2014 Kentucky Revised Statutes CHAPTER 304 - INSURANCE CODE Subtitle 39 - Motor Vehicle Reparations Act 39.39-117 Motor vehicle insurance card to be in paper or electronic format -- Presentation of electronic insurance card to peace officer.
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304.39-117 Motor vehicle insurance card to be in paper or electronic format -Presentation of electronic insurance card to peace officer.
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Each insurer issuing an insurance contract which provides security covering a
motor vehicle shall provide to the insured, in compliance with administrative
regulations promulgated by the department, written proof in the form of an
insurance card that the insured has in effect an insurance contract providing
security in conformity with this subtitle. An insurer may provide an insurance
card in either a paper or an electronic format.
If an owner enters into an insurance contract on a newly acquired motor
vehicle, or changes insurance carriers on an existing motor vehicle, the owner
shall keep the paper insurance card or a portable electronic device to
download the insurance card in his or her motor vehicle for forty-five (45) days
from the date the coverage took effect as prima facie evidence that the
required security is currently in full force and effect, and shall show the card to
a peace officer upon request.
As to personal motor vehicles as defined in KRS 304.39-087, the paper or
electronic insurance card or the database created by KRS 304.39-087 shall be
evidence to a peace officer who requests the card if the peace officer has
access to the database through AVIS. If AVIS does not list the vehicle
identification number of the personal motor vehicle as an insured vehicle, the
peace officer may accept a paper or electronic insurance card as evidence that
the required security is currently in full force and effect on the personal motor
vehicle if the card was effective no more than forty-five (45) days before the
date on which the peace officer requests the card.
For purposes of this section:
(a) An insurance card in an electronic format means the display of an image
on any portable electronic device, including a cellular phone or any other
type of portable electronic device, depicting a current valid representation
of the card;
(b) Whenever a person presents a mobile electronic device pursuant to this
section, that person assumes all liability for any damage to the mobile
electronic device; and
(c) When a person provides evidence of financial responsibility using a
mobile electronic device to a peace officer, the peace officer shall only
view the electronic image of the insurance card and is prohibited from
viewing any other content on the mobile electronic device.
Effective:July 15, 2014
History: Amended 2014 Ky. Acts ch. 10, sec. 1, effective July 15, 2014. -Amended 2013 Ky. Acts ch. 83, sec. 1, effective June 25, 2013. -- Amended
2010 Ky. Acts ch. 24, sec. 1528, effective July 15, 2010. -- Amended 2004 Ky.
Acts ch. 130, sec. 5, effective July 13, 2004. -- Created 1988 Ky. Acts ch. 348,
sec. 1, effective July 15, 1988.
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