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2018 New Jersey Revised Statutes
Title 17 - CORPORATIONS AND INSTITUTIONS FOR FINANCE AND INSURANCE
Chapter 16C
- Section 17:16C-1 - Definitions
- Section 17:16C-2 - Necessity of license
- Section 17:16C-3 - License application
- Section 17:16C-4 - Issuance or refusal of license
- Section 17:16C-5 - Notice and hearing on refusal of license
- Section 17:16C-6 - License; specification of office or branch; transferability; transaction of business under other names or at other locations
- Section 17:16C-7 - Application fee for sales finance companies, license period.
- Section 17:16C-8 - Motor vehicle installment seller; license, application fee.
- Section 17:16C-9 - Abatement in amount of fee; expiration of license
- Section 17:16C-10 - Grounds for refusal to issue, revocation, suspension, refusal to renew license
- Section 17:16C-11 - Suspension, revocation or refusal to renew particular license or all licenses issued to licensee
- Section 17:16C-12 - Surrender of license; effect upon civil or criminal liability
- Section 17:16C-13 - Suspension, revocation or refusal to renew license not to impair obligation of lawful retail installment contract or retail charge account
- Section 17:16C-14 - Reinstatement of suspended licenses or issuance of new licenses after revocation
- Section 17:16C-15 - Investigations by commissioner
- Section 17:16C-16 - Subpoenas; oaths and affirmations; power to administer
- Section 17:16C-17 - Failure to comply with subpoena; order of superior court; contempt
- Section 17:16C-18 - Maintenance of books, accounts and records.
- Section 17:16C-19 - Preservation of books, accounts, records, annual report; violations, penalties.
- Section 17:16C-20 - Information to be shown in books, accounts and records
- Section 17:16C-21 - Retail installment contract; writing required; agreements between retail buyer and seller; signatures
- Section 17:16C-22 - Contents of retail installment contract; blank spaces
- Section 17:16C-23 - Copy of contract to be furnished to buyer
- Section 17:16C-24 - Notice to buyer in retail installment contract
- Section 17:16C-25 - Acknowledgment by buyer of receipt of copy of contract
- Section 17:16C-26 - Payment of time balances, terms; exceptions
- Section 17:16C-27 - Separate items to be set forth in retail installment contract
- Section 17:16C-28 - Inclusion in retail installment contract of additional goods purchased after original agreement; additional statements
- Section 17:16C-29 - Allocation of payment on continuing agreement after addition of additional purchases; prepayment; redemption of separate purchases
- Section 17:16C-30 - Insurance at retail buyer's expense; dual protection
- Section 17:16C-31 - Selection of insurer acceptable to retail seller; inclusion of premium in contract; cancellation of insurance by holder after repossession and sale
- Section 17:16C-32 - Notice that policy required in sale of motor vehicle includes no liability or property damage coverage
- Section 17:16C-33 - Additional insurance; cancellation rights
- Section 17:16C-34 - Cancellation of insurance policies; crediting next maturing installment of contract with refund
- Section 17:16C-34.1 - Retail charge account; terms; regulations; effective date of accounts
- Section 17:16C-35 - Prohibited contract provisions; acceleration clause
- Section 17:16C-36 - Waiver of right of action by retail buyer against seller, holder, etc.
- Section 17:16C-37 - Power of attorney to confess judgment; other powers of attorney
- Section 17:16C-38 - Relief of retail seller from liability under contract
- Section 17:16C-38.1 - Remedy of buyer against seller; provision relieving holder or other assignee from liability; prohibition
- Section 17:16C-38.2 - Form, terms of consumer notes
- Section 17:16C-38.3 - Violations; penalty
- Section 17:16C-38.4 - Execution of note in violation of act; disallowance of finance, collection, etc., charges
- Section 17:16C-39 - Assignment of salary, wages, commissions or other compensation for services
- Section 17:16C-39.1 - Real property mortgage as additional security; prohibition
- Section 17:16C-40 - Loan of money or advance of credit to retail buyer; rate of interest
- Section 17:16C-40.1 - Loan secured by purchase money security interest to finance purchase of motor vehicle
- Section 17:16C-40.2 - Violation of provisions; revocation or suspension of license
- Section 17:16C-41 - Time price differential; rates; computation
- Section 17:16C-42 - Delinquency or collection charge for default; attorney's fees; return check fee
- Section 17:16C-43 - Prepayment; credit on account
- Section 17:16C-44 - Extending due date of contract or installment payment; options
- Section 17:16C-44.1 - Retail charge account; time price differential; rate; computation
- Section 17:16C-45 - Limitation on sale, transfer or assignment of obligation or evidence of indebtedness by retail seller
- Section 17:16C-46 - Sale, transfer or assignment without notice to retail buyer; payment or tender to last known holder
- Section 17:16C-47 - Assignment of aggregation of retail installment contracts as collateral security for bona fide commercial loan
- Section 17:16C-47.1 - Purchases of retail installment contract or retail charge account by sales finance company; terms, conditions and price
- Section 17:16C-48 - Furnishing statement of retail buyer's account
- Section 17:16C-49 - Receipt for payment; contents
- Section 17:16C-50 - Additional charges prohibited; exceptions
- Section 17:16C-51 - Collection of charges if sale not made prohibited; status of deposit on contemplated purchase of goods
- Section 17:16C-52 - Payment in full of retail installment contract
- Section 17:16C-53 - Certificate of ownership delivered to retail buyer upon final payment
- Section 17:16C-54 - Unauthorized costs and charges
- Section 17:16C-55 - Doing business without license; penalty
- Section 17:16C-56 - Violations of act; penalty; enforcement by summary proceedings
- Section 17:16C-57 - Partial invalidity
- Section 17:16C-58 - Repeals
- Section 17:16C-58.1 - Date of application of act; validity of transactions prior to effective date of act
- Section 17:16C-59 - Continuation of license under former act
- Section 17:16C-60 - Short title
- Section 17:16C-61 - Effective date
- Section 17:16C-61.1 - Short title
- Section 17:16C-61.2 - Remedial legislation; liberal construction
- Section 17:16C-61.3 - Legislative findings
- Section 17:16C-61.4 - Definitions
- Section 17:16C-61.5 - Rescission; duties of buyer and seller; exception of certain sales; record of buyer's notice
- Section 17:16C-61.6 - Receipt; form and content
- Section 17:16C-61.7 - Action to recover amount paid
- Section 17:16C-61.8 - Violations by seller
- Section 17:16C-61.9 - Rights and remedies of act are in addition to and cumulative of other rights
- Section 17:16C-62 - Definitions
- Section 17:16C-63 - Home repair contracts; form and contents
- Section 17:16C-64 - Prohibited contract provisions
- Section 17:16C-64.1 - Relief from liability; prohibited contract provisions
- Section 17:16C-64.2 - Form, terms of consumer notes; contractor's bond
- Section 17:16C-64.3 - Unlawful procurement of consumer note; penalty
- Section 17:16C-64.4 - Execution of note in violation of act; recovery of finance charges prohibited
- Section 17:16C-65 - Place of business within state; operation as individual, partnership or corporation; workmen's compensation and liability insurance; copy of contract
- Section 17:16C-66 - Certificate of completion; request or acceptance prior to completion of work prohibited; notice in certificate
- Section 17:16C-67 - Separate disclosure statements in contract
- Section 17:16C-68 - Payment of time balance; extension of scheduled due date; options for computing additional charge
- Section 17:16C-69 - Credit service charge
- Section 17:16C-70 - Additional charges prohibited; exceptions
- Section 17:16C-71 - Delinquency or collection charge for default in payment; attorney's fees
- Section 17:16C-72 - Receipt for payment; payment or tender to last known holder in absence of notice of assignment
- Section 17:16C-73 - Prepayment; credit on account; payment without penalty
- Section 17:16C-74 - Furnishing statement of owner's account
- Section 17:16C-75 - Duties of holder upon payment in full of home repair contract
- Section 17:16C-76 - Unauthorized costs and charges
- Section 17:16C-77 - Doing business without license prohibited; home repair salesman's license; home financing agency; nontransferability of license
- Section 17:16C-78 - Application for license
- Section 17:16C-79 - Issuance or refusal of license
- Section 17:16C-80 - Notice and hearing upon refusal of license
- Section 17:16C-81 - Transaction of business under other names or at other locations; change of location or employer
- Section 17:16C-82 - License fees payable by home financing agency.
- Section 17:16C-83 - Abatement in amount of license fee; expiration of license
- Section 17:16C-84 - Suspension, revocation or refusal to renew license; notice; grounds
- Section 17:16C-85 - Investigations by commissioner; oaths and affirmations; power to administer
- Section 17:16C-86 - Issuance of subpoenas; failure to comply; order of superior court; contempt
- Section 17:16C-87 - Maintenance, preservation of books, accounts, records, annual report; violations, penalties.
- Section 17:16C-88 - Sale, transfer or assignment of obligation or evidence
- Section 17:16C-89 - Violations; penalties; enforcement
- Section 17:16C-90 - Partial invalidity
- Section 17:16C-93 - Short title
- Section 17:16C-94 - Effective date
- Section 17:16C-95 - Short title
- Section 17:16C-96 - Remedial legislation; liberal construction
- Section 17:16C-97 - Legislative findings
- Section 17:16C-98 - Definitions
- Section 17:16C-99 - Rescission; duties of buyer and seller; exclusion of certain sales
- Section 17:16C-100 - Receipt; form and content
- Section 17:16C-101 - Action to recover amount paid
- Section 17:16C-102 - Violations by home repair contractor
- Section 17:16C-103 - Rights and remedies of act are in addition to or cumulative of other rights
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