There is a newer version of the South Carolina Code of Laws
2012 South Carolina Code of Laws
Title 38 - Insurance
Chapter 73 - PROPERTY, CASUALTY, INLAND MARINE, AND SURETY RATES AND RATE-MAKING ORGANIZATIONS
ARTICLE 1 GENERAL PROVISIONS- Section 38-73-10 - Declaration of purpose; construction.
- Section 38-73-20 - Scope of chapter.
- Section 38-73-30 - Insurance subject to dual regulation.
- Section 38-73-40 - Recording and reporting of loss and expense experience.
- Section 38-73-50 - Interchange of rating plan data.
- Section 38-73-60 - Consultation with other states.
- Section 38-73-70 - Regulations.
- Section 38-73-80 - Withholding or giving false or misleading information.
- Section 38-73-90 - Examinations of rating organizations, advisory groups, and other organizations.
- Section 38-73-110 - Suspension of license.
- Section 38-73-120 - Hearing as prerequisite to imposition of penalty or suspension of license.
- Section 38-73-130 - Hearing procedure; judicial review.
- Section 38-73-210 - Article title and application.
- Section 38-73-220 - Approval process for rate level changes.
- Section 38-73-230 - Declaration of competitive line; factors considered; hearings before Administrative Law Judge Division.
- Section 38-73-240 - Rate filings where line declared competitive; Consumer Advocate review of certain filings.
- Section 38-73-250 - Rate filings where line declared noncompetitive.
- Section 38-73-260 - Approval process for rate level changes; Consumer Advocate review of certain filings.
- Section 38-73-270 - Consumer information system.
- Section 38-73-310 - Scope of article.
- Section 38-73-320 - Insurance subject to both this article and Article 5.
- Section 38-73-325 - Absence of credit information.
- Section 38-73-330 - Making of rates.
- Section 38-73-340 - Rate filings required.
- Section 38-73-410 - Scope of article.
- Section 38-73-420 - Insurance subject to both this article and Article 3.
- Section 38-73-425 - Absence of credit information.
- Section 38-73-430 - Making of rates.
- Section 38-73-440 - Certain factors may not be considered in determining automobile insurance rates.
- Section 38-73-470 - Disposition of uninsured motorist premium.
- Section 38-73-480 - Rate for group automobile insurance.
- Section 38-73-490 - Workers' compensation rates.
- Section 38-73-495 - Authority to disapprove previously approved rate for classification of worker's compensation insurance; reassignment of classifications; time for filing appeal.
- Section 38-73-500 - Merit rating for workers' compensation insurance; credit; testing.
- Section 38-73-505 - Reductions in premiums.
- Section 38-73-510 - Nonpartisan rating bureau for workers' compensation.
- Section 38-73-515 - Deductibles.
- Section 38-73-520 - Rate filings required.
- Section 38-73-525 - Filing of multiplier for expenses by insurers writing workers' compensation.
- Section 38-73-526 - Report as to availability and affordability of workers' compensation coverage.
- Section 38-73-530 - Competitive rate on specific risk.
- Section 38-73-540 - Assigned risk.
- Section 38-73-545 - Applicability to self-insurers.
- Section 38-73-710 - State Rating and Statistical Division established; executive director.
- Section 38-73-736 - Rate reductions for nonyouthful operator completing approved driver training course.
- Section 38-73-737
- Section 38-73-740 - Certain information must be retained; inspection by applicant.
- Section 38-73-910 - Notice of hearing as a prerequisite to granting of rate increase; exceptions; rate level increase or decrease limitations; flexible rating for automobile insurance policies; report.
- Section 38-73-915 - Authority granted director or designee; effect of legislation and court decisions.
- Section 38-73-920 - No insurance may be issued except on rates filed.
- Section 38-73-930 - Guidelines and formats for filing.
- Section 38-73-935 - Rate filings; information based upon; exceptions.
- Section 38-73-940 - Information in support of filing.
- Section 38-73-950 - Additional information may be required.
- Section 38-73-960 - Effective date of filing.
- Section 38-73-965 - Filing; effective date.
- Section 38-73-970 - Effective date for specially rated inland marine rates.
- Section 38-73-980 - Effective date for certain surety or guaranty bonds.
- Section 38-73-990 - Disapproval of filings generally.
- Section 38-73-995 - Disapproval of insurer's workers' compensation rates using most recent multiplier for expenses.
- Section 38-73-1000 - Disapproval of specially rated specific inland marine rates.
- Section 38-73-1010 - Disapproval of special surety or guaranty filings.
- Section 38-73-1020 - Disapproval after applicable review period.
- Section 38-73-1030 - Review of filings on application of person aggrieved.
- Section 38-73-1040 - No disapproval of certain fire, allied lines, or inland marine filings.
- Section 38-73-1050 - No disapproval of certain casualty or automobile filings.
- Section 38-73-1060 - Use of rates and policy forms different from those filed; exceptions.
- Section 38-73-1070 - Suspension or modification of filing requirement.
- Section 38-73-1080 - Information to be furnished insureds; hearings and appeals of insureds.
- Section 38-73-1085 - Publication of representative sample of premiums.
- Section 38-73-1090 - Determination of discrimination and removal thereof.
- Section 38-73-1095 - Essential property insurance; rating plan factors.
- Section 38-73-1097 - Applicability of certain provisions.
- Section 38-73-1100 - Determination of excessive or unreasonable rates; general reduction; refund.
- Section 38-73-1105 - Insurer's use of definition of "underinsured motor vehicle".
- Section 38-73-1110 - Regulation of calculation and refunding of excess profit.
- Section 38-73-1120 - Provisions to ensure expenses are allocated and treated properly; penalty.
- Section 38-73-1210 - Members of rating organization not required to file individually; rates for members in first year; collection, compilation and dissemination of premium data.
- Section 38-73-1215 - Applicability to self-insurers.
- Section 38-73-1220 - Application for license as rating organization.
- Section 38-73-1230 - Issuance or denial of license; duration; fee.
- Section 38-73-1240 - Suspension or revocation of license.
- Section 38-73-1250 - Changes within rating organization.
- Section 38-73-1260 - Subscribers to rating organizations.
- Section 38-73-1270 - Changes in rules and regulations; review of reasonableness.
- Section 38-73-1280 - Rules may not regulate certain payments.
- Section 38-73-1290 - Filings must be adhered to.
- Section 38-73-1300 - Application for modification by fire or inland marine insurer.
- Section 38-73-1310 - Application for modification by casualty or automobile insurer.
- Section 38-73-1320 - Repealed by 2001 Act No. 82, Section 40, eff July 20, 2001.
- Section 38-73-1330 - Examination of policies and other papers; correction of errors.
- Section 38-73-1340 - Appeal by minority.
- Section 38-73-1350 - Cooperation.
- Section 38-73-1360 - Actuarial, technical, and other services.
- Section 38-73-1370 - Rating organizations not permitted to file certain rate increases; filing pure loss component of rate or premium; use of approved pure loss component by members or subscribers.
- Section 38-73-1380 - Approval of final rate or premium charge required; computation of final rate or premium charge; approval of expense component filed by each member or subscriber independently.
- Section 38-73-1400 - Definition of pure loss component, expense component, and final rate or premium charge.
- Section 38-73-1410 - Refiling of final rates or premium charges previously approved not required.
- Section 38-73-1420 - Board of Governors of Reinsurance Facility to file expense component; use of component after approval.
- Section 38-73-1425 - Final rate or premium charge for private passenger automobile insurance risk ceded to reinsurance facility.
- Section 38-73-1430 - Authority to extend provisions of Sections 38-73-1370, 38-73-1380, 38-73-1400, 38-73-1410 to other lines of insurance.
- Section 38-73-1510 - "Advisory organization" defined.
- Section 38-73-1520 - Filing certain data and agreement authorizing examination.
- Section 38-73-1530 - Requiring discontinuance of certain acts or practices.
- Section 38-73-1540 - Rate filings may not be supported by data from unauthorized advisory organization.
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