2022 New York Laws
GBS - General Business
Article 40 - Peer-to-Peer Car Sharing Programs
900 - Definitions.

Universal Citation: NY Gen Bus L § 900 (2022)
§ 900. Definitions. As used in this article, the following terms shall
have the following meanings:
  1.  "Peer-to-peer  car  sharing"  shall  mean  the authorized use of a
shared vehicle by an individual other than the vehicle's owner through a
peer-to-peer car sharing program.
  2. "Peer-to-peer car sharing program" or  "program"  means  a  program
that  facilitates  the  use or operation of a shared vehicle by a shared
vehicle driver.
  3. "Peer-to-peer car sharing program administrator" or "administrator"
shall  mean  the  corporation,  partnership,  firm,  institution,   sole
proprietorship  or  other  entity  or  person  that  is  responsible for
operating,  facilitating  or  administering  the   means,   digital   or
otherwise,  by  which a business platform facilitates a peer-to-peer car
sharing program for financial consideration, but  shall  not  include  a
person  or  entity  engaged in the business of renting or leasing rental
vehicles to be operated upon the public highways for carrying passengers
or non-profit or charitable organizations that  facilitate  peer-to-peer
car  sharing  in  exchange  for  payment  of  a  fee  or  for  financial
consideration.
  4. "Peer-to-peer car sharing program agreement" or  "agreement"  shall
mean  the  terms  and conditions that govern the use of a shared vehicle
through a peer-to-peer car sharing program.
  5. "Shared vehicle" means  a  motor  vehicle  that  is  available  for
sharing through a peer-to-peer car sharing program that is both:

(a) used nonexclusively for peer-to-peer car sharing activity pursuant to a peer-to-peer car sharing program agreement; and

(b) not otherwise made available by the shared vehicle owner for use as a rental vehicle as defined in section one hundred thirty-seven-a of the vehicle and traffic law. 6. "Shared vehicle driver" shall mean a driver, as such term is defined by section one hundred thirteen of the vehicle and traffic law, of a shared vehicle during the sharing period who has been authorized to use such shared vehicle pursuant to a peer-to-peer car sharing program agreement. 7. "Shared vehicle owner" shall mean an owner, as defined in section one hundred twenty-eight of the vehicle and traffic law, of a registered shared vehicle made available for use by shared vehicle drivers through a peer-to-peer car sharing program. 8. "Peer-to-peer car sharing delivery period" shall mean the period of time during which a shared vehicle is being delivered to the location of the peer-to-peer car sharing start time, if applicable, as documented by the governing peer-to-peer car sharing program agreement. 9. "Peer-to-peer car sharing start time" shall mean the time when the shared vehicle becomes subject to possession or the control of the shared vehicle driver at, or after, the time the peer-to-peer car sharing period is scheduled to begin as documented in the records of a peer-to-peer car sharing program administrator. 10. "Peer-to-peer car sharing period" or "car sharing period" shall mean the period of time that shall commence with the peer-to-peer car sharing delivery period or, if there is no peer-to-peer car sharing delivery period, the period of time that shall commence with the peer-to-peer car sharing start time and, in either case, shall end at the peer-to-peer car sharing termination time. 11. "Peer-to-peer car sharing termination time" shall mean the earliest of the following events:

(a) the expiration of the agreed upon period of time established for the use of a shared vehicle according to the terms of the car sharing program agreement if the shared vehicle is delivered to the location agreed upon in the peer-to-peer car sharing program agreement;

(b) returned to a location as alternatively agreed upon by the shared vehicle owner and shared vehicle driver as communicated through a peer-to-peer car sharing program; or

(c) when the shared vehicle owner or the shared vehicle owner's authorized designee takes possession or control of the shared vehicle. 12. "Group policy" means an insurance policy issued pursuant to section three thousand four hundred fifty-eight of the insurance law. 13. "Motor vehicle" shall:

(a) have the meaning set forth in section one hundred twenty-five of the vehicle and traffic law; and

(b) have a gross weight rating of ten thousand pounds or less. 14. "Optional vehicle protection" shall:

(a) mean a peer-to-peer car sharing program administrator's agreement to contractually assume liability or risk of loss due to physical damage for all or part of any damage or loss to the shared vehicle, any loss of use of the shared vehicle, or any storage, impound, towing or administrative charges for which a shared vehicle driver, or shared vehicle owner may be liable; and

(b) encompass within its meaning other similar terms that may be used in the vehicle renting or sharing industry such as, but not limited to, "collision damage waiver", "CDW", "damage waiver", "loss damage waiver", "LDW", and "physical damage waiver".

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