2013 Kentucky Revised Statutes CHAPTER 304 - INSURANCE CODE Subtitle 18 - Group and Blanket Health Insurance 18.18-0983 Coverage for medical and surgical benefits with respect to mastectomy, diagnosis and treatment of endometrioses and endometritis, and bone density testing -- Duties of insurer.
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304.18-0983 Coverage for medical and surgical benefits with respect to
mastectomy, diagnosis and treatment of endometrioses and
endometritis, and bone density testing -- Duties of insurer.
(1)
(2)
(3)
(4)
All insurers issuing group or blanket health insurance policies and certificates
in this Commonwealth providing coverage on an expense-incurred basis shall
make available and offer to the purchaser coverage for:
(a) The following, if an insurer provides medical and surgical benefits with
respect to a mastectomy, in a manner determined in consultation with the
attending physician and the covered person, and subject to annual
deductibles and coinsurance provisions as may be deemed appropriate
and as are consistent with those established for other benefits under the
coverage:
1.
All stages of breast reconstruction surgery of the breast on which
the mastectomy has been performed;
2.
Surgery and reconstruction of the other breast to produce a
symmetrical appearance; and
3.
Prostheses and physical complications of all stages of mastectomy,
including lymphedemas;
(b) Diagnosis and treatment of endometriosis and endometritis if the insurer
also covers hysterectomies; and
(c) Bone density testing for women age thirty-five (35) years and older, as
indicated by the health-care provider, in accordance with standard
medical practice, to obtain baseline data for the purpose of early detection
of osteoporosis.
No insurer under this section shall offer medical and surgical benefits with
respect to a mastectomy which requires the procedure be performed on an
outpatient basis.
An insurer shall provide written notice to a covered person of the availability of
medical and surgical benefits with respect to a mastectomy upon enrollment
and annually thereafter.
An insurer shall not:
(a) Deny eligibility, or continued eligibility, to an individual to enroll or to
renew coverage under the terms of the plan, solely for the purpose of
avoiding the requirements of 42 U.S.C. sec. 300gg-6; and
(b) Penalize or otherwise reduce or limit the reimbursement of an attending
provider or provide incentives to an attending provider, to induce the
provider to provide care to an individual in a manner inconsistent with 42
U.S.C. sec. 300gg-6.
Effective:July 15, 2002
History: Amended 2002 Ky. Acts ch. 181, sec. 19, effective July 15, 2002. -Created 1998 Ky. Acts ch. 427, sec. 3, effective July 15, 1998.
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