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304.14-100 Application as evidence.
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No application for the issuance of any life insurance policy shall be admissible in
evidence in any action relative to such policy, unless a true copy of the application
was attached to or otherwise made a part of the policy when issued and delivered. A
photostatic or other process copy or reduction of the application or medical
examination, if any, may be so used if clearly legible. This provision shall not apply
to industrial life insurance policies.
If any policy of life or health insurance delivered in this state is reinstated or
renewed, and the insured or the beneficiary or assignee of the policy makes written
request to the insurer for a copy of the application, if any, for such reinstatement or
renewal, the insurer shall, within thirty (30) days after receipt of such request at its
principal office or any of its branch offices, deliver or mail to the person making
such request, a copy of such application. If such copy is not so delivered or mailed,
the insurer shall be precluded from introducing such application as evidence in any
action or proceeding based upon or involving the policy or its reinstatement or
renewal.
As to the kinds of insurance other than life insurance, no application for insurance
signed by or on behalf of the insured shall be admissible in evidence in any action
between the insured and the insurer arising out of the policy so applied for, if the
insurer has failed, within thirty (30) days after receipt by the insurer of written
demand therefor by or on behalf of the insured, to furnish to the insured a copy of
such application reproduced by any legible means.
Effective: June 18, 1970
History: Created 1970 Ky. Acts ch. 301, subtit. 14, sec. 10, effective June 18, 1970.
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