2005 Nevada Revised Statutes - Chapter 685B — Unauthorized Insurers; Prohibitions, Process and Advertising

CHAPTER 685B - UNAUTHORIZED INSURERS;PROHIBITIONS, PROCESS AND ADVERTISING

GENERAL PROVISIONS

NRS 685B.010 Purposeof chapter.

UNAUTHORIZED TRANSACTION OF INSURANCE

NRS 685B.020 Shorttitle.

NRS 685B.030 Unlawfultransaction of business; exceptions.

NRS 685B.035 Remediesavailable to Commissioner; statute of limitations for commencement ofproceedings.

NRS 685B.040 Injunctiverelief.

NRS 685B.050 Serviceof process on unauthorized insurer.

NRS 685B.060 Bondfor defense of action.

NRS 685B.070 Enforcementof foreign decrees.

NRS 685B.080 Penalty;liability for payment of premium taxes.

NRS 685B.083 Penaltyfor representing or aiding unauthorized insurer.

NRS 685B.087 Penaltyfor unauthorized insurance business.

FALSE ADVERTISING

NRS 685B.090 Shorttitle.

NRS 685B.100 Noticeto supervisory officer of insurers domiciliary state or province.

NRS 685B.110 Actionby Commissioner.

PERSONS SUBJECT TO REGULATION

NRS 685B.120 Personproviding specified coverage; exception.

NRS 685B.130 Proofof regulation by Federal Government.

NRS 685B.140 Submissionto examination of Commissioner.

NRS 685B.150 Informationto be provided to agents, brokers and others.

NRS 685B.160 Statementof charges; notice of hearing.

NRS 685B.170 Orderafter hearing; administrative fines; modification of order.

NRS 685B.180 Reviewof order; time order becomes final.

NRS 685B.190 Administrativefine for violation.

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GENERAL PROVISIONS

NRS 685B.010 Purposeof chapter. The purpose of this chapter is tosubject certain persons and insurers to the jurisdiction of the Commissionerand the courts of this state in suits by or on behalf of the state. TheLegislature declares that it is concerned with the protection of residents ofthis state against acts by insurers not authorized to do an insurance businessin this state, by the maintenance of fair and honest insurance markets, byprotecting authorized insurers which are subject to regulation from unfaircompetition by unauthorized insurers, and by protecting against the evasion ofthe insurance regulatory laws of this state. In furtherance of such stateinterest, the Legislature provides methods in this chapter for substitutedservice of process upon such insurers in any proceeding, suit or action in anycourt and substituted service of any notice, order, pleading or process uponsuch insurers in any proceeding by the Commissioner to enforce or effect fullcompliance with the insurance laws of this state. In so doing, the Stateexercises its powers to protect residents of this state and to define whatconstitutes transacting an insurance business in this state, and also exercisespowers and privileges available to this state by virtue of Public Law 79-15,(1945), 79th Congress of the United States, Chapter 20, 1st Sess., S. 340, 59Stat. 33; 15 U.S.C. 1011 to 1015, inclusive, as amended, which declares thatthe business of insurance and every person engaged therein shall be subject tothe laws of the several states.

(Added to NRS by 1971, 1681)

UNAUTHORIZED TRANSACTION OF INSURANCE

NRS 685B.020 Shorttitle. NRS685B.020 to 685B.087, inclusive,constitute and may be cited as the Unauthorized Insurers Act.

(Added to NRS by 1971, 1681)

NRS 685B.030 Unlawfultransaction of business; exceptions.

1. As used in this section unless otherwise indicated,insurer includes:

(a) All corporations, associations, partnerships andnatural persons engaged as principals in the business of insurance, including afraternal benefit society, a nonprofit corporation offering dental, hospitaland medical services, a health maintenance organization, a prepaid limitedhealth service organization, an organization for dental care, a dental plan, anoptometric plan or a similar health service plan; and

(b) Interinsurance exchanges and mutual benefitsocieties.

2. It is unlawful for any insurer to transact aninsurance business in this State as set forth in subsection 3, without acertificate of authority from the Commissioner. This section does not apply to:

(a) Any transaction for which a certificate ofauthority is not required pursuant to NRS680A.070.

(b) Attorneys at law acting in the ordinary relation ofattorney and client in the adjustment of claims or losses.

(c) Transactions in this State involving any policy ofinsurance or annuity contract issued before January 1, 1972.

(d) Transactions in this State relative to a policyissued or to be issued outside this State involving insurance on vessels, craftor hulls, cargoes, marine builders risk, marine protection and indemnity orother risk, including strikes and war risks commonly insured under ocean or wetmarine forms of policy.

3. Any of the following acts in this State effected bymail or otherwise by or on behalf of an unauthorized insurer constitutes thetransaction of an insurance business in this State:

(a) The making of or proposing to make, as an insurer,an insurance contract.

(b) The making of or proposing to make, as guarantor orsurety, any contract of guaranty or suretyship as a vocation and not merelyincidental to any other legitimate business or activity of the guarantor orsurety.

(c) The taking or receiving of any application forinsurance.

(d) The receiving or collection of any premium,commission, membership fees, assessments, dues or other consideration for anyinsurance or any part thereof.

(e) The issuance or delivery of contracts of insuranceto residents of this State or to persons authorized to do business in thisState.

(f) Directly or indirectly acting as an agent for orotherwise representing or aiding on behalf of another any person or insurer inthe solicitation, negotiation, procurement or effectuation of insurance orrenewals thereof or in the dissemination of information as to coverage orrates, or forwarding of applications, or delivery of policies or contracts, orinspection of risks, a fixing of rates or investigation or adjustment of claimsor losses or in the transaction of matters after effectuation of the contractand arising out of it, or in any other manner representing or assisting a personor insurer in the transaction of insurance with respect to subjects ofinsurance that are resident, located or to be performed in this State. Theprovisions of this paragraph do not prohibit full-time salaried employees of acorporate insured from acting in the capacity of an insurance manager or buyerin placing insurance on behalf of such an employer.

(g) The transaction of any kind of insurance businessspecifically recognized as transacting an insurance business within the meaningof the statutes relating to insurance.

(h) The transacting or proposing to transact anyinsurance business in substance equivalent to any of the provisions of paragraphs(a) to (g), inclusive, in a manner designed to evade the provisions of thestatutes.

4. The venue of an act committed by mail is at thepoint where the matter transmitted by mail is delivered and takes effect.

5. The failure of an insurer transacting insurancebusiness in this State to obtain a certificate of authority does not impair thevalidity of any act or contract of the insurer and does not prevent the insurerfrom defending any action at law or suit in equity in any court of this State, exceptthat no insurer transacting insurance business in this State without acertificate of authority may maintain an action in any court of this State toenforce any right, claim or demand arising out of the transaction of suchbusiness until the insurer has obtained a certificate of authority. In theevent of a failure by an unauthorized insurer to pay any claim or loss withinthe provisions of an insurance contract, any person who assisted or in anymanner aided directly or indirectly in the procurement of the insurancecontract is liable to the insured for the full amount of the claim or loss inthe manner provided by the provisions of the insurance contract.

(Added to NRS by 1971, 1681; A 1971, 1940; 1987, 485;1991, 2032; 1993, 2391)

NRS 685B.035 Remediesavailable to Commissioner; statute of limitations for commencement ofproceedings.

1. If the Commissioner has reason to believe that aninsurer has committed or engaged in, is committing or engaging in, or is aboutto commit or engage in any practice, transaction or act prohibited by NRS 685B.030, he may:

(a) Apply to the district court for injunctive reliefpursuant to NRS 685B.040 and for anorder imposing an administrative fine pursuant to NRS 685B.080;

(b) Issue a statement of charges and a notice of anadministrative hearing to be held before the Commissioner on those charges andserve the statement and notice upon the person so charged; or

(c) Issue a cease and desist order if the Commissionerdeems, in his discretion, that the insurers conduct is injurious to the rightsand interests of the public or policyholders in this State and that emergencyaction is imperatively required. If the Commissioner issues a cease and desistorder pursuant to this paragraph, he shall hold a hearing within 30 days aftera request by the insurer in accordance with the provisions of NRS 679B.310.

2. Any statement of charges and notice of anadministrative hearing pursuant to this section must be:

(a) Issued as provided in NRS 679B.320; and

(b) Served personally or by certified or registeredmail.

3. After the Commissioner conducts a hearing pursuantto this section, he shall issue an order pursuant to NRS 679B.360. If the Commissionerdetermines that the person being charged has engaged in a practice prohibitedby this title, the Commissioner:

(a) Shall order the person to cease and desist fromthat practice;

(b) May order the person to pay an administrative finepursuant to NRS 685B.080; and

(c) Shall order the person to pay premium taxes at thesame rate of tax as imposed by law on the premiums of similar coverages writtenby authorized insurers. If the person fails to pay premium taxes on or beforeMarch 1 of the year in which the taxes are due, the person is liable for thepenalties set forth in NRS 685A.190.

4. The Commissioner may modify or set aside, in wholeor in part, any order issued by him pursuant to this section, but any suchaction must be made before the expiration of the time for taking an appeal orbefore the official record of the proceeding has been filed with the court.

5. An order issued pursuant to this section:

(a) May be reviewed pursuant to NRS 679B.370.

(b) Becomes final:

(1) Upon the expiration of the time for takingan appeal, if no petition for judicial review has been filed; or

(2) Upon the final decision of the court.

6. If a person violates an order issued pursuant tothis section, the Commissioner may, after notice and a hearing, impose anadministrative fine of not more than $5,000 for each violation.

7. The Commissioner shall not, sooner than 1 yearafter the date on which an order pursuant to this section has been issued,grant an authorization as a surplus lines insurer or issue any license pursuantto this title to the violator.

8. Except as otherwise provided by specific statute,the Commissioner shall commence a proceeding pursuant to this section against aperson for committing an act of unauthorized insurance not later than 5 yearsafter the date on which the act occurred.

(Added to NRS by 1993, 2391; A 1995, 1620; 1997,3030)

NRS 685B.040 Injunctiverelief.

1. Whenever the Commissioner believes, from evidencesatisfactory to him, that any insurer is violating or is about to violate theprovisions of NRS 685B.030, theCommissioner may, through the Attorney General, cause a complaint to be filedin the district court seeking to enjoin and restrain such insurer fromcontinuing such violation or engaging therein or doing any act in furtherancethereof.

2. The district court has jurisdiction of theproceeding and has the power to make and enter an order or judgment awardingsuch preliminary or final injunctive relief as in its judgment is proper.

(Added to NRS by 1971, 1683)

NRS 685B.050 Serviceof process on unauthorized insurer.

1. Any act of transacting an insurance business as setforth in NRS 685B.030 by anyunauthorized insurer is equivalent to and constitutes an irrevocable appointmentby such an insurer, binding upon him, his executor or administrator, or successorin interest if a corporation, of the Commissioner or his successor in office,to be the true and lawful attorney of such an insurer upon whom may be servedall lawful process in any action, suit or proceeding in any court by theCommissioner or by the State and upon whom may be served any notice, order,pleading or process in any proceeding before the Commissioner and which arisesout of transacting an insurance business in this state by such an insurer. Anyact of transacting an insurance business in this state by any unauthorizedinsurer is signification of its agreement that any such lawful process in sucha court action, suit or proceeding and any such notice, order, pleading orprocess in such an administrative proceeding before the Commissioner so servedis of the same legal force and validity as personal service or process in thisstate upon such an insurer.

2. Service of process in such an action must be madeby delivering to and leaving with the Commissioner, or some person in apparentcharge of his office, two copies thereof and by payment to the Commissioner ofthe fee prescribed by law. Service upon the Commissioner as attorney is serviceupon the principal.

3. The Commissioner shall forthwith forward bycertified mail one of the copies of such process or such notice, order,pleading or process in proceedings before the Commissioner to the defendant insuch a court proceeding or to whom the notice, order, pleading or process insuch an administrative proceeding is addressed or directed at its last knownprincipal place of business and shall keep a record of all process so served onhim which must show the day and hour of service. Such service is sufficient if:

(a) Notice of such service and a copy of the courtprocess or the notice, order, pleading or process in such an administrativeproceeding are sent within 10 days thereafter by certified mail by theplaintiff or the plaintiffs attorney in the court proceeding or by theCommissioner in the administrative proceeding to the defendant in the courtproceeding or to whom the notice, order, pleading or process in such anadministrative proceeding is addressed or directed at the last known principalplace of business of the defendant in the court or administrative proceeding.

(b) The defendants receipt or receipts issued by thepost office with which the letter is certified, showing the name of the senderof the letter and the name and address of the person or insurer to whom theletter is addressed, and an affidavit of the plaintiff or the plaintiffsattorney in a court proceeding or of the Commissioner in an administrativeproceeding, showing compliance therewith are filed with the clerk of the courtin which such an action, suit or proceeding is pending or with the Commissionerin administrative proceedings, on or before the date the defendant in the courtor administrative proceedings is required to appear or respond thereto, orwithin such further time as the court or Commissioner may allow.

4. No plaintiff is entitled to a judgment ordetermination by default in any court or administrative proceeding in whichcourt process or notice, order, pleading or process in proceedings before theCommissioner is served under this section until 45 days after the date offiling of the affidavit of compliance.

5. For the purposes of this section, process in anaction in a court includes only a summons or the initial documents served insuch an action. The Commissioner is not required to serve any documents in suchan action after the initial service of process.

6. Nothing in this section limits or affects the rightto serve any process, notice, order or demand upon any person or insurer in anyother manner permitted by law.

(Added to NRS by 1971, 1683; A 1985, 611)

NRS 685B.060 Bondfor defense of action.

1. Before any unauthorized insurer files or causes tobe filed any pleading in any court action, suit or proceeding or any notice,order, pleading or process in an administrative proceeding before theCommissioner instituted against such person or insurer, by service made asprovided in NRS 685B.050, such insurershall either:

(a) Deposit with the clerk of the court in which such action,suit or proceeding is pending, or with the Commissioner in administrativeproceedings before the Commissioner, cash or securities, or file with suchclerk or the Commissioner a bond with good and sufficient sureties, to beapproved by the clerk or the Commissioner in an amount to be fixed by the courtor Commissioner sufficient to secure the payment of any final judgment whichmay be rendered in such action or administrative proceeding; or

(b) Procure a certificate of authority to transact thebusiness of insurance in this state. In considering the application of aninsurer for a certificate of authority, for the purposes of this paragraph theCommissioner need not assert the provisions of NRS 680A.330 against such insurer withrespect to its application if he determines that such company would otherwisecomply with the requirements for such certificate of authority.

2. The Commissioner, in any administrative proceedingin which service is made as provided in NRS685B.050, may in his discretion order such postponement as may be necessaryto afford the defendant reasonable opportunity to comply with the provisions ofparagraph (a) of subsection 1 and to defend such action.

3. Nothing in subsection 1 shall be construed toprevent an unauthorized insurer from filing a motion to quash a writ or to setaside service thereof made in the manner provided in NRS 685B.050, on the ground that suchunauthorized insurer has not done any of the acts enumerated in NRS 685B.030.

(Added to NRS by 1971, 1685)

NRS 685B.070 Enforcementof foreign decrees.

1. As used in this section:

(a) Foreign decree means any decree or order inequity of a court located in a reciprocal state, including a court of theUnited States located therein, against any insurer incorporated or authorizedto do business in this State.

(b) Qualified party means a state regulatory agencyacting in its capacity to enforce the insurance laws of its state.

(c) Reciprocal state means any state or territory ofthe United States the laws of which contain procedures substantially similar tothose specified in this section for the enforcement of decrees or orders inequity issued by courts located in other states or territories of the UnitedStates, against any insurer incorporated or authorized to do business in suchstate or territory.

2. The Attorney General upon request of theCommissioner may proceed in the courts of this State or any reciprocal state toenforce an order or decision in any court proceeding or in any administrativeproceeding before the Commissioner.

3. The Commissioner shall determine which states andterritories qualify as reciprocal states and shall maintain at all times anup-to-date list of such states.

4. A copy of any foreign decree authenticated inaccordance with federal statutes may be filed in the office of the clerk of anydistrict court of this State. The clerk, upon verifying with the Commissionerthat the decree or order qualified as a foreign decree shall treat the foreigndecree in the same manner as a decree of a district court of this State. Aforeign decree so filed has the same effect and shall be deemed as a decree ofa district court of this State, and is subject to the same procedures, defensesand proceedings for reopening, vacating or staying as a decree of a districtcourt of this State and may be enforced or satisfied in like manner.

5. At the time of the filing of the foreign decree,the Attorney General shall make and file with the clerk of the court anaffidavit setting forth the name and last known post office address of thedefendant. Promptly upon the filing of the foreign decree and the affidavit,the clerk shall mail notice of the filing of the foreign decree to thedefendant at the address given and to the Commissioner and shall make a note ofthe mailing in the docket. In addition, the Attorney General may mail a noticeof the filing of the foreign decree to the defendant and to the Commissionerand may file proof of mailing with the clerk. Lack of mailing notice of filingby the clerk shall not affect the enforcement proceedings if proof of mailingby the Attorney General has been filed. No execution or other process forenforcement of a foreign decree filing under this section shall issue until 30days after the date the decree is filed.

6. If the defendant shows the district court:

(a) That an appeal from the foreign decree is pendingor will be taken, or that a stay of execution has been granted, the court shallstay enforcement of the foreign decree until the appeal is concluded, the timefor appeal expires or the stay of execution expires or is vacated upon proofthat the defendant has furnished the security for the satisfaction of thedecree required by the state in which it was rendered.

(b) Any ground upon which enforcement of a decree ofany district court of this State would be stayed, the court shall stayenforcement of the foreign decree for an appropriate period, upon requiring thesame security for satisfaction of the decree which is required in this State.

7. Any person filing a foreign decree shall pay to theclerk of the court $35. Fees for docketing, transcription or other enforcementproceedings shall be the same as are provided for decrees of the districtcourt.

(Added to NRS by 1971, 1685)

NRS 685B.080 Penalty;liability for payment of premium taxes.

1. Any unauthorized insurer who transacts anyunauthorized act of an insurance business as set forth in the UnauthorizedInsurers Act may be fined not more than $10,000 for each act or violation.

2. In addition to the penalties provided in subsection1, such a violator is liable, personally, jointly and severally with any otherperson liable therefor, for the payment of premium taxes at the same rate oftax as imposed by law on the premiums of similar coverages written byauthorized insurers.

(Added to NRS by 1971, 1686; A 1993, 2393; 2003, 3303; 2005, 2131)

NRS 685B.083 Penaltyfor representing or aiding unauthorized insurer. Anyproducer of insurance or surplus lines broker licensed in this State who inthis State knowingly represents or aids an unauthorized insurer in violation ofthe Unauthorized Insurers Act is guilty of a category B felony and shall bepunished as provided in NRS 193.130.

(Added to NRS by 2005, 2131)

NRS 685B.087 Penaltyfor unauthorized insurance business. Anyinsurer who transacts any unauthorized insurance business as set forth in NRS 685B.030 is guilty of a category Bfelony and shall be punished as provided in NRS193.130.

(Added to NRS by 2005, 2131)

FALSE ADVERTISING

NRS 685B.090 Shorttitle. This section and NRS 685B.100 and 685B.110 constitute and may be referredto as the Unauthorized Insurers False Advertising Process Act.

(Added to NRS by 1971, 1687)

NRS 685B.100 Noticeto supervisory officer of insurers domiciliary state or province. No unauthorized insurer through any estimate,illustration, circular, pamphlet, letter, announcement, statement or any othermeans or medium shall misrepresent to any person in this State its financialcondition or the terms of any contract issued or to be issued by it or theadvantages thereof, or the dividends or share to be received thereon. Wheneverthe Commissioner has reason to believe that any such insurer is somisrepresenting, he shall notify the insurer and the insurance supervisoryofficer of the insurers domiciliary state or province by registered or certifiedmail.

(Added to NRS by 1971, 1687)

NRS 685B.110 Actionby Commissioner.

1. If within 30 days following the giving of thenotice provided for in NRS 685B.100the insurer has not ceased such dissemination, and if the Commissioner hasreason to believe that such insurer is soliciting, issuing or deliveringcontracts of insurance to residents of this State or collecting premiums onsuch contracts or performing any other transaction in connection with suchinsurance, and that a proceeding by him in respect to such matters would be tothe interest of the public, he shall take action against such insurer under theprovisions of NRS 686A.180 (trade practicesact, service of process on unauthorized insurers).

2. If upon such hearing the Commissioner finds thatthe insurer has misrepresented as referred to in NRS 685B.100, he shall by order on suchhearing require the insurer to cease and desist from such violation, and shallmail a copy of the order by registered or certified mail to the insurer at itsprincipal place of business last of record with the Commissioner and to theinsurance supervisory officer of the insurers domiciliary state or province.Each violation thereafter of such desist order shall subject the insurer to apenalty of $2,000, to be recovered by a civil action brought against theinsurer by the Commissioner. Service of process upon the insurer in such actionmay be made upon the Commissioner pursuant to NRS 685B.050 or 686A.180 or in any other lawful manner.

(Added to NRS by 1971, 1687)

PERSONS SUBJECT TO REGULATION

NRS 685B.120 Personproviding specified coverage; exception.

1. Any person who provides coverage in this State forthe cost of:

(a) Medical care;

(b) Surgery;

(c) Chiropractic;

(d) Physical therapy;

(e) Speech pathology;

(f) Audiology;

(g) Professional care of mental health;

(h) Dental care;

(i) Hospital care;

(j) Ophthalmic care; or

(k) Ambulance services,

whether thecoverage provides for direct payment, reimbursement or any other method of payment,is subject to regulation by the Division and to the provisions of this Codeunless he shows that while providing such coverage he is subject to regulationby the Federal Government.

2. A nonprofit corporation that provides prepaidambulance services is not subject to regulation by the Division or to theprovisions of this Code if the corporation presents evidence satisfactory tothe Commissioner that the corporation is subject to regulation by a politicalsubdivision of this State pursuant to an exclusive franchise which limits thenumber of times any such prepaid services may be used to a defined number thatare medically necessary.

(Added to NRS by 1983, 959; A 1991, 1628; 1993, 1917,2593; 1995, 579)

NRS 685B.130 Proofof regulation by Federal Government. A personmay show that he is subject to regulation by an agency of the FederalGovernment by providing the Commissioner with the appropriate certificate orother document which permits the person to provide those services.

(Added to NRS by 1983, 960)

NRS 685B.140 Submissionto examination of Commissioner. Any person whois unable to show, upon request by the Commissioner, that he is subject to regulationby an agency of the Federal Government or, if he is providing prepaid ambulanceservices, by a political subdivision of this State pursuant to an exclusivefranchise, shall submit to an examination by the Commissioner to determine theorganization and solvency of the person and to determine whether he is incompliance with the applicable provisions of this Code.

(Added to NRS by 1983, 960; A 1993, 2593)

NRS 685B.150 Informationto be provided to agents, brokers and others. Anadministrator who advertises or administers coverage in this State which is:

1. Of a kind described in NRS 685B.120; and

2. Provided by a person described in NRS 685B.140,

shall informeach agent, broker or other person who advertises, procures, renews, continues,sells or negotiates or solicits the sale of such coverage of the elements ofthe coverage, including the amount of excess insurance or reinsurance ineffect.

(Added to NRS by 1983, 960)

NRS 685B.160 Statementof charges; notice of hearing.

1. If the Commissioner has reason to believe that aperson described in NRS 685B.140 isproviding any type of coverage described in NRS685B.120, the Commissioner may:

(a) Issue a statement of charges and a notice of ahearing to be held on those charges; and

(b) Serve the statement and notice upon the person socharged.

2. The statement and notice must be:

(a) Issued as provided in NRS 679B.320; and

(b) Served personally or by certified or registeredmail.

(Added to NRS by 1983, 960)

NRS 685B.170 Orderafter hearing; administrative fines; modification of order.

1. After the Commissioner conducts a hearing pursuantto NRS 685B.160, he shall issue anorder pursuant to NRS 679B.360. If theCommissioner determines that the person being charged has engaged in a practiceprohibited by this Code, the Commissioner shall order him to cease and desistfrom that practice.

2. If the person knew or reasonably should have knownthat he was in violation of this Code, the Commissioner may order him to pay anadministrative fine of not more than $10,000 for each act or violation.

3. The Commissioner may modify or set aside, in wholeor in part, any order issued by him pursuant to this section, but any suchaction must be made before the expiration of the period for appeal or beforethe official record in the proceeding has been filed with the court.

(Added to NRS by 1983, 960; A 1993, 2393)

NRS 685B.180 Reviewof order; time order becomes final.

1. An order issued pursuant to NRS 685B.170 may be reviewed pursuant to NRS 679B.370.

2. Such an order becomes final:

(a) Upon the expiration of the time for taking anappeal, if no petition for review has been filed; or

(b) Upon the final decision of the court.

(Added to NRS by 1983, 961)

NRS 685B.190 Administrativefine for violation. If a person violates anorder issued pursuant to NRS 685B.170,the Commissioner may impose an administrative fine after giving notice and ahearing. Such a fine may not be more than $5,000 for each violation.

(Added to NRS by 1983, 961)

 

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