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304.17-090 Notice of claim.
(1)
(2)
There shall be a provision as follows:
"Notice of Claim: Written notice of claim must be given to the insurer within
sixty (60) days after the occurrence or commencement of any loss covered by
the policy, or as soon thereafter as is reasonably possible. Notice given by or
on behalf of the insured or the beneficiary to the insurer at .... (insert the
location of such office as the insurer may designate for the purpose), or to any
authorized agent of the insurer, with information sufficient to identify the
insured, shall be deemed notice to the insurer."
In a policy providing a loss-of-time benefit which may be payable for at least
two (2) years, an insurer may at its option insert the following between the first
and second sentences of the provision contained in subsection (1) of this
section:
"Subject to the qualifications set forth below, if the insured suffers loss of time
on account of disability for which indemnity may be payable for at least two (2)
years, he shall at least once in every six (6) months after having given notice of
claim, give to the insurer notice of continuance of said disability, except in the
event of legal incapacity. The period of six (6) months following any filing of
proof by the insured or any payment by the insurer on account of such claim or
any denial of liability in whole or in part by the insurer shall be excluded in
applying this provision. Delay in the giving of such notice shall not impair the
insured's right to any indemnity which would otherwise have accrued during the
period of six (6) months preceding the date on which such notice is actually
given."
Effective:June 18, 1970
History: Created 1970 Ky. Acts ch. 301, subtit. 17, sec. 9, effective June 18, 1970.
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