Woznicki v. GEICO Gen. Ins. Co.Annotate this Case
At issue in these two consolidated civil cases was the circumstances under which an insurer providing uninsured (UM) motorist coverage may disclaim any such liability owed to its insured. In these cases, Petitioners sued their UM carriers for breach of contract. The Court of Special Appeals affirmed the judgments in favor of the UM carriers in both cases, concluding that Petitioners’ failure to comply with the statutory UM coverage settlement procedures were fatal to their claims. The Court of Appeals affirmed, holding that the Court of Special Appeals did not err in concluding that (1) the UM carrier did not waive its right to receive written notice of a pending settlement with the tortfeasor’s insurance carrier even where there was unequivocal testimony from Petitioner’s counsel that he received oral consent to settle from a UM carrier claims representative; and (2) the UM carrier did not bear the burden of proving prejudice arising from Petitioners’ failure to give written notice of the pending settlement with the tortfeasors’ insurance carrier.