2005 North Carolina Code - General Statutes § 58-39-65. Previous adverse underwriting decisions.

§ 58‑39‑65.  Previous adverse underwriting decisions.

No insurance institution or agent may base an adverse underwriting decision in whole or in part:

(1)       On the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism: Provided, however, an insurance institution or agent may base an adverse underwriting decision on further information obtained from an insurance institution or agent responsible for a previous adverse underwriting decision;

(2)       On personal information received from an insurance‑support organization whose primary source of information is insurance institutions: Provided, however, an insurance institution or agent may base an adverse underwriting decision on further personal information obtained as the result of information received from such insurance‑support organization. (1981, c. 846, s. 1; 2003‑262, s. 2(1).)