Download as PDF
304.16-070 Public employee groups.
(1)
(2)
(3)
As used in this section, "employees" means employees of the United States
government, or any state, or of any political subdivision or instrumentality of
any of them, together with elective or appointed officers.
The lives of a group of individuals may be insured under a policy issued to any
department or agency of the Commonwealth of Kentucky and its political
subdivisions, state college or university, and school districts or to an
association of public employees formed for purposes other than obtaining
insurance, which association or departmental or agency head shall be deemed
the policyholder, to insure members of such association or public employees
for the benefit of persons other than the departmental or agency head, the
association or any of its officials, subject to the following requirements:
(a) The persons eligible for insurance under the policy shall be all members
of the association or employees of the department or agency, or all of any
class or classes thereof determined by conditions pertaining to their
employment, or to membership in the association, or both. The policy may
provide that "employees" includes retired employees.
(b) The premium for the policy shall be paid by the policyholder, either from
the association's own funds, or from charges collected from the insured
members or employees specifically for the insurance, or from both, or as
may otherwise be authorized by existing or future legislation. Any charges
collected from the insured members or employees specifically for the
insurance, and the dues of the association if they include the cost of
insurance, may be collected through deductions by the employer from
salaries of the members or employees. Such deductions from salary may
be paid by the employer to the association or directly to the insurer.
(c) Charges collected from the insured members or employees specifically
for the insurance, and the dues of the association if they include the cost
of insurance, shall be determined according to each attained age or in not
less than four (4) reasonably spaced attained age groups. In no event
shall the rate of such dues or charges be level for all members or
employees regardless of attained age.
(d) The policy must cover at least ten (10) persons at the date of issue.
(e) The amounts of insurance under the policy must be based upon some
plan precluding individual selection either by the members, employees or
by the association.
This section does not preclude the insuring of public employees under any
other applicable provision of this subtitle.
Effective:July 15, 2008
History: Amended 2008 Ky. Acts ch. 140, sec. 5, effective July 15, 2008. -Created 1970 Ky. Acts ch. 301, subtit. 16, sec. 7, effective June 18, 1970.
Disclaimer: These codes may not be the most recent version. Kentucky may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.