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304.14-100 Application as evidence.
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No application for the issuance of any life insurance policy shall be admissible
in evidence in any action relative to such policy, unless a true copy of the
application was attached to or otherwise made a part of the policy when issued
and delivered. A photostatic or other process copy or reduction of the
application or medical examination, if any, may be so used if clearly legible.
This provision shall not apply to industrial life insurance policies.
If any policy of life or health insurance delivered in this state is reinstated or
renewed, and the insured or the beneficiary or assignee of the policy makes
written request to the insurer for a copy of the application, if any, for such
reinstatement or renewal, the insurer shall, within thirty (30) days after receipt
of such request at its principal office or any of its branch offices, deliver or mail
to the person making such request, a copy of such application. If such copy is
not so delivered or mailed, the insurer shall be precluded from introducing such
application as evidence in any action or proceeding based upon or involving
the policy or its reinstatement or renewal.
As to the kinds of insurance other than life insurance, no application for
insurance signed by or on behalf of the insured shall be admissible in evidence
in any action between the insured and the insurer arising out of the policy so
applied for, if the insurer has failed, within thirty (30) days after receipt by the
insurer of written demand therefor by or on behalf of the insured, to furnish to
the insured a copy of such application reproduced by any legible means.
Effective:June 18, 1970
History: Created 1970 Ky. Acts ch. 301, subtit. 14, sec. 10, effective June 18,
1970.
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