2012 US Code
Title 12 - Banks and Banking

• Table Of Contents
• Chapter 1 - THE COMPTROLLER OF THE CURRENCY (§§ 1 - 16)
  • Table Of Contents
  • Section 1 - Office of the Comptroller of the Currency
  • Section 2 - Comptroller of the Currency; appointment; term
  • Section 3 - Oath of Comptroller
  • Section 4 - Deputy Comptrollers
  • Section 4a - Delegation of authority by Comptroller
  • Section 4b - Deputy Comptroller for the supervision and examination of Federal savings associations
  • Section 5, 6 - Repealed. Pub. L. 86-251, §1(b), (c)(1), Sept. 9, 1959, 73 Stat. 487, 488
  • Section 7 - Chief of examining division
  • Section 8 - Clerks
  • Section 9 - Additional examiners, clerks, and other employees
  • Section 9a - Repealed. Pub. L. 89-554, §8(a), Sept. 6, 1966, 80 Stat. 645
  • Section 10 - Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses
  • Section 11 - Interest in national banks
  • Section 12 - Seal of Comptroller
  • Section 13 - Rooms for Currency Bureau
  • Section 14 - Report of Comptroller
  • Section 15 - Repealed. Aug. 7, 1946, ch. 770, §1(40, 50), 60 Stat. 869, 870
  • Section 16 - Funding of Office
• Chapter 2 - NATIONAL BANKS (§§ 21 - 216d)
  • Table Of Contents
  • Subchapter I - ORGANIZATION AND GENERAL PROVISIONS (§§ 21 - 43)
  • Subchapter II - CAPITAL, STOCK, AND STOCKHOLDERS (§§ 51 - 67)
  • Subchapter III - DIRECTORS (§§ 71 - 78)
  • Subchapter IV - REGULATION OF THE BANKING BUSINESS; POWERS AND DUTIES OF NATIONAL BANKS (§§ 81 - 95b)
  • Subchapter V - OBTAINING AND ISSUING CIRCULATING NOTES (§§ 101 - 110)
  • Subchapter VI - REDEMPTION AND REPLACEMENT OF CIRCULATING NOTES (§§ 121 - 127)
  • Subchapter VII - PROCEEDINGS ON FAILURE OF BANK TO REDEEM CIRCULATING NOTES (§§ 131 - 138)
  • Subchapter VIII - RESERVE CITIES; LAWFUL RESERVES (§§ 141 - 146)
  • Subchapter IX - FORMATION OF ASSOCIATIONS TO ISSUE GOLD NOTES (§§ 151 - 153)
  • Subchapter X - BANK EXAMINATIONS; REPORTS (§§ 161 - 165)
  • Subchapter XI - MISCELLANEOUS PROVISIONS REGARDING UNITED STATES BONDS IN RELATION TO NATIONAL BANKS (§§ 168 - 178)
  • Subchapter XII - VOLUNTARY DISSOLUTION (§§ 181 - 186)
  • Subchapter XIII - RECEIVERSHIP (§§ 191 - 200)
  • Subchapter XIV - BANK CONSERVATION ACT (§§ 201 - 213)
  • Subchapter XV - CONVERSION OF NATIONAL BANKS INTO STATE BANKS (§§ 214 - 214d)
  • Subchapter XVI - CONSOLIDATION AND MERGER (§§ 215 - 215c)
  • Subchapter XVII - DISPOSITION OF UNCLAIMED PROPERTY RECOVERED FROM CLOSED NATIONAL BANKS (§§ 216 - 216d)
• Chapter 3 - FEDERAL RESERVE SYSTEM (§§ 221 - 522)
  • Table Of Contents
  • Subchapter I - DEFINITIONS, ORGANIZATION, AND GENERAL PROVISIONS AFFECTING SYSTEM (§§ 221 - 228)
  • Subchapter II - BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (§§ 241 - 252)
  • Subchapter III - FEDERAL ADVISORY COUNCIL (§§ 261 - 262)
  • Subchapter IV - FEDERAL OPEN MARKET COMMITTEE (§§ 263)
  • Subchapter V - FEDERAL DEPOSIT INSURANCE CORPORATION (§§ 264 - 266)
  • Subchapter VI - CAPITAL AND STOCK OF FEDERAL RESERVE BANKS; DIVIDENDS AND EARNINGS (§§ 281 - 290)
  • Subchapter VII - DIRECTORS OF FEDERAL RESERVE BANKS; RESERVE AGENTS AND ASSISTANTS (§§ 301 - 308)
  • Subchapter VIII - STATE BANKS AS MEMBERS OF SYSTEM (§§ 321 - 339a)
  • Subchapter IX - POWERS AND DUTIES OF FEDERAL RESERVE BANKS (§§ 341 - 364)
  • Subchapter X - POWERS AND DUTIES OF MEMBER BANKS (§§ 371 - 378)
  • Subchapter XI - DEPOSITARIES AND FISCAL AGENTS (§§ 391 - 395)
  • Subchapter XII - FEDERAL RESERVE NOTES (§§ 411 - 422)
  • Subchapter XIII - CIRCULATING NOTES AND BONDS SECURING SAME (§§ 441 - 448)
  • Subchapter XIV - BANK RESERVES (§§ 461 - 467)
  • Subchapter XV - BANK EXAMINATIONS (§§ 481 - 486)
  • Subchapter XVI - CIVIL LIABILITY OF FEDERAL RESERVE AND MEMBER BANKS, SHAREHOLDERS, AND OFFICERS (§§ 501 - 506)
  • Subchapter XVII - RESERVE-BANK BRANCHES (§§ 521 - 522)
• Chapter 4 - TAXATION (§§ 531 - 570)
  • Table Of Contents
  • Subchapter I - FEDERAL RESERVE BANKS (§§ 531)
  • Subchapter II - NATIONAL BANK CIRCULATION (§§ 541 - 547)
  • Subchapter III - NATIONAL BANK SHARES (§§ 548)
  • Subchapter IV - STATE BANK CIRCULATION (§§ 561 - 570)
• Chapter 5 - CRIMES AND OFFENSES (§§ 581 - 599)
  • Table Of Contents
  • Subchapter I - IN GENERAL (§§ 581 - 588d)
  • Subchapter II - FEDERAL RESERVE AND MEMBER BANKS, OFFICERS, EMPLOYEES, AND EXAMINERS (§§ 591 - 599)
• Chapter 6 - FOREIGN BANKING (§§ 601 - 633)
  • Table Of Contents
  • Subchapter I - ESTABLISHMENT BY NATIONAL BANKS OF FOREIGN BRANCHES AND INVESTMENTS IN BANKS DOING FOREIGN BUSINESS (§§ 601 - 605)
  • Subchapter II - ORGANIZATION OF CORPORATIONS TO DO FOREIGN BANKING (§§ 611 - 633)
• Chapter 6A - EXPORT-IMPORT BANK OF THE UNITED STATES (§§ 635 - 635t)
  • Table Of Contents
  • Subchapter I - GENERAL PROVISIONS (§§ 635 - 635i-9)
  • Subchapter II - EXPORT FINANCING (§§ 635j - 635n)
  • Subchapter III - TIED AID CREDIT EXPORT SUBSIDIES (§§ 635o - 635t)
• Chapter 7 - FARM CREDIT ADMINISTRATION (§§ 636 - 1138f)
  • FARM CREDIT ADMINISTRATION; GENERAL ADMINISTRATIVE PROVISIONS (§§ 636 - 640-1)
  • DISTRICT ORGANIZATIONS UNDER SUPERVISION OF FARM CREDIT ADMINISTRATION; FARM CREDIT DISTRICTS AND... (§§ 640a - 640l)
  • Subchapter I - FEDERAL LAND BANKS, JOINT-STOCK LAND BANKS, AND FEDERAL LAND BANK ASSOCIATIONS (§§ 641 - 1012)
  • Subchapter II - LOANS TO FARMERS BY LAND BANK COMMISSIONER (§§ 1016 - 1019)
  • Subchapter II-A - FEDERAL FARM MORTGAGE CORPORATION (§§ 1020 - 1020h)
  • Subchapter II-B - LOANS TO FARMERS BY GOVERNOR OF FARM CREDIT ADMINISTRATION (§§ 1020i - 1020o)
  • Subchapter III - FEDERAL INTERMEDIATE CREDIT BANKS (§§ 1021 - 1129)
  • Subchapter IV - PRODUCTION CREDIT ASSOCIATIONS (§§ 1131 - 1131j)
  • Subchapter V - REGIONAL BANKS FOR COOPERATIVES AND CENTRAL BANK FOR COOPERATIVES (§§ 1134 - 1134m)
  • Subchapter VI - PROVISIONS COMMON TO PRODUCTION CREDIT ASSOCIATIONS, AND REGIONAL AND CENTRAL BANKS FOR COOPERATIVES (§§ 1138 - 1138f)
• Chapter 7A - AGRICULTURAL MARKETING (§§ 1141 - 1141j)
  • Table Of Contents
  • Front Matter
  • Section 1141 - Declaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapter
  • Section 1141a - Repealed. Aug. 6, 1953, ch. 335, §19, 67 Stat. 400
  • Section 1141b - General powers of Farm Credit Administration
  • Section 1141c - Special powers of administration
  • Section 1141d - Revolving fund
  • Section 1141d-1 - Interest rates on loans made from revolving fund
  • Section 1141e - Loans to cooperative associations
  • Section 1141f - Miscellaneous loan provisions
  • Section 1141g - Omitted
  • Section 1141h - Avoidance of duplication; cooperation with other governmental establishments; obtaining information and data; cooperation with States, Territories, and agencies or subdivisions thereof; indicating research problems; transfer of offices, functions, etc.
  • Section 1141i - Examination of books and accounts
  • Section 1141j - Miscellaneous provisions
• Chapter 7B - REGIONAL AGRICULTURAL CREDIT CORPORATIONS (§§ 1148 - 1148d)
  • Table Of Contents
  • Section 1148 - Regional agricultural credit corporations; creation; capital; management; loans; rediscounts; supervision
  • Section 1148a - Repealed. Pub. L. 92-181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
  • Section 1148a-1 to 1148a-3 - Repealed. Pub. L. 87-128, title III, §341(a), Aug. 8, 1961, 75 Stat. 318
  • Section 1148a-4 - Security for economic disaster and special livestock loans
  • Section 1148b - Additional powers of regional agricultural credit corporations
  • Section 1148c - Consolidation or merger
  • Section 1148d - Rights and powers unaffected by sections 1148b and 1148c
• Chapter 8 - ADJUSTMENT AND CANCELLATION OF FARM LOANS (§§ 1150 - 1150c)
  • Table Of Contents
  • Front Matter
  • Section 1150 - Compromise, adjustment, and cancellation of farm loans; conditions; delegation of powers and duties by Secretary of Agriculture
  • Section 1150a - Farm loans to which chapter is applicable
  • Section 1150b - Authorization of appropriations
  • Section 1150c - Self-hauling of hay or other roughages under hay transportation assistance program; liability for or refund of excess payments; availability of funds for payments
• Chapter 9 - NATIONAL AGRICULTURAL CREDIT CORPORATIONS (§§ 1151 - 1322)
  • Formation (§§ 1151 - 1151a)
  • Requisites of Articles and Certificate (§§ 1161 - 1163)
  • Corporate Powers (§§ 1171 - 1172)
  • Debentures and Other Obligations; Liability; Security (§§ 1181 - 1182)
  • Limitations (§§ 1191)
  • Interest Rates (§§ 1201 - 1202)
  • Capital Stock (§§ 1211 - 1215)
  • Rediscount Corporations (§§ 1221 - 1223)
  • Permit To Begin Business (§§ 1231 - 1232)
  • Miscellaneous Administrative Provisions (§§ 1241 - 1249)
  • Banks of Federal Reserve System as Stockholders (§§ 1251)
  • Taxation (§§ 1261)
  • Deposits (§§ 1271)
  • Conversion of Corporations (§§ 1281 - 1283)
  • Consolidation of Corporations (§§ 1291 - 1293)
  • Insolvency, Receivership, and Liquidation (§§ 1301 - 1303)
  • Penalty Provisions (§§ 1311 - 1318)
  • Partial Invalidity; Amendments and Repeals (§§ 1321 - 1322)
• Chapter 10 - LOCAL AGRICULTURAL-CREDIT CORPORATIONS, LIVESTOCK-LOAN COMPANIES AND LIKE ORGANIZATIONS; LOANS TO... (§§ 1401 - 1404)
  • Table Of Contents
  • Section 1401 - Authorization of loans by Governor of Farm Credit Administration; regulations
  • Section 1402 - Limitations on loans; financial structure of corporation, approval
  • Section 1403 - Minimum paid-in capital stock required to warrant loans
  • Section 1404 - Authorization of appropriations; revolving fund
• Chapter 11 - FEDERAL HOME LOAN BANKS (§§ 1421 - 1449)
  • Table Of Contents
  • Section 1421 - Short title
  • Section 1422 - Definitions
  • Section 1422a, 1422b - Repealed. Pub. L. 110-289, div. A, title II, §1204(1), July 30, 2008, 122 Stat. 2785
  • Section 1423 - Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names
  • Section 1424 - Eligibility for membership
  • Section 1425 to 1425b - Repealed. Pub. L. 101-73, title VII, §§705, 716, 720, Aug. 9, 1989, 103 Stat. 416, 421, 423
  • Section 1426 - Capital structure of Federal home loan banks
  • Section 1426a - Exclusion from certain requirements
  • Section 1427 - Directors
  • Section 1428 - Examination of State laws, regulations, and procedures; studies of values, etc.
  • Section 1428a - Repealed. Pub. L. 101-73, title VII, §718, Aug. 9, 1989, 103 Stat. 422
  • Section 1429 - Eligibility to secure advances
  • Section 1430 - Advances to members
  • Section 1430a - Omitted
  • Section 1430b - Advances to nonmember mortgagee; terms and conditions
  • Section 1430c - Housing goals
  • Section 1431 - Powers and duties of banks
  • Section 1432 - Incorporation of banks; corporate powers; housing project loans
  • Section 1433 - Exemption from taxation; obligations acceptable as credit on debt of home owner
  • Section 1434 - Depositaries of public money; financial agents
  • Section 1435 - Obligations as lawful investments; liability of United States for debentures, etc., issued by banks
  • Section 1436 - Reserves and dividends; emergency suspensions of requirements
  • Section 1437 - Repealed. Pub. L. 101-73, title VII, §703(a), Aug. 9, 1989, 103 Stat. 415
  • Section 1438 - Omitted
  • Section 1438a - Nonadministrative expenses; expenses of studies and investigations
  • Section 1439, 1439-1 - Repealed. Pub. L. 101-73, title VII, §§708, 712, Aug. 9, 1989, 103 Stat. 418, 419
  • Section 1439a - Deposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration
  • Section 1440 - Examinations and audits
  • Section 1440a - Sharing of information among Federal Home Loan Banks
  • Section 1441 - Financing Corporation
  • Section 1441a - Repealed. Pub. L. 111-203, title III, §364(b), July 21, 2010, 124 Stat. 1555
  • Section 1441a-1 - Definitions
  • Section 1441a-2 - Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets
  • Section 1441a-3 - RTC and FDIC properties
  • Section 1441b - Resolution Funding Corporation established
  • Section 1442 - Member financial information
  • Section 1442a - Repealed. Pub. L. 106-102, title VI, §606(c), Nov. 12, 1999, 113 Stat. 1454
  • Section 1443 - Forms of bank stock and obligations
  • Section 1444 - Eligibility to membership in banks
  • Section 1445 - Succession of Federal Home Loan Banks
  • Section 1446 - Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities
  • Section 1447 - Repealed. Pub. L. 106-102, title VI, §606(c), Nov. 12, 1999, 113 Stat. 1454
  • Section 1448 - Effect of partial invalidity of chapter
  • Section 1449 - Reservation of right to amend or repeal chapter
• Chapter 11A - FEDERAL HOME LOAN MORTGAGE CORPORATION (§§ 1451 - 1459)
  • Table Of Contents
  • Section 1451 - Definitions
  • Section 1452 - Federal Home Loan Mortgage Corporation
  • Section 1453 - Capitalization of Federal Home Loan Mortgage Corporation
  • Section 1454 - Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions
  • Section 1455 - Obligations and securities of the Corporation
  • Section 1456 - Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council
  • Section 1457 - Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals
  • Section 1458 - Territorial applicability
  • Section 1459 - Separability
• Chapter 12 - SAVINGS ASSOCIATIONS (§§ 1461 - 1470)
  • Table Of Contents
  • Section 1461 - Short title
  • Section 1462 - Definitions
  • Section 1462a - Administrative provisions
  • Section 1463 - Supervision of savings associations
  • Section 1464 - Federal savings associations
  • Section 1465 - State law preemption standards for Federal savings associations clarified
  • Section 1466 - Applicability
  • Section 1466a - District associations
  • Section 1467 - Examination fees
  • Section 1467a - Regulation of holding companies
  • Section 1467b - Intermediate holding companies
  • Section 1468 - Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders
  • Section 1468a - Advertising
  • Section 1468b - Powers of examiners
  • Section 1468c - Separability
  • Section 1469 - Authority to invest in State housing corporations
  • Section 1470 - Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions
• Chapter 13 - NATIONAL HOUSING (§§ 1701 - 1750jj)
  • Table Of Contents
  • Front Matter
  • Section 1701 - Short title
  • Section 1701a - Short title of amendment of 1938
  • Section 1701b - Short title of amendment of 1942
  • Section 1701c - Secretary of Housing and Urban Development
  • Section 1701c-1 - Omitted
  • Section 1701d - Repealed. Pub. L. 89-554, §8(a), Sept. 6, 1966, 80 Stat. 655
  • Section 1701d-1, 1701d-2 - Repealed. Pub. L. 90-19, §§6(i), 12(a), May 25, 1967, 81 Stat. 22, 23
  • Section 1701d-3 - Repealed. Pub. L. 91-609, title V, §503(3), Dec. 31, 1970, 84 Stat. 1785
  • Section 1701d-4 - Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
  • Section 1701e, 1701f - Repealed. Pub. L. 91-609, title V, §503(1), Dec. 31, 1970, 84 Stat. 1785
  • Section 1701f-1 - Repealed. Pub. L. 90-19, §5(c), May 25, 1967, 81 Stat. 21
  • Section 1701g to 1701g-3 - Omitted
  • Section 1701g-4 - Omitted
  • Section 1701g-5 - Revolving fund in connection with liquidating programs
  • Section 1701g-5a - Transfer of New Communities Fund assets and liabilities
  • Section 1701g-5b - Liquidation of New Communities Program; cancellation of debt
  • Section 1701g-5c - Transfer of rehabilitation loan fund assets and liabilities
  • Section 1701h - Advisory committees; payment of transportation and other expenses
  • Section 1701h-1 - Housing for elderly persons advisory committee
  • Section 1701i, 1701i-1 - Omitted
  • Section 1701j - Repealed. Aug. 2, 1954, ch. 649, title VIII, §813, 68 Stat. 647
  • Section 1701j-1 - Builder's certification as to construction
  • Section 1701j-2 - National Institute of Building Sciences
  • Section 1701j-3 - Preemption of due-on-sale prohibitions
  • Section 1701k - Right to redeem property on which United States has lien
  • Section 1701l - Limitation on interest rates of insured mortgages; terms of sales
  • Section 1701l-1 - Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
  • Section 1701m - Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
  • Section 1701n - Reduction of vulnerability of congested urban areas to enemy attack
  • Section 1701o - Annual report of Secretary
  • Section 1701p - Contents of report to President and Congress
  • Section 1701p-1 - Periodic report on residential mortgage delinquencies and foreclosures
  • Section 1701p-2 - Default and foreclosure database
  • Section 1701q - Supportive housing for the elderly
  • Section 1701q-1 - Civil money penalties against mortgagors under section 1701q of this title
  • Section 1701q-2 - Grants for conversion of elderly housing to assisted living facilities and other purposes
  • Section 1701q-3 - Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
  • Section 1701r - Congressional findings respecting housing for senior citizens
  • Section 1701r-1 - Pet ownership in assisted rental housing for the elderly or handicapped
  • Section 1701s - Rent supplement payments for qualified lower income families
  • Section 1701t - Congressional affirmation of national goal of decent homes and suitable living environment for American families
  • Section 1701u - Economic opportunities for low- and very low-income persons
  • Section 1701v - Congressional findings and declaration for improved architectural design in Government housing programs
  • Section 1701w - Budget, debt management, and related counseling services for mortgagors; authorization of appropriations
  • Section 1701x - Assistance with respect to housing for low- and moderate-income families
  • Section 1701x-1 - Home inspection counseling
  • Section 1701x-2 - Legal assistance for foreclosure-related issues
  • Section 1701y - National Homeownership Foundation
  • Section 1701z - New technologies in the development of housing for lower income families
  • Section 1701z-1 - Research and demonstrations; authorization of appropriations; continuing availability of funds
  • Section 1701z-2 - Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
  • Section 1701z-3 - Experimental housing allowance payment program
  • Section 1701z-4 - Abandoned properties demonstration project
  • Section 1701z-5 - Demonstrations of heating or cooling residential housing utilizing solar energy
  • Section 1701z-6 - Special housing need research and demonstration authority
  • Section 1701z-7 - Studies to determine extent of need for counseling to mortgagors; report to Congress
  • Section 1701z-8 - Energy conservation and renewable-resource demonstration
  • Section 1701z-9 - Expansion of home ownership opportunities in urban areas
  • Section 1701z-10 - Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
  • Section 1701z-10a - Biennial survey of economic and housing market conditions
  • Section 1701z-11 - Management and disposition of multifamily housing projects
  • Section 1701z-12 - Housing access
  • Section 1701z-13 - Solar energy for single-family and multifamily housing units
  • Section 1701z-14 - Lower cost technology demonstration program
  • Section 1701z-15 - Approval of individual residential water purification or treatment units
  • Section 1701z-16 - Energy efficient mortgages pilot program
  • Section 1701z-17 - Increasing access and understanding of energy efficient mortgages
  • Subchapter I - HOUSING RENOVATION AND MODERNIZATION (§§ 1702 - 1706f)
  • Subchapter II - MORTGAGE INSURANCE (§§ 1707 - 1715z-25)
  • Subchapter III - NATIONAL MORTGAGE ASSOCIATIONS (§§ 1716 - 1723i)
  • Subchapter IV - INSURANCE OF SAVINGS AND LOAN ACCOUNTS (§§ 1724 - 1730i)
  • Subchapter V - MISCELLANEOUS (§§ 1731 - 1735h)
  • Subchapter VI - WAR HOUSING INSURANCE (§§ 1736 - 1746a)
  • Subchapter VII - INSURANCE FOR INVESTMENTS IN RENTAL HOUSING FOR FAMILIES OF MODERATE INCOME (§§ 1747 - 1747l)
  • Subchapter VIII - ARMED SERVICES HOUSING MORTGAGE INSURANCE (§§ 1748 - 1748i)
  • Subchapter IX - HOUSING FOR EDUCATIONAL INSTITUTIONS (§§ 1749 - 1749d)
  • Subchapter IX-A - MORTGAGE INSURANCE FOR LAND DEVELOPMENT AND NEW COMMUNITIES (§§ 1749aa - 1749ll)
  • Subchapter IX-B - MORTGAGE INSURANCE FOR GROUP PRACTICE FACILITIES AND MEDICAL PRACTICE FACILITIES (§§ 1749aaa - 1749aaa-5)
  • Subchapter IX-C - NATIONAL INSURANCE DEVELOPMENT PROGRAM (§§ 1749bbb - 1749bbb-21)
  • Subchapter X - NATIONAL DEFENSE HOUSING INSURANCE (§§ 1750 - 1750g)
  • Subchapter XI - VOLUNTARY HOME MORTGAGE CREDIT (§§ 1750aa - 1750jj)
• Chapter 14 - FEDERAL CREDIT UNIONS (§§ 1751 - 1795k)
  • Table Of Contents
  • Section 1751 - Short title
  • Section 1751a - Omitted
  • Subchapter I - GENERAL PROVISIONS (§§ 1752 - 1775)
  • Subchapter II - SHARE INSURANCE (§§ 1781 - 1790e)
  • Subchapter III - CENTRAL LIQUIDITY FACILITY (§§ 1795 - 1795k)
• Chapter 15 - FEDERAL LOAN AGENCY (§§ 1801 - 1805)
  • Section 1801 to 1805 - Omitted
• Chapter 16 - FEDERAL DEPOSIT INSURANCE CORPORATION (§§ 1811 - 1835a)
  • Table Of Contents
  • Section 1811 - Federal Deposit Insurance Corporation
  • Section 1812 - Management
  • Section 1813 - Definitions
  • Section 1814 - Insured depository institutions
  • Section 1815 - Deposit insurance
  • Section 1816 - Factors to be considered
  • Section 1817 - Assessments
  • Section 1818 - Termination of status as insured depository institution
  • Section 1819 - Corporate powers
  • Section 1820 - Administration of Corporation
  • Section 1820a - Examination of investment companies
  • Section 1821 - Insurance Funds
  • Section 1821a - FSLIC Resolution Fund
  • Section 1822 - Corporation as receiver
  • Section 1823 - Corporation monies
  • Section 1824 - Borrowing authority
  • Section 1825 - Issuance of notes, debentures, bonds, and other obligations; exemption from taxation
  • Section 1826 - Forms of obligations; preparation by Secretary of the Treasury
  • Section 1827 - Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits
  • Section 1828 - Regulations governing insured depository institutions
  • Section 1828a - Prudential safeguards
  • Section 1828b - Interagency data sharing
  • Section 1829 - Penalty for unauthorized participation by convicted individual
  • Section 1829a - Participation by State nonmember insured banks in lotteries and related activities
  • Section 1829b - Retention of records by insured depository institutions
  • Section 1830 - Nondiscrimination
  • Section 1831 - Separability of certain provisions of this chapter
  • Section 1831a - Activities of insured State banks
  • Section 1831b - Disclosures with respect to certain federally related mortgage loans
  • Section 1831c - Assuring consistent oversight of subsidiaries of holding companies
  • Section 1831d - State-chartered insured depository institutions and insured branches of foreign banks
  • Section 1831e - Activities of savings associations
  • Section 1831f - Brokered deposits
  • Section 1831f-1 - Repealed. Pub. L. 106-569, title XII, §1203, Dec. 27, 2000, 114 Stat. 3032
  • Section 1831g - Contracts between depository institutions and persons providing goods, products, or services
  • Section 1831h - Repealed. Pub. L. 109-173, §8(a)(33), Feb. 15, 2006, 119 Stat. 3615
  • Section 1831i - Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies
  • Section 1831j - Depository institution employee protection remedy
  • Section 1831k - Reward for information leading to recoveries or civil penalties
  • Section 1831l - Coordination of risk analysis between SEC and Federal banking agencies
  • Section 1831m - Early identification of needed improvements in financial management
  • Section 1831m-1 - Reports of information regarding safety and soundness of depository institutions
  • Section 1831n - Accounting objectives, standards, and requirements
  • Section 1831o - Prompt corrective action
  • Section 1831o-1 - Source of strength
  • Section 1831p - Transferred
  • Section 1831p-1 - Standards for safety and soundness
  • Section 1831q - FDIC affordable housing program
  • Section 1831r - Payments on foreign deposits prohibited
  • Section 1831r-1 - Notice of branch closure
  • Section 1831s - Transferred
  • Section 1831t - Depository institutions lacking Federal deposit insurance
  • Section 1831u - Interstate bank mergers
  • Section 1831v - Authority of State insurance regulator and Securities and Exchange Commission
  • Section 1831w - Safety and soundness firewalls applicable to financial subsidiaries of banks
  • Section 1831x - Insurance customer protections
  • Section 1831y - CRA sunshine requirements
  • Section 1831z - Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked
  • Section 1831aa - Enforcement of agreements
  • Section 1832 - Withdrawals by negotiable or transferable instruments for transfers to third parties
  • Section 1833 - Repealed. Pub. L. 104-208, div. A, title II, §2224(b), Sept. 30, 1996, 110 Stat. 3009-415
  • Section 1833a - Civil penalties
  • Section 1833b - Comparability in compensation schedules
  • Section 1833c - Comptroller General audit and access to records
  • Section 1833d - Repealed. Pub. L. 102-242, title I, §121(b), Dec. 19, 1991, 105 Stat. 2251
  • Section 1833e - Equal opportunity
  • Section 1834 - Reduced assessment rate for deposits attributable to lifeline accounts
  • Section 1834a - Assessment credits for qualifying activities relating to distressed communities
  • Section 1834b - Community development organizations
  • Section 1835 - Insured depository institution capital requirements for transfers of small business obligations
  • Section 1835a - Prohibition against deposit production offices
• Chapter 17 - BANK HOLDING COMPANIES (§§ 1841 - 1852)
  • Table Of Contents
  • Section 1841 - Definitions
  • Section 1842 - Acquisition of bank shares or assets
  • Section 1843 - Interests in nonbanking organizations
  • Section 1844 - Administration
  • Section 1845 - Repealed. Pub. L. 89-485, §9, July 1, 1966, 80 Stat. 240
  • Section 1846 - Reservation of rights to States
  • Section 1847 - Penalties
  • Section 1848 - Judicial review
  • Section 1848a - Repealed. Pub. L. 111-203, title VI, §604(c)(2), July 21, 2010, 124 Stat. 1601
  • Section 1849 - Saving provision
  • Section 1850 - Acquisition of subsidiary and tying arrangement: Federal Reserve Board proceedings; application for authorization; competitor as party in interest and person aggrieved; judicial review
  • Section 1850a - Securities holding companies
  • Section 1851 - Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds
  • Section 1852 - Concentration limits on large financial firms
• Chapter 18 - BANK SERVICE COMPANIES (§§ 1861 - 1867)
  • Table Of Contents
  • Section 1861 - Short title and definitions
  • Section 1862 - Amount of investment in bank service company
  • Section 1863 - Permissible bank service company activities for depository institutions
  • Section 1864 - Permissible bank service company activities for other persons
  • Section 1865 - Prior approval for investments in bank service companies
  • Section 1866 - Services to nonstockholders or nonmembers
  • Section 1867 - Regulation and examination of bank service companies
• Chapter 19 - SECURITY MEASURES FOR BANKS AND SAVINGS ASSOCIATIONS (§§ 1881 - 1884)
  • Table Of Contents
  • Section 1881 - “Federal supervisory agency” defined
  • Section 1882 - Security measures
  • Section 1883 - Insurance rates; report to Congress
  • Section 1884 - Penalties for violations
• Chapter 20 - CREDIT CONTROL (§§ 1901 - 1910)
  • Section 1901 to 1910 - Omitted
• Chapter 21 - FINANCIAL RECORDKEEPING (§§ 1951 - 1959)
  • Table Of Contents
  • Section 1951 - Congressional findings and declaration of purpose
  • Section 1952 - Reports on ownership and control
  • Section 1953 - Recordkeeping and procedures
  • Section 1954 - Injunctions
  • Section 1955 - Civil penalties
  • Section 1956 - Criminal penalty
  • Section 1957 - Additional criminal penalty in certain cases
  • Section 1958 - Compliance
  • Section 1959 - Administrative procedure
• Chapter 22 - TYING ARRANGEMENTS (§§ 1971 - 1978)
  • Table Of Contents
  • Section 1971 - Definitions
  • Section 1972 - Certain tying arrangements prohibited; correspondent accounts
  • Section 1973 - Jurisdiction of courts; duty of United States attorneys; equitable proceedings; petition; expedition of cases; temporary restraining orders; bringing in additional parties; subpenas
  • Section 1974 - Actions by United States; subpenas for witnesses
  • Section 1975 - Civil actions by persons injured; jurisdiction and venue; amount of recovery
  • Section 1976 - Injunctive relief for persons against threatened loss or damages; equitable proceedings; preliminary injunctions
  • Section 1977 - Limitation of actions; suspension of limitations
  • Section 1978 - Actions under other Federal or State laws unaffected; regulations or orders barred as a defense
• Chapter 23 - FARM CREDIT SYSTEM (§§ 2001 - 2279cc)
  • Table Of Contents
  • Front Matter
  • Section 2001 - Congressional declaration of policy and objectives
  • Section 2002 - Farm Credit System
  • Subchapter I - FARM CREDIT BANKS (§§ 2011 - 2023)
  • Subchapter II - FARM CREDIT ASSOCIATIONS (§§ 2071 - 2098)
  • Subchapter III - BANKS FOR COOPERATIVES (§§ 2121 - 2149a)
  • Subchapter IV - PROVISIONS APPLICABLE TO TWO OR MORE CLASSES OF INSTITUTIONS OF THE SYSTEM (§§ 2151 - 2219e)
  • Subchapter V - FARM CREDIT ADMINISTRATION ORGANIZATION (§§ 2221 - 2277a-14)
  • Subchapter VI - ASSISTANCE TO FARM CREDIT SYSTEM (§§ 2278a - 2278b-11)
  • Subchapter VII - RESTRUCTURING OF SYSTEM INSTITUTIONS (§§ 2279a - 2279g)
  • Subchapter VIII - AGRICULTURAL MORTGAGE SECONDARY MARKET (§§ 2279aa - 2279cc)
• Chapter 24 - FEDERAL FINANCING BANK (§§ 2281 - 2296)
  • Table Of Contents
  • Section 2281 - Congressional findings and declaration of purpose
  • Section 2282 - Definitions
  • Section 2283 - Creation of Federal Financing Bank
  • Section 2284 - Board of Directors
  • Section 2285 - Functions
  • Section 2285a - Acquisition of obligations involving loan guarantees for New York City
  • Section 2286 - Approval of financing plans by Secretary of the Treasury
  • Section 2287 - Initial capital
  • Section 2288 - Bank obligations
  • Section 2289 - General powers
  • Section 2290 - Exemptions
  • Section 2291 - Preparation of obligations
  • Section 2292 - Annual report to the President and Congress
  • Section 2293 - Budget and audit provisions of Government corporation control law applicable
  • Section 2294 - Payments on behalf of public bodies
  • Section 2294a - Contracts for periodic payments to offset costs of purchase of obligations of local public housing agencies
  • Section 2295 - Authority or responsibility under other provisions of law not to be affected or impaired
  • Section 2296 - Increase not authorized in amounts of obligations issued, sold, or guaranteed by Federal agencies
• Chapter 25 - NATIONAL COMMISSION ON ELECTRONIC FUND TRANSFERS (§§ 2401 - 2408)
  • Table Of Contents
  • Section 2401 - Establishment of Commission
  • Section 2402 - Membership of Commission
  • Section 2403 - Functions of Commission
  • Section 2404 - Powers of Commission
  • Section 2405 - Executive Director and additional staff personnel; appointment and compensation; experts and consultants; employment and compensation; audits by Comptroller General
  • Section 2406 - Compensation of members of Commission
  • Section 2407 - Cooperation and assistance of other Federal departments, agencies, and instrumentalities
  • Section 2408 - Authorization of appropriations
• Chapter 26 - DISPOSITION OF ABANDONED MONEY ORDERS AND TRAVELER'S CHECKS (§§ 2501 - 2503)
  • Table Of Contents
  • Section 2501 - Congressional findings and declaration of purpose
  • Section 2502 - Definitions
  • Section 2503 - State entitlement to escheat or custody
• Chapter 27 - REAL ESTATE SETTLEMENT PROCEDURES (§§ 2601 - 2617)
  • Table Of Contents
  • Section 2601 - Congressional findings and purpose
  • Section 2602 - Definitions
  • Section 2603 - Uniform settlement statement
  • Section 2604 - Home buying information booklets
  • Section 2605 - Servicing of mortgage loans and administration of escrow accounts
  • Section 2606 - Exempted transactions
  • Section 2607 - Prohibition against kickbacks and unearned fees
  • Section 2608 - Title companies; liability of seller
  • Section 2609 - Limitation on requirement of advance deposits in escrow accounts
  • Section 2610 - Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements
  • Section 2611 to 2613 - Repealed. Pub. L. 104-208, div. A, title II, §2103(h), Sept. 30, 1996, 110 Stat. 3009-401
  • Section 2614 - Jurisdiction of courts; limitations
  • Section 2615 - Contracts and liens; validity
  • Section 2616 - State laws unaffected; inconsistent Federal and State provisions
  • Section 2617 - Authority of Bureau
• Chapter 28 - EMERGENCY MORTGAGE RELIEF (§§ 2701 - 2712)
  • Table Of Contents
  • Section 2701 - Congressional findings and declaration of purpose
  • Section 2702 - Mortgages eligible for assistance
  • Section 2703 - Manner of assistance and repayment
  • Section 2704 - Insurance for emergency mortgage loans and advances
  • Section 2705 - Emergency mortgage relief payments
  • Section 2706 - Emergency Homeowners’ Relief Fund
  • Section 2707 - Authority of Secretary
  • Section 2708 - Expiration date
  • Section 2709, 2710 - Repealed. Pub. L. 111-203, title XIV, §1496(b)(7), July 21, 2010, 124 Stat. 2209
  • Section 2711 - Nonapplicability of other laws
  • Section 2712 - Repealed. Pub. L. 111-203, title XIV, §1496(b)(7), July 21, 2010, 124 Stat. 2209
• Chapter 29 - HOME MORTGAGE DISCLOSURE (§§ 2801 - 2811)
  • Table Of Contents
  • Section 2801 - Congressional findings and declaration of purpose
  • Section 2802 - Definitions
  • Section 2803 - Maintenance of records and public disclosure
  • Section 2804 - Enforcement
  • Section 2805 - Relation to State laws
  • Section 2806 - Compliance improvement methods
  • Section 2807 - Report
  • Section 2808 - Effective date
  • Section 2809 - Compilation of aggregate data
  • Section 2810 - Disclosure by Secretary; commencement, scope, etc.
  • Section 2811 - Repealed. Pub. L. 100-242, title V, §565(b), Feb. 5, 1988, 101 Stat. 1945
• Chapter 30 - COMMUNITY REINVESTMENT (§§ 2901 - 2908)
  • Table Of Contents
  • Section 2901 - Congressional findings and statement of purpose
  • Section 2902 - Definitions
  • Section 2903 - Financial institutions; evaluation
  • Section 2904 - Report to Congress
  • Section 2905 - Regulations
  • Section 2906 - Written evaluations
  • Section 2907 - Operation of branch facilities by minorities and women
  • Section 2908 - Small bank regulatory relief
• Chapter 31 - NATIONAL CONSUMER COOPERATIVE BANK (§§ 3001 - 3051)
  • Table Of Contents
  • Section 3001 - Congressional statement of findings and purpose
  • Subchapter I - ESTABLISHMENT AND OPERATION (§§ 3011 - 3026)
  • Subchapter II - OFFICE OF SELF-HELP DEVELOPMENT AND TECHNICAL ASSISTANCE (§§ 3041 - 3051)
• Chapter 32 - FOREIGN BANK PARTICIPATION IN DOMESTIC MARKETS (§§ 3101 - 3111)
  • Table Of Contents
  • Section 3101 - Definitions
  • Section 3102 - Establishment of Federal branches and agencies by foreign bank
  • Section 3103 - Interstate banking by foreign banks
  • Section 3104 - Insurance of deposits
  • Section 3105 - Authority of Federal Reserve System
  • Section 3106 - Nonbanking activities of foreign banks
  • Section 3106a - Compliance with State and Federal laws
  • Section 3107 - Representative offices
  • Section 3108 - Regulation and enforcement
  • Section 3109 - Cooperation with foreign supervisors
  • Section 3110 - Penalties
  • Section 3111 - Criminal penalty
• Chapter 33 - DEPOSITORY INSTITUTION MANAGEMENT INTERLOCKS (§§ 3201 - 3208)
  • Table Of Contents
  • Section 3201 - Definitions
  • Section 3202 - Dual service of management official as management official of unaffiliated institution or holding company in same area, town, or village prohibited
  • Section 3203 - Dual service of management official of $2,500,000,000 institution or holding company as management official of unaffiliated $1,500,000,000 institution or holding company prohibited
  • Section 3204 - Exceptions
  • Section 3205 - Management official in position prior to November 10, 1978
  • Section 3206 - Administration and enforcement
  • Section 3207 - Rules and regulations
  • Section 3208 - Powers available to Attorney General for enforcement
• Chapter 34 - FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL (§§ 3301 - 3311)
  • Table Of Contents
  • Section 3301 - Declaration of purpose
  • Section 3302 - Definitions
  • Section 3303 - Financial Institutions Examination Council
  • Section 3304 - Costs and expenses of Council
  • Section 3305 - Functions of Council
  • Section 3306 - State liaison
  • Section 3307 - Administration
  • Section 3308 - Access to books, accounts, records, etc., by Council
  • Section 3309 - Risk management training
  • Section 3310 - Establishment of Appraisal Subcommittee
  • Section 3311 - Required review of regulations
• Chapter 34A - APPRAISAL SUBCOMMITTEE OF FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL (§§ 3331 - 3355)
  • Table Of Contents
  • Section 3331 - Purpose
  • Section 3332 - Functions of Appraisal Subcommittee
  • Section 3333 - Chairperson of Appraisal Subcommittee; term of Chairperson; meetings
  • Section 3334 - Officers and staff
  • Section 3335 - Powers of Appraisal Subcommittee
  • Section 3336 - Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers
  • Section 3337 - Startup funding
  • Section 3338 - Roster of State certified or licensed appraisers; authority to collect and transmit fees
  • Section 3339 - Functions of Federal financial institutions regulatory agencies relating to appraisal standards
  • Section 3340 - Time for proposal and adoption of standards
  • Section 3341 - Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications
  • Section 3342 - Transactions requiring services of State certified appraiser
  • Section 3343 - Transactions requiring services of State licensed appraiser
  • Section 3344 - Time for proposal and adoption of rules
  • Section 3345 - Certification and licensing requirements
  • Section 3346 - Establishment of State appraiser certifying and licensing agencies
  • Section 3347 - Monitoring of State appraiser certifying and licensing agencies
  • Section 3348 - Recognition of State certified and licensed appraisers for purposes of this chapter
  • Section 3349 - Violations in obtaining and performing appraisals in federally related transactions
  • Section 3350 - Definitions
  • Section 3351 - Miscellaneous provisions
  • Section 3352 - Emergency exceptions for disaster areas
  • Section 3353 - Appraisal management company minimum requirements
  • Section 3354 - Automated valuation models used to estimate collateral value for mortgage lending purposes
  • Section 3355 - Broker price opinions
• Chapter 35 - RIGHT TO FINANCIAL PRIVACY (§§ 3401 - 3422)
  • Table Of Contents
  • Section 3401 - Definitions
  • Section 3402 - Access to financial records by Government authorities prohibited; exceptions
  • Section 3403 - Confidentiality of financial records
  • Section 3404 - Customer authorizations
  • Section 3405 - Administrative subpena and summons
  • Section 3406 - Search warrants
  • Section 3407 - Judicial subpena
  • Section 3408 - Formal written request
  • Section 3409 - Delayed notice
  • Section 3410 - Customer challenges
  • Section 3411 - Duty of financial institutions
  • Section 3412 - Use of information
  • Section 3413 - Exceptions
  • Section 3414 - Special procedures
  • Section 3415 - Cost reimbursement
  • Section 3416 - Jurisdiction
  • Section 3417 - Civil penalties
  • Section 3418 - Injunctive relief
  • Section 3419 - Suspension of limitations
  • Section 3420 - Grand jury information; notification of certain persons prohibited
  • Section 3421 - Repealed. Pub. L. 104-66, title III, §3001(d), Dec. 21, 1995, 109 Stat. 734
  • Section 3422 - Applicability to Securities and Exchange Commission
• Chapter 36 - DEPOSITORY INSTITUTIONS DEREGULATION AND FINANCIAL REGULATION SIMPLIFICATION (§§ 3501 - 3524)
  • Subchapter I - DEPOSITORY INSTITUTIONS DEREGULATION (§§ 3501 - 3509)
  • Subchapter II - REGULATORY SIMPLIFICATION (§§ 3521 - 3524)
• Chapter 37 - SOLAR ENERGY AND ENERGY CONSERVATION BANK (§§ 3601 - 3620)
  • Section 3601 to 3620 - Repealed. Pub. L. 102-550, title IX, §912(i)(1), Oct. 28, 1992, 106 Stat. 3876
• Chapter 38 - MULTIFAMILY MORTGAGE FORECLOSURE (§§ 3701 - 3717)
  • Table Of Contents
  • Section 3701 - Findings and purpose
  • Section 3702 - Definitions
  • Section 3703 - Applicability
  • Section 3704 - Foreclosure commissioner; designation, duties, etc.
  • Section 3705 - Prerequisites to foreclosure
  • Section 3706 - Notice of default and foreclosure sale; condition and term of sale
  • Section 3707 - Commencement of foreclosure; powers and duties of foreclosure commissioner or substitute
  • Section 3708 - Service of notice of default and foreclosure sale
  • Section 3709 - Presale reinstatement
  • Section 3710 - Foreclosure sale
  • Section 3711 - Foreclosure costs
  • Section 3712 - Disposition of sale proceeds
  • Section 3713 - Transfer of title and possession
  • Section 3714 - Record of foreclosure and sale
  • Section 3715 - Computation of time
  • Section 3716 - Separability
  • Section 3717 - Regulations
• Chapter 38A - SINGLE FAMILY MORTGAGE FORECLOSURE (§§ 3751 - 3768)
  • Table Of Contents
  • Section 3751 - Findings and purpose
  • Section 3752 - Definitions
  • Section 3753 - Applicability
  • Section 3754 - Designation of foreclosure commissioner
  • Section 3755 - Prerequisites to foreclosure
  • Section 3756 - Commencement of foreclosure
  • Section 3757 - Notice of default and foreclosure sale
  • Section 3758 - Service of notice of foreclosure sale
  • Section 3759 - Presale reinstatement
  • Section 3760 - Conduct of sale; adjournment
  • Section 3761 - Foreclosure costs
  • Section 3762 - Disposition of sale proceeds
  • Section 3763 - Transfer of title and possession
  • Section 3764 - Record of foreclosure and sale
  • Section 3765 - Effect of sale
  • Section 3766 - Computation of time
  • Section 3767 - Severability
  • Section 3768 - Deficiency judgment
• Chapter 39 - ALTERNATIVE MORTGAGE TRANSACTIONS (§§ 3801 - 3806)
  • Table Of Contents
  • Section 3801 - Findings and purpose
  • Section 3802 - Definitions
  • Section 3803 - Alternative mortgage authority
  • Section 3804 - Applicability of preemption provisions
  • Section 3805 - Applicability of consumer protection provisions
  • Section 3806 - Adjustable rate mortgage caps
• Chapter 40 - INTERNATIONAL LENDING SUPERVISION (§§ 3901 - 3912)
  • Table Of Contents
  • Section 3901 - Congressional declaration of policy
  • Section 3902 - Definitions
  • Section 3903 - Strengthened supervision of international lending
  • Section 3904 - Reserves
  • Section 3904a - Additional reserve requirements
  • Section 3905 - Accounting for fees on international loans
  • Section 3906 - Collection and disclosure of international lending data
  • Section 3907 - Capital adequacy
  • Section 3908 - Foreign loan evaluations
  • Section 3909 - General authorities
  • Section 3910 - Audit authority of Government Accountability Office
  • Section 3911 - Equal representation for Federal Deposit Insurance Corporation and the Office of Thrift Supervision
  • Section 3912 - Repealed. Pub. L. 104-208, div. A, title II, §2224(c), Sept. 30, 1996, 110 Stat. 3009-415
• Chapter 41 - EXPEDITED FUNDS AVAILABILITY (§§ 4001 - 4010)
  • Table Of Contents
  • Section 4001 - Definitions
  • Section 4002 - Expedited funds availability schedules
  • Section 4003 - Safeguard exceptions
  • Section 4004 - Disclosure of funds availability policies
  • Section 4005 - Payment of interest
  • Section 4006 - Miscellaneous provisions
  • Section 4007 - Effect on State law
  • Section 4008 - Regulations and reports by Board
  • Section 4009 - Administrative enforcement
  • Section 4010 - Civil liability
• Chapter 42 - LOW-INCOME HOUSING PRESERVATION AND RESIDENT HOMEOWNERSHIP (§§ 4101 - 4147)
  • Table Of Contents
  • Front Matter
  • Subchapter I - PREPAYMENT OF MORTGAGES INSURED UNDER NATIONAL HOUSING ACT (§§ 4101 - 4125)
  • Subchapter II - TECHNICAL ASSISTANCE AND CAPACITY BUILDING (§§ 4141 - 4147)
• Chapter 43 - ACTIONS AGAINST PERSONS COMMITTING BANK FRAUD CRIMES (§§ 4201 - 4247)
  • Table Of Contents
  • Subchapter I - DECLARATIONS PROVIDING NEW CLAIMS TO UNITED STATES (§§ 4201 - 4213)
  • Subchapter II - DECLARATIONS PROVIDING UNITED STATES WITH NEW INFORMATION CONCERNING RECOVERY OF ASSETS (§§ 4221 - 4230)
  • Subchapter III - USE OF PRIVATE LEGAL RESOURCES (§§ 4241 - 4247)
• Chapter 44 - TRUTH IN SAVINGS (§§ 4301 - 4313)
  • Table Of Contents
  • Section 4301 - Findings and purpose
  • Section 4302 - Disclosure of interest rates and terms of accounts
  • Section 4303 - Account schedule
  • Section 4304 - Disclosure requirements for certain accounts
  • Section 4305 - Distribution of schedules
  • Section 4306 - Payment of interest
  • Section 4307 - Periodic statements
  • Section 4308 - Regulations
  • Section 4309 - Administrative enforcement
  • Section 4310 - Repealed. Pub. L. 104-208, div. A, title II, §2604(a), Sept. 30, 1996, 110 Stat. 3009-470
  • Section 4311 - Credit unions
  • Section 4312 - Effect on State law
  • Section 4313 - Definitions
• Chapter 45 - PAYMENT SYSTEM RISK REDUCTION (§§ 4401 - 4422)
  • Table Of Contents
  • Subchapter I - BILATERAL AND CLEARING ORGANIZATION NETTING (§§ 4401 - 4407)
  • Subchapter II - MULTILATERAL CLEARING ORGANIZATIONS (§§ 4421 - 4422)
• Chapter 46 - GOVERNMENT SPONSORED ENTERPRISES (§§ 4501 - 4642)
  • Table Of Contents
  • Front Matter
  • Section 4501 - Congressional findings
  • Section 4502 - Definitions
  • Section 4503 - Protection of taxpayers against liability
  • Subchapter I - SUPERVISION AND REGULATION OF ENTERPRISES (§§ 4511 - 4603)
  • Subchapter II - REQUIRED CAPITAL LEVELS FOR REGULATED ENTITIES, SPECIAL ENFORCEMENT POWERS, AND REVIEWS OF ASSETS... (§§ 4611 - 4624)
  • Subchapter III - ENFORCEMENT PROVISIONS (§§ 4631 - 4642)
• Chapter 47 - COMMUNITY DEVELOPMENT BANKING (§§ 4701 - 4750)
  • Table Of Contents
  • Subchapter I - COMMUNITY DEVELOPMENT BANKING AND FINANCIAL INSTITUTIONS (§§ 4701 - 4719)
  • Subchapter II - SMALL BUSINESS CAPITAL ENHANCEMENT (§§ 4741 - 4750)
• Chapter 48 - FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT (§§ 4801 - 4809)
  • Table Of Contents
  • Section 4801 - Incorporated definitions
  • Section 4802 - Administrative consideration of burden with new regulations
  • Section 4803 - Streamlining of regulatory requirements
  • Section 4804 - Elimination of duplicative filings
  • Section 4805 - Call report simplification
  • Section 4805a - Call report simplification
  • Section 4806 - Regulatory appeals process, ombudsman, and alternative dispute resolution
  • Section 4807 - Time limit on agency consideration of completed applications
  • Section 4808 - Revising regulatory requirements for transfers of all types of assets with recourse
  • Section 4809 - “Plain language” requirement for Federal banking agency rules
• Chapter 49 - HOMEOWNERS PROTECTION (§§ 4901 - 4910)
  • Table Of Contents
  • Section 4901 - Definitions
  • Section 4902 - Termination of private mortgage insurance
  • Section 4903 - Disclosure requirements
  • Section 4904 - Notification upon cancellation or termination
  • Section 4905 - Disclosure requirements for lender paid mortgage insurance
  • Section 4906 - Fees for disclosures
  • Section 4907 - Civil liability
  • Section 4908 - Effect on other laws and agreements
  • Section 4909 - Enforcement
  • Section 4910 - Construction
• Chapter 50 - CHECK TRUNCATION (§§ 5001 - 5018)
  • Table Of Contents
  • Section 5001 - Findings; purposes
  • Section 5002 - Definitions
  • Section 5003 - General provisions governing substitute checks
  • Section 5004 - Substitute check warranties
  • Section 5005 - Indemnity
  • Section 5006 - Expedited recredit for consumers
  • Section 5007 - Expedited recredit procedures for banks
  • Section 5008 - Delays in an emergency
  • Section 5009 - Measure of damages
  • Section 5010 - Statute of limitations and notice of claim
  • Section 5011 - Consumer awareness
  • Section 5012 - Effect on other law
  • Section 5013 - Variation by agreement
  • Section 5014 - Regulations
  • Section 5015 - Study and report on funds availability
  • Section 5016 - Statistical reporting of costs and revenues for transporting checks between reserve banks
  • Section 5017 - Evaluation and report by the Comptroller General
  • Section 5018 - Depositary services efficiency and cost reduction
• Chapter 51 - SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING (§§ 5101 - 5116)
  • Table Of Contents
  • Section 5101 - Purposes and methods for establishing a mortgage licensing system and registry
  • Section 5102 - Definitions
  • Section 5103 - License or registration required
  • Section 5104 - State license and registration application and issuance
  • Section 5105 - Standards for State license renewal
  • Section 5106 - System of registration administration by Federal agencies
  • Section 5107 - Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
  • Section 5108 - Backup authority to establish a nationwide mortgage licensing and registry system
  • Section 5109 - Fees
  • Section 5110 - Background checks of loan originators
  • Section 5111 - Confidentiality of information
  • Section 5112 - Liability provisions
  • Section 5113 - Enforcement by the Bureau
  • Section 5114 - State examination authority
  • Section 5115 - Reports and recommendations to Congress
  • Section 5116 - Study and reports on defaults and foreclosures
• Chapter 52 - EMERGENCY ECONOMIC STABILIZATION (§§ 5201 - 5261)
  • Table Of Contents
  • Section 5201 - Purposes
  • Section 5202 - Definitions
  • Subchapter I - TROUBLED ASSETS RELIEF PROGRAM (§§ 5211 - 5241)
  • Subchapter II - BUDGET-RELATED PROVISIONS (§§ 5251 - 5253)
  • Subchapter III - TAX PROVISIONS (§§ 5261)
• Chapter 53 - WALL STREET REFORM AND CONSUMER PROTECTION (§§ 5301 - 5641)
  • Table Of Contents
  • Front Matter
  • Section 5301 - Definitions
  • Section 5302 - Severability
  • Section 5303 - Antitrust savings clause
  • Subchapter I - FINANCIAL STABILITY (§§ 5311 - 5374)
  • Subchapter II - ORDERLY LIQUIDATION AUTHORITY (§§ 5381 - 5394)
  • Subchapter III - TRANSFER OF POWERS TO THE COMPTROLLER OF THE CURRENCY, THE CORPORATION, AND THE BOARD OF GOVERNORS (§§ 5401 - 5452)
  • Subchapter IV - PAYMENT, CLEARING, AND SETTLEMENT SUPERVISION (§§ 5461 - 5472)
  • Subchapter V - BUREAU OF CONSUMER FINANCIAL PROTECTION (§§ 5481 - 5603)
  • Subchapter VI - FEDERAL RESERVE SYSTEM PROVISIONS (§§ 5611 - 5614)
  • Subchapter VII - IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS (§§ 5621 - 5628)
  • Subchapter VIII - MISCELLANEOUS (§§ 5641)
• Chapter 54 - STATE SMALL BUSINESS CREDIT INITIATIVE (§§ 5701 - 5710)
  • Table Of Contents
  • Section 5701 - Definitions
  • Section 5702 - Federal funds allocated to States
  • Section 5703 - Approving States for participation
  • Section 5704 - Approving State capital access programs
  • Section 5705 - Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers
  • Section 5706 - Reports
  • Section 5707 - Remedies for State program termination or failures
  • Section 5708 - Implementation and administration
  • Section 5709 - Regulations
  • Section 5710 - Oversight and audits