Hoosier v. Interinsurance Exch. of the Auto. Club (Majority, with Dissenting)Annotate this Case
Joey and Cyrena Hossier were residents of California when they were issued an automobile-insurance policy by Interinsurance Exchange of the Automobile Club (IEAC). The Hoosiers later moved to Texas and notified IEAC of their change in residence. After the Hoosiers were involved in an automobile accident, the Hoosiers pursued underinsured-motorist-coverage benefits under their policy with IEAC. IEAC moved for summary judgment, arguing that California law applied and that, based on California law, the Hoosiers were not entitled to recovery. The circuit court granted summary judgment for IEAC, and the court of appeals affirmed. The Supreme Court reversed, holding that, under the facts of this case, the circuit court erred in granting summary judgment to IEAC, as Texas law applied to the interpretation of the underinsured-motorist provision in the insurance policy.