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2014 US Code
Title 15 - Commerce and Trade (Sections 1 - 8405)
Chapter 41 - Consumer Credit Protection (Sections 1601 - 1693r)
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Metadata
Publication Title | United States Code, 2012 Edition, Supplement 2, Title 15 - COMMERCE AND TRADE |
Category | Bills and Statutes |
Collection | United States Code |
SuDoc Class Number | Y 1.2/5: |
Contained Within | Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION |
Contains | sections 1601 to 1693r |
Date | 2014 |
Laws In Effect As Of Date | January 5, 2015 |
Positive Law | No |
Disposition | standard |
- Table of Contents
- Front Matter
- Table of Contents
- Front Matter
- Subchapter I - Consumer Credit Cost Disclosure (Sections 1601 - 1667f)
- Subchapter II - Restrictions on Garnishment (Sections 1671 - 1677)
- Sec. 1671 - Congressional findings and declaration of purpose
- Sec. 1672 - Definitions
- Sec. 1673 - Restriction on garnishment
- Sec. 1674 - Restriction on discharge from employment by reason of garnishment
- Sec. 1675 - Exemption for State-regulated garnishments
- Sec. 1676 - Enforcement by Secretary of Labor
- Sec. 1677 - Effect on State laws
- Subchapter II-A - Credit Repair Organizations (Sections 1679 - 1679j)
- Sec. 1679 - Findings and purposes
- Sec. 1679a - Definitions
- Sec. 1679b - Prohibited practices
- Sec. 1679c - Disclosures
- Sec. 1679d - Credit repair organizations contracts
- Sec. 1679e - Right to cancel contract
- Sec. 1679f - Noncompliance with this subchapter
- Sec. 1679g - Civil liability
- Sec. 1679h - Administrative enforcement
- Sec. 1679i - Statute of limitations
- Sec. 1679j - Relation to State law
- Subchapter III - Credit Reporting Agencies (Sections 1681 - 1681x)
- Sec. 1681 - Congressional findings and statement of purpose
- Sec. 1681a - Definitions; rules of construction
- Sec. 1681b - Permissible purposes of consumer reports
- Sec. 1681c - Requirements relating to information contained in consumer reports
- Sec. 1681c-1 - Identity theft prevention; fraud alerts and active duty alerts
- Sec. 1681c-2 - Block of information resulting from identity theft
- Sec. 1681d - Disclosure of investigative consumer reports
- Sec. 1681e - Compliance procedures
- Sec. 1681f - Disclosures to governmental agencies
- Sec. 1681g - Disclosures to consumers
- Sec. 1681h - Conditions and form of disclosure to consumers
- Sec. 1681i - Procedure in case of disputed accuracy
- Sec. 1681j - Charges for certain disclosures
- Sec. 1681k - Public record information for employment purposes
- Sec. 1681l - Restrictions on investigative consumer reports
- Sec. 1681m - Requirements on users of consumer reports
- Sec. 1681n - Civil liability for willful noncompliance
- Sec. 1681o - Civil liability for negligent noncompliance
- Sec. 1681p - Jurisdiction of courts; limitation of actions
- Sec. 1681q - Obtaining information under false pretenses
- Sec. 1681r - Unauthorized disclosures by officers or employees
- Sec. 1681s - Administrative enforcement
- Sec. 1681s-1 - Information on overdue child support obligations
- Sec. 1681s-2 - Responsibilities of furnishers of information to consumer reporting agencies
- Sec. 1681s-3 - Affiliate sharing
- Sec. 1681t - Relation to State laws
- Sec. 1681u - Disclosures to FBI for counterintelligence purposes
- Sec. 1681v - Disclosures to governmental agencies for counterterrorism purposes
- Sec. 1681w - Disposal of records
- Sec. 1681x - Corporate and technological circumvention prohibited
- Subchapter IV - Equal Credit Opportunity (Sections 1691 - 1691f)
- Sec. 1691 - Scope of prohibition
- Sec. 1691a - Definitions; rules of construction
- Sec. 1691b - Promulgation of regulations by the Bureau
- Sec. 1691c - Administrative enforcement
- Sec. 1691c-1 - Incentives for self-testing and self-correction
- Sec. 1691c-2 - Small business loan data collection
- Sec. 1691d - Applicability of other laws
- Sec. 1691e - Civil liability
- Sec. 1691f - Annual reports to Congress; contents
- Subchapter V - Debt Collection Practices (Sections 1692 - 1692p)
- Sec. 1692 - Congressional findings and declaration of purpose
- Sec. 1692a - Definitions
- Sec. 1692b - Acquisition of location information
- Sec. 1692c - Communication in connection with debt collection
- Sec. 1692d - Harassment or abuse
- Sec. 1692e - False or misleading representations
- Sec. 1692f - Unfair practices
- Sec. 1692g - Validation of debts
- Sec. 1692h - Multiple debts
- Sec. 1692i - Legal actions by debt collectors
- Sec. 1692j - Furnishing certain deceptive forms
- Sec. 1692k - Civil liability
- Sec. 1692l - Administrative enforcement
- Sec. 1692m - Reports to Congress by the Bureau; views of other Federal agencies
- Sec. 1692n - Relation to State laws
- Sec. 1692o - Exemption for State regulation
- Sec. 1692p - Exception for certain bad check enforcement programs operated by private entities
- Subchapter VI - Electronic Fund Transfers (Sections 1693 - 1693r)
- Sec. 1693 - Congressional findings and declaration of purpose
- Sec. 1693a - Definitions
- Sec. 1693b - Regulations
- Sec. 1693c - Terms and conditions of transfers
- Sec. 1693d - Documentation of transfers
- Sec. 1693e - Preauthorized transfers
- Sec. 1693f - Error resolution
- Sec. 1693g - Consumer liability
- Sec. 1693h - Liability of financial institutions
- Sec. 1693i - Issuance of cards or other means of access
- Sec. 1693j - Suspension of obligations
- Sec. 1693k - Compulsory use of electronic fund transfers
- Sec. 1693l - Waiver of rights
- Sec. 1693l-1 - General-use prepaid cards, gift certificates, and store gift cards
- Sec. 1693m - Civil liability
- Sec. 1693n - Criminal liability
- Sec. 1693o - Administrative enforcement
- Sec. 1693o-1 - Remittance transfers
- Sec. 1693o-2 - Reasonable fees and rules for payment card transactions
- Sec. 1693p - Reports to Congress
- Sec. 1693q - Relation to State laws
- Sec. 1693r - Exemption for State regulation
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