissioner's actions.
• § 58-71-10. Defects not to invalidate undertakings; liability not affected by agreement or lack of qualifications.
• § 58-71-15. Qualifications of sureties on bail.
• § 58-71-20. Surrender of defendant by surety; when premium need not be returned.
• § 58-71-25. Procedure for surrender.
• § 58-71-30. Arrest of defendant for purpose of surrender.
• § 58-71-35. Forfeiture of bail.
• § 58-71-40. Bail bondsmen and runners to be qualified and licensed; license applications generally.
• § 58-71-41. First-year licensees; limitations.
• § 58-71-45. Terms of licenses.
• § 58-71-50. Qualification for bail bondsmen and runners.
• § 58-71-55. License fees.
• § 58-71-60: Repealed by Session Laws 1995 (Regular Session, 1996), c. 726, s. 6.
• § 58-71-65. Contents of application for runner's license; endorsement by professional bondsman.
• § 58-71-70. Examination; fees.
• § 58-71-71. Examination; educational requirements; penalties.
• § 58-71-72. Qualifications of instructors.
• § 58-71-75. Renewal fees.
• § 58-71-80. Grounds for denial, suspension, revocation or refusal to renew licenses.
• § 58-71-81. Notice of receivership.
• § 58-71-82. Dual license holding.
• § 58-71-85. License sanction and denial procedures.
• § 58-71-90. Repealed by Session Laws 1999-132, s. 1.1.
• § 58-71-95. Prohibited practices.
• § 58-71-100. Receipts for collateral; trust accounts.
• § 58-71-105. Persons prohibited from becoming surety or runners.
• § 58-71-110. Bonds not to be signed in blank; authority to countersign only given to licensed employee.
• § 58-71-115. Insurers to annually report surety bondsmen; notices of appointments and terminations; information confidential.
• § 58-71-120. Bail bondsman to give notice of discontinuance of business; cancellation of license.
• § 58-71-121. Death, incapacitation, or incompetence of a bail bondsman.
• § 58-71-125. Persons eligible as runners; bail bondsmen to annually report runners; notices of appointments and terminations; information confidential.
• § 58-71-130. Substituting bail by sureties for deposit.
• § 58-71-135. Deposit for defendant admitted to bail authorizes release and cancellation of undertaking.
• § 58-71-140. Registration of licenses and power of appointments by insurers.
• § 58-71-141. Appointment of bail bondsmen; affidavit required.
• § 58-71-145. Financial responsibility of professional bondsmen.
• § 58-71-150: Repealed by Session Laws 2005-240, s. 4, effective October 1, 2005, and applicable to all notices of applications denied by the Commissioner served on or after that date and to all notices of review outcomes served on or after that date.
• § 58-71-151. Securities held in trust by Commissioner; authority to dispose of same.
• § 58-71-155. Bondsman to furnish power of attorney with securities.
• § 58-71-160. Security deposit to be maintained.
• § 58-71-165. Monthly report required.
• § 58-71-167. Portion of bond premium payments deferred.
• § 58-71-168. Records to be maintained.
• § 58-71-170. Examinations.
• § 58-71-175. Limit on principal amount of bond to be written by professional bondsman.
• § 58-71-180. Disposition of fees.
• § 58-71-185. Penalties for violations.
• § 58-71-190. Duplication of regulation forbidden.
• § 58-71-195. Conflicting laws.

Article 72 - Official Bonds.

• § 58-72-1. Irregularities not to invalidate.
• § 58-72-5. Penalty for officer acting without bond.
• § 58-72-10. Condition and terms of official bonds.
• § 58-72-15. When county may pay premiums on bonds.
• § 58-72-20. Annual examination of bonds; security strengthened.
• § 58-72-25. Effect of failure to renew bond.
• § 58-72-30. Justification of sureties.
• § 58-72-35. Compelling justification before judge; effect of failure.
• § 58-72-40. Successor bonded; official bonds considered liabilities.
• § 58-72-45. Judge to file statement of proceedings with commissioners.
• § 58-72-50. Approval, acknowledgment and custody of bonds.
• § 58-72-55. Clerk records vote approving bond; penalty for neglect.
• § 58-72-60. When commissioner liable as surety.
• § 58-72-65. Record of board conclusive as to facts stated.
• § 58-72-70. Person required to approve bond not to be surety.

Article 73 - Bonds in Surety Company.

• § 58-73-1. State officers may be bonded in surety company.
• § 58-73-5. When surety company sufficient surety on bonds and undertakings.
• § 58-73-10. Clerk to notify county commissioners of condition of company.
• § 58-73-15. Release of company from liability.
• § 58-73-20. Company not to plead ultra vires.
• § 58-73-25. Failure to pay judgment is forfeiture.
• § 58-73-30. On presentation of proper bond officer to be inducted.
• § 58-73-35. Expense of fiduciary bond charged to fund.

Article 74 - Mortgage in Lieu of Bond.

• § 58-74-1. Mortgage in lieu of required bond.
• § 58-74-5. Mortgage in lieu of security for appearance, costs, or fine.
• § 58-74-10. Cancellation of mortgage in such proceedings.
• § 58-74-15. Validating statute.
• § 58-74-20. Clerk of court may give surety by mortgage deposited with register.
• § 58-74-25. Mortgage in lieu of bond to prosecute or defend in civil case.
• § 58-74-30. Affidavit of value of property required.
• § 58-74-35. When additional security required.

Article 75 - Deposit in Lieu of Bond.

• § 58-75-1. Deposit of cash or securities in lieu of bond; conditions and requirements.

Article 76 - Actions on Bonds.

• § 58-76-1. Bonds in actions payable to court officer may be sued on in name of State.
• § 58-76-5. Liability and right of action on official bonds.
• § 58-76-10. Complaint must show party in interest; election to sue officer individually.
• § 58-76-15. Summary remedy on official bond.
• § 58-76-20. Officer unlawfully detaining money liable for damages.
• § 58-76-25. Evidence against principal admissible against sureties.
• § 58-76-30. Officer liable for negligence in collecting debt.

Article 77 - Guaranteed Arrest Bond Certificates of Automobile Clubs and Associations in Lieu of Bond.

• § 58-77-1 through 58-77-5. Repealed by Session Laws 1999-132, s. 12.1, effective June 4, 1999.

Article 78 - State Fire and Rescue Commission.

• § 58-78-1. State Fire and Rescue Commission created; membership.
• § 58-78-5. State Fire and Rescue Commission - Powers and duties.
• § 58-78-10. State Fire and Rescue Commission - Organization; rules and regulations; meetings.
• § 58-78-15. State Fire and Rescue Commission; staff.
• § 58-78-20. State Fire and Rescue Commission - Fiscal affairs.

Article 79 - Investigation of Fires and Inspection of Premises.

• § 58-79-1. Fires investigated; reports; records.
• § 58-79-5. Attorney General to make examination; arrests and prosecution.
• § 58-79-10. Powers of Attorney General in investigations.
• § 58-79-15. Failure to comply with summons or subpoena.
• § 58-79-20. Inspection of premises; dangerous material removed.
• § 58-79-22. Door lock exemption permit.
• § 58-79-25. Deputy investigators.
• § 58-79-30. Repealed by Session Laws 1999-456, s. 66.
• § 58-79-35. Fire prevention and Fire Prevention Day.
• § 58-79-40. Insurance company to furnish information.
• § 58-79-45. Fire incident reports.

Article 80 - State Volunteer Fire Department.

• § 58-80-1. Purpose of Article; meaning of "State Fire Marshal".
• § 58-80-5. Personnel.
• § 58-80-10. Organization.
• § 58-80-15. Acceptance by municipalities.
• § 58-80-20. Withdrawal.
• § 58-80-25. Dispatching firemen and apparatus from municipalities.
• § 58-80-30. No authority in State Volunteer Fire Department to render assistance to nonaccepting counties.
• § 58-80-35. Acceptance by counties.
• § 58-80-40. Municipalities not to be left unprotected.
• § 58-80-45. Rights and privileges of firemen; liability of municipality.
• § 58-80-50. Relief in case of injury or death.
• § 58-80-55. Local appropriations.
• § 58-80-60. Sums from contingent fund of State made available for administration of Article.

Article 81 - Hotels; Safety Provisions.

• § 58-81-1: Repealed by Session Laws 1995, c. 517, s. 33.
• § 58-81-5. Careless or negligent setting of fires.
• § 58-81-10. Penalty for noncompliance.
• § 58-81-15. Construction of Article.

Article 82 - Authority and Liability of Firemen.

• § 58-82-1. Authority of firemen; penalty for willful interference with firemen.
• § 58-82-5. Liability limited.

Article 83 - Mutual Aid between Fire Departments.

• § 58-83-1. Authority to send firemen and apparatus beyond territorial limits; privileges and immunities.

Article 84 - Fund Derived from Insurance Companies.

• § 58-84-1. Fire and lightning insurance report.
• § 58-84-5. Definitions.
• §§ 58-84-10 through 58-84-20: Repealed by Session Laws 1995 (Regular Session, 1996), c. 747, s. 6.
• § 58-84-25. Disbursement of funds by Insurance Commissioner.
• § 58-84-30. Trustees appointed; organization.
• § 58-84-35. Disbursement of funds by trustees.
• § 58-84-40. Trustees to keep account and file certified reports.
• § 58-84-45: Repealed by Session Laws 2000-67, s. 26.21(a).
• § 58-84-46. Certification to Commissioner.
• § 58-84-50. Fire departments to be members of State Firemen's Association.
• § 58-84-55. No discrimination on account of race.

Article 85 - State Appropriation.

• § 58-85-1. Application of fund.
• § 58-85-5: Reserved for future codification purposes.
• § 58-85-10. Treasurer to file report and give bond.
• § 58-85-15. Who shall participate in the fund.
• § 58-85-20. Who may become members.
• § 58-85-25. Applied to members of regular fire company.
• § 58-85-30. Treasurer to pay fund to Volunteer Firemen's Association.

Article 85A - State Fire Protection Grant Fund.

• § 58-85A-1. Creation of Fund; allocation to local fire districts and political subdivisions of the State.

Article 86 - North Carolina Firemen's and Rescue Squad Workers' Pension Fund.

• § 58-86-1. Fund established; administration by board of trustees; rules and regulations.
• § 58-86-5. Creation and membership of board of trustees; compensation.
• § 58-86-10. Powers and duties of the board.
• § 58-86-15. Director.
• § 58-86-20. State Treasurer to be custodian of fund; appropriations; contributions to fund; expenditures.
• § 58-86-25. "Eligible firemen" defined; determination and certification of volunteers meeting qualifications.
• § 58-86-30. "Eligible rescue squad worker" defined; determination and certification of eligibility.
• § 58-86-35. Firemen's application for membership in fund; monthly payments by members; payments credited to separate accounts of members; termination of membership.
• § 58-86-40. Rescue squad worker's application for membership in funds; monthly payments by members; payments credited to separate accounts of members; termination of membership.
• § 58-86-45. Additional retroactive membership.
• § 58-86-50. Administrative fee for rejoining the fund.
• § 58-86-55. Monthly pensions upon retirement.
• § 58-86-60. Payments in lump sums.
• § 58-86-65. Pro rata reduction of benefits when fund insufficient to pay in full.
• § 58-86-70. Provisions subject to future legislative change.
• § 58-86-75. Determination of creditable service; information furnished by applicants for membership.
• § 58-86-80. Length of service not affected by serving in more than one department or squad; transfer from one department or squad to another.
• § 58-86-85: Repealed by Session Laws 2005-91, s. 13, effective July 1, 2005, and Session Laws 2005-281, s. 1.1, effective August 18, 2005.
• § 58-86-90. Exemptions of pensions from attachment; rights nonassignable.
• § 58-86-91. Deduction for payments to certain employees' or retirees' associations allowed.

Article 87 - Volunteer Safety Workers Assistants.

• § 58-87-1. Volunteer Fire Department Fund.
• § 58-87-5. Volunteer Rescue/EMS Fund.
• § 58-87-10. Workers' Compensation Fund for the benefit of volunteer safety workers.

Article 88 - Rescue Squad Workers' Relief Fund.

• § 58-88-1. Definitions.
• § 58-88-5. Rescue Squad Workers' Relief Fund; trustees; disbursement of funds.
• § 58-88-10. Membership eligibility.
• § 58-88-15. Accounting; reports; audits.
• § 58-88-20. Justification of claim.
• § 58-88-25. Application for benefits.
• § 58-88-30. Administration costs.

Article 89 - North Carolina Professional Employer Organization Act.

• §§ 58-89-1 through 58-89-30: Repealed by Session Laws 2004-162, s. 1, effective January 1, 2005.

Article 89A - North Carolina Professional Employer Organization Act.

• § 58-89A-1. Title.
• § 58-89A-5. Definitions.
• § 58-89A-10. North Carolina Professional Employer Organization Advisory Council.
• § 58-89A-15. Rules.
• § 58-89A-20. Interagency cooperation.
• § 58-89A-25. Effect of other law on client companies and assigned employees.
• § 58-89A-30. Other provisions of this chapter.
• § 58-89A-31. Tax credits and other incentives.
• § 58-89A-35. License required; professional employer organization groups.
• § 58-89A-40. Qualifications for controlling person.
• § 58-89A-45. Reserved.
• § 58-89A-50. Surety bond; letter of credit.
• § 58-89A-55. Reserved.
• § 58-89A-60. License application.
• § 58-89A-65. Fees.
• § 58-89A-70. License issuance and maintenance.
• § 58-89A-75. De minimus registration.
• § 58-89A-76. Alternative licensing.
• § 58-89A-80. License not assignable; change of name or location.
• § 58-89A-85. Supervision; rehabilitation; liquidation.
• § 58-89A-90. Reserved.
• § 58-89A-95. Agreement; notice.
• § 58-89A-100. Contract requirements.
• § 58-89A-105. Employee benefit plans; required disclosure; other reports.
• § 58-89A-110. Workers' compensation insurance.
• § 58-89A-112. Liabilities.
• § 58-89A-115. Benefit plan notice.
• § 58-89A-120. Unemployment taxes; payroll.
• § 58-89A-125. Posting requirements.
• § 58-89A-130. Contractual duties.
• § 58-89A-135. Compliance with other laws.
• § 58-89A-140. Required information.
• § 58-89A-145. Examinations.
• § 58-89A-150. Agent for service of process.
• § 58-89A-155. Grounds for disciplinary action.
• § 58-89A-160. Sanctions.
• § 58-89A-165. Injunctions; civil remedies; cease and desist orders.
• § 58-89A-170. Prohibited acts.
• § 58-89A-175. Criminal penalty.
• § 58-89A-180. Application to unlicensed professional employer organizations.

Article 90 - Health Insurance Innovations Commission.

• § 58-90-1. Findings and Purpose.
• § 58-90-5. Commission Established.
• § 58-90-10. Commission Duties and Responsibilities.
• § 58-90-15. Meetings; Staff; Funding.
• § 58-90-20. Temporary Rules.
• § 58-90-25. Funds to be deposited with State Treasurer.

Article 91 - Interstate Insurance Product Regulation Compact Act.

• § 58-91-1. (Effective until October 1, 2009) Preamble.
• § 58-91-5. (Effective until October 1, 2009) Purposes.
• § 58-91-10. (Effective until October 1, 2009) Definitions.
• § 58-91-15. (Effective until October 1, 2009) Establishment of the Commission and venue.
• § 58-91-20. (Effective until October 1, 2009) Powers of the Commission.
• § 58-91-25. (Effective until October 1, 2009) Organization of the Commission.
• § 58-91-30. (Effective until October 1, 2009) Meetings; acts of the Commission.
• § 58-91-35. (Effective until October 1, 2009) Rules and operating procedures: rule-making functions of the Commission and opting out of uniform standards.
• § 58-91-40. (Effective until October 1, 2009) Commission records and enforcement.
• § 58-91-45. (Effective until October 1, 2009) Dispute resolution.
• § 58-91-50. (Effective until October 1, 2009) Product filing and approval.
• § 58-91-55. (Effective until October 1, 2009) Review of Commission decisions regarding filings.
• § 58-91-60. (Effective until October 1, 2009) Finance.
• § 58-91-65. (Effective until October 1, 2009) Compacting states; effective date; amendment.
• § 58-91-70. (Effective until October 1, 2009) Withdrawal; default; termination.
• § 58-91-75. (Effective until October 1, 2009) Severability; construction.
• § 58-91-80. (Effective until October 1, 2009) Binding effect of Compact; other laws.