Discover Bank v. Patricia A. Pommell
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ARKANSAS COURT OF APPEALS
DIVISION II
No. CA08-54
Opinion Delivered
DISCOVER BANK,
APPELLANT
S EPTEMBER 3, 2008
APPEAL FROM THE POINSETT
COUNTY CIRCUIT COURT,
[NO. CV-2006-147]
V.
HONORABLE BARBARA HALSEY,
JUDGE,
PATRICIA A. POMMELL,
APPELLEE
REVERSED AND REMANDED
SAM BIRD, Judge
Appellant Discover Bank appeals from an order of the Poinsett County Circuit Court
granting appellee’s motion for directed verdict and dismissing appellant’s complaint with
prejudice. The issue on appeal is whether the circuit court abused its discretion in failing to
allow appellant to introduce certain evidence under a statutory exception to hearsay. We hold
that the circuit court did abuse its discretion, and we reverse the court’s order dismissing
appellant’s complaint.
This case began when appellant sued appellee Patricia Pommell for credit-card debt
allegedly owed by appellee to appellant. At trial, appellant moved to introduce into evidence
an affidavit of its account manager and attached business records pursuant to Arkansas Code
Annotated section 16-46-108, which allows the introduction into evidence of “[a]ny record
or set of records or photographically reproduced copies of such records which would be
admissible under Rule 803(6) or (7) of the Arkansas Rules of Evidence . . . upon the affidavit
of the person who would otherwise provide the prerequisites of Rule 803(6) or (7) that such
records attached to such affidavit were in fact so kept as required” by the rules. Ark. Code
Ann. § 16-46-108(a)(1) (Repl. 1999). Appellee objected to introduction of the affidavit and
records, claiming the documents were hearsay. The circuit court sustained the objection,
stating that “it might be different if you had someone here” to testify as to the account
statements. When no testimony or additional evidence was offered by appellant, appellee
moved for a directed verdict, which the circuit court granted. In its order dismissing
appellant’s complaint, the circuit court found there was no testimony introduced in the matter
and that it had sustained appellee’s objection to the only documents offered into evidence by
appellant. Appellant brings this appeal from the circuit court’s order.
Appellant contends that the affidavit of its account manager and attached documents
were admissible under Ark. Code Ann. § 16-46-108 and that the circuit court erred in finding
otherwise. The admission of evidence is left to the sound discretion of the trial court, and we
will not reverse the trial court’s ruling absent a manifest abuse of that discretion. Metzgar v.
Rodgers, 83 Ark. App. 354, 374, 128 S.W.3d 5, 18 (2003).
While appellee filed no brief with this court, at trial appellee argued that the Arkansas
Supreme Court promulgates the rules of evidence and that the legislature has no authority to
change those rules. Appellee argued that evidence must come in under a specific rule of
evidence, not a statute. While this is generally true, the supreme court has made exceptions.
See, e.g., Lovell v. Beavers, 336 Ark. 551, 987 S.W.2d 660 (1999) (holding that the Hospital
Records Act, Ark. Code Ann. § 16-46-306, is such an exception). Moreover, although the
supreme court has not specifically stated that Ark. Code Ann. § 16-46-108 was an authorized
hearsay exception, in deciding a case regarding whether the trial court had properly calculated
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the fourteen-day period in Ark. Code Ann. § 16-46-108(a)(1) for filing the affidavit with the
clerk, the court impliedly held that the statute was a valid hearsay exception. Phelan v.
Discover Bank, 361 Ark. 138, 205 S.W.3d 145 (2005).
We now turn to the requirements of Ark. Code Ann. § 16-46-108. The statute first
requires the party attempting to introduce the affidavit to file the affidavit and attached records
with the clerk of the court “at least fourteen (14) days prior to the day upon which the trial”
commences. Ark. Code Ann. § 16-46-108(a)(1). In this case, the file stamp on the affidavit
was dated April 2, 2007, and the trial was held on September 5, 2007. Thus, it appears
appellant met this requirement. The statute also requires the party filing the affidavit to
provide “prompt notice” to the other parties. Id. Appellee made no argument that she did
not receive prompt notice of the affidavit. Rather, appellee’s objection and the court’s ruling
on the objection were based on the fact that the keeper of the accounts was not available to
testify and therefore that the affidavit and attached documents were hearsay.
We hold that Ark. Code Ann. § 16-46-108 is a valid hearsay exception, that appellant
met the requirements for this exception, and, thus, that the circuit court abused its discretion
in sustaining appellee’s objection and excluding the evidence. We reverse the circuit court’s
order dismissing the case and remand for further proceedings consistent with this opinion.
Reversed and remanded.
G LOVER and B AKER, JJ., agree.
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