Hayes v. Metropolitan Property & Casualty Insurance, No. 17-3005 (8th Cir. 2018)Annotate this Case
The Eighth Circuit affirmed the district court's entry of judgment for the insured in a dispute over property coverage of a building that was destroyed by fire. The court held that the district court correctly entered judgment for the insured on the bad faith claim where Met could not prove misrepresentation or deception by the insured, or any reliance thereupon by Met. The court also held that the district court properly calculated the economic damages the insured suffered as a result of Met's bad faith refusal to pay pursuant to the provisions of the improperly rescinded contract. Furthermore, the district court did not abuse its discretion in awarding reasonable attorney fees.