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2011 US Code
Title 15 - Commerce and Trade
Chapter 41 - CONSUMER CREDIT PROTECTION (§§ 1601 - 1693r)
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Publication Title | United States Code, 2006 Edition, Supplement 5, Title 15 - COMMERCE AND TRADE |
Category | Bills and Statutes |
Collection | United States Code |
SuDoc Class Number | Y 1.2/5: |
Contained Within | Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION |
Contains | sections 1601 to 1693r |
Date | 2011 |
Laws in Effect as of Date | January 3, 2012 |
Positive Law | No |
Disposition | standard |
- Table Of Contents
- Front Matter
- Subchapter I - CONSUMER CREDIT COST DISCLOSURE (§§ 1601 - 1667f)
- Subchapter II - RESTRICTIONS ON GARNISHMENT (§§ 1671 - 1677)
- Section 1671 - Congressional findings and declaration of purpose
- Section 1672 - Definitions
- Section 1673 - Restriction on garnishment
- Section 1674 - Restriction on discharge from employment by reason of garnishment
- Section 1675 - Exemption for State-regulated garnishments
- Section 1676 - Enforcement by Secretary of Labor
- Section 1677 - Effect on State laws
- Subchapter II-A - CREDIT REPAIR ORGANIZATIONS (§§ 1679 - 1679j)
- Section 1679 - Findings and purposes
- Section 1679a - Definitions
- Section 1679b - Prohibited practices
- Section 1679c - Disclosures
- Section 1679d - Credit repair organizations contracts
- Section 1679e - Right to cancel contract
- Section 1679f - Noncompliance with this subchapter
- Section 1679g - Civil liability
- Section 1679h - Administrative enforcement
- Section 1679i - Statute of limitations
- Section 1679j - Relation to State law
- Subchapter III - CREDIT REPORTING AGENCIES (§§ 1681 - 1681x)
- Section 1681 - Congressional findings and statement of purpose
- Section 1681a - Definitions; rules of construction
- Section 1681b - Permissible purposes of consumer reports
- Section 1681c - Requirements relating to information contained in consumer reports
- Section 1681c-1 - Identity theft prevention; fraud alerts and active duty alerts
- Section 1681c-2 - Block of information resulting from identity theft
- Section 1681d - Disclosure of investigative consumer reports
- Section 1681e - Compliance procedures
- Section 1681f - Disclosures to governmental agencies
- Section 1681g - Disclosures to consumers
- Section 1681h - Conditions and form of disclosure to consumers
- Section 1681i - Procedure in case of disputed accuracy
- Section 1681j - Charges for certain disclosures
- Section 1681k - Public record information for employment purposes
- Section 1681l - Restrictions on investigative consumer reports
- Section 1681m - Requirements on users of consumer reports
- Section 1681n - Civil liability for willful noncompliance
- Section 1681o - Civil liability for negligent noncompliance
- Section 1681p - Jurisdiction of courts; limitation of actions
- Section 1681q - Obtaining information under false pretenses
- Section 1681r - Unauthorized disclosures by officers or employees
- Section 1681s - Administrative enforcement
- Section 1681s-1 - Information on overdue child support obligations
- Section 1681s-2 - Responsibilities of furnishers of information to consumer reporting agencies
- Section 1681s-3 - Affiliate sharing
- Section 1681t - Relation to State laws
- Section 1681u - Disclosures to FBI for counterintelligence purposes
- Section 1681v - Disclosures to governmental agencies for counterterrorism purposes
- Section 1681w - Disposal of records
- Section 1681x - Corporate and technological circumvention prohibited
- Subchapter IV - EQUAL CREDIT OPPORTUNITY (§§ 1691 - 1691f)
- Section 1691 - Scope of prohibition
- Section 1691a - Definitions; rules of construction
- Section 1691b - Promulgation of regulations by the Bureau
- Section 1691c - Administrative enforcement
- Section 1691c-1 - Incentives for self-testing and self-correction
- Section 1691c-2 - Small business loan data collection
- Section 1691d - Applicability of other laws
- Section 1691e - Civil liability
- Section 1691f - Annual reports to Congress; contents
- Subchapter V - DEBT COLLECTION PRACTICES (§§ 1692 - 1692p)
- Section 1692 - Congressional findings and declaration of purpose
- Section 1692a - Definitions
- Section 1692b - Acquisition of location information
- Section 1692c - Communication in connection with debt collection
- Section 1692d - Harassment or abuse
- Section 1692e - False or misleading representations
- Section 1692f - Unfair practices
- Section 1692g - Validation of debts
- Section 1692h - Multiple debts
- Section 1692i - Legal actions by debt collectors
- Section 1692j - Furnishing certain deceptive forms
- Section 1692k - Civil liability
- Section 1692l - Administrative enforcement
- Section 1692m - Reports to Congress by the Bureau; views of other Federal agencies
- Section 1692n - Relation to State laws
- Section 1692o - Exemption for State regulation
- Section 1692p - Exception for certain bad check enforcement programs operated by private entities
- Subchapter VI - ELECTRONIC FUND TRANSFERS (§§ 1693 - 1693r)
- Section 1693 - Congressional findings and declaration of purpose
- Section 1693a - Definitions
- Section 1693b - Regulations
- Section 1693c - Terms and conditions of transfers
- Section 1693d - Documentation of transfers
- Section 1693e - Preauthorized transfers
- Section 1693f - Error resolution
- Section 1693g - Consumer liability
- Section 1693h - Liability of financial institutions
- Section 1693i - Issuance of cards or other means of access
- Section 1693j - Suspension of obligations
- Section 1693k - Compulsory use of electronic fund transfers
- Section 1693l - Waiver of rights
- Section 1693l-1 - General-use prepaid cards, gift certificates, and store gift cards
- Section 1693m - Civil liability
- Section 1693n - Criminal liability
- Section 1693o - Administrative enforcement
- Section 1693o-1 - Remittance transfers
- Section 1693o-2 - Reasonable fees and rules for payment card transactions
- Section 1693p - Reports to Congress
- Section 1693q - Relation to State laws
- Section 1693r - Exemption for State regulation
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