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2019 Ohio Revised Code
Title [13] XIII COMMERCIAL TRANSACTIONS - OHIO UNIFORM COMMERCIAL CODE
Chapter 1321 - SMALL LOANS
- Section 1321.01 - Small loan definitions.
- Section 1321.02 - Exceptions to license requirement.
- Section 1321.03 - Application for license - fee.
- Section 1321.04 - Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application.
- Section 1321.05 - Contents of license - annual fee and assessment - current assets.
- Section 1321.06 - Additional licenses - change of place of business.
- Section 1321.07 - Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena.
- Section 1321.08 - Suspension or revocation of license.
- Section 1321.09 - Licensee to preserve books - annual report.
- Section 1321.10 - Rules and orders - procedure in case of violation - certified statements - prima-facie evidence.
- Section 1321.11 - Prohibited statements and representations.
- Section 1321.12 - Licensee prohibited from certain acts.
- Section 1321.13 - Maximum interest rate - prepayment - insurance.
- Section 1321.131 - Agreement or consent for alternative interest rate.
- Section 1321.14 - Duties of licensee - prohibited activities.
- Section 1321.141 - [See Note] Loans by licensees.
- Section 1321.15 - Limitation of charges - determination of indebtedness.
- Section 1321.16 - Open-end loans by licensee - interest - charges.
- Section 1321.17 - Provisions applicable to all loans.
- Section 1321.18 - Complaint for reversal, rescission, or modification of order of division - procedure.
- Section 1321.19 - Cancellation or alteration of license.
- Section 1321.20 - Annual license or certificate of registration fee.
- Section 1321.21 - Division of consumer finance fund.
- Section 1321.211 - [Repealed].
- Section 1321.31 - Assignment of personal earnings - limitations - priority.
- Section 1321.32 - Assignment of wages invalid - exception.
- Section 1321.33 - Wage assignments for support of spouse or children.
- Section 1321.35 - [See Note] Short-term lenders definitions.
- Section 1321.36 - [See Note] Short term lender license required; applicability of provisions.
- Section 1321.37 - Application for license - investigation - bond.
- Section 1321.38 - License contents - place of business.
- Section 1321.39 - [See Note] Short-term loan requirements and restrictions.
- Section 1321.391 - [See Note] Duration longer than 91 days; determination of recommended length.
- Section 1321.40 - [See Note] Permissible short-term loan fees.
- Section 1321.401 - [See Note] Refinancing by licensee.
- Section 1321.402 - [See Note] Prepayment or refinancing prior to maturity date.
- Section 1321.403 - [See Note] Fees.
- Section 1321.41 - [See Note] Short-term loan prohibitions.
- Section 1321.411 - Collection after to consecutive attempts.
- Section 1321.42 - Refusal, suspension, or revocation of license - fines.
- Section 1321.421 - Examination of licensee's records.
- Section 1321.422 - [See Note] Required licensee records and reports.
- Section 1321.43 - Implementing rules and enforcement orders.
- Section 1321.44 - Violations as unfair or deceptive acts - criminal proceedings.
- Section 1321.45 - Prohibited debt collector communications and conduct.
- Section 1321.46 - [See Note] Verification of borrower's income.
- Section 1321.461 - [Repealed].
- Section 1321.47 - Additional duties of licensees - civil action by borrower.
- Section 1321.48 - Reports by superintendent - confidentiality of information.
- Section 1321.51 - Second mortgage loan definitions.
- Section 1321.52 - Registering second mortgage lenders and brokers.
- Section 1321.521 - [Repealed].
- Section 1321.522 - [Repealed].
- Section 1321.53 - Application for certificate of registration.
- Section 1321.531 - [Repealed].
- Section 1321.532 - [Repealed].
- Section 1321.533 - [Repealed].
- Section 1321.534 - [Repealed].
- Section 1321.535 - [Repealed].
- Section 1321.536 - [Repealed].
- Section 1321.537 - [Repealed].
- Section 1321.538 - [Repealed].
- Section 1321.54 - Rules - investigations.
- Section 1321.541 - Actions to enforce second mortgage loan provisions.
- Section 1321.55 - Records and reports.
- Section 1321.551 - Evading second mortgage loan requirements.
- Section 1321.552 - [Repealed].
- Section 1321.56 - Forfeiting interest.
- Section 1321.57 - Computation of interest.
- Section 1321.571 - Agreement or consent for alternative interest rate.
- Section 1321.58 - Open-end loans by registrant - interest - charges.
- Section 1321.59 - Prohibited acts.
- Section 1321.591 - Compliance with Fair Debt Collection Practices Act.
- Section 1321.592 - [See Note] Loans by registrants.
- Section 1321.593 - [Repealed].
- Section 1321.594 - [Repealed].
- Section 1321.60 - Advertising for loans.
- Section 1321.62 - Definitions for Ohio Consumer Installment Loan Act.
- Section 1321.63 - Activities for which license is required.
- Section 1321.631 - Applicability of Ohio Consumer Installment Loan Act.
- Section 1321.632 - Licensees; prohibited activities.
- Section 1321.64 - Application; contents; filing; investigation; notice of intent to deny.
- Section 1321.641 - Renewal of license.
- Section 1321.642 - Effect of change in ownership of a licensee; notice.
- Section 1321.643 - Place of business; change of name.
- Section 1321.644 - Persons selling tangible goods or services.
- Section 1321.65 - Net worth requirements.
- Section 1321.66 - Recordkeeping.
- Section 1321.651 - Advertising.
- Section 1321.661 - Call reports.
- Section 1321.662 - Confidential information.
- Section 1321.663 - Investigations; prohibited acts.
- Section 1321.664 - Compliance with federal laws and regulations.
- Section 1321.665 - Preservation of books and records.
- Section 1321.666 - Authority of superintendent.
- Section 1321.667 - Reimbursement for costs associated with providing records.
- Section 1321.67 - Closing of loans; duties of licensee.
- Section 1321.671 - Repayment.
- Section 1321.672 - Insurance.
- Section 1321.673 - Other businesses.
- Section 1321.674 - Forfeiture of interest.
- Section 1321.68 - Calculation of interest.
- Section 1321.681 - Open-end-loans; billing cycle.
- Section 1321.69 - Borrowers indebted for other loans.
- Section 1321.70 - Revocation, suspension, or refusal to renew.
- Section 1321.701 - Action by attorney general.
- Section 1321.702 - Rules.
- Section 1321.71 - Insurance premium finance company definitions.
- Section 1321.72 - Exemptions from provisions.
- Section 1321.73 - License - annual fee - proof of net worth.
- Section 1321.74 - Application for license as premium finance company.
- Section 1321.75 - Revoking or suspending license.
- Section 1321.76 - Records.
- Section 1321.77 - Administrative rules.
- Section 1321.78 - Premium finance agreement - notice of financing to insurer.
- Section 1321.79 - Finance charge limits.
- Section 1321.791 - Agreement or consent for alternative finance charges.
- Section 1321.80 - Delinquency, cancellation and check collection charges.
- Section 1321.81 - Cancellation of insurance contract - procedure.
- Section 1321.82 - Return of gross unearned premium upon cancellation of contract.
- Section 1321.83 - Secured transactions filing provisions not applicable.
- Section 1321.84 - Effect of child support default on license, certificate or permit.
- Section 1321.90 to 1321.93 - [Repealed].
- Section 1321.99 - [See Note] Penalty.
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