2019 Code of Alabama
Title 8 - Commercial Law and Consumer Protection.
Chapter 8 - Interest and Usury.
- Section 8-8-1 - Maximum rates of interest - Generally.
- Section 8-8-1.1 - Maximum rates of interest - Permitted under state or federal law.
- Section 8-8-1.2 - Maximum rates of interest - Loans secured by savings accounts.
- Section 8-8-2 - Maximum rates of interest - Aggregation of principal and interest on loans at six percent and division into installments.
- Section 8-8-4 - Maximum rates of interest - Loans, etc., of $100,000 or more to State Board of Education and trustees of state educational institutions.
- Section 8-8-5 - Maximum rates of interest - Loans, credit sales, etc., of $2,000 or more to individuals, corporations, trusts, partnerships, or associations.
- Section 8-8-6 - Maximum rates of interest - Exemption of debts incurred pursuant to National Housing Act or veterans' benefits.
- Section 8-8-7 - Maximum rates of interest - Exemption of bonds, notes, etc., of state, instrumentalities, localities, etc.
- Section 8-8-8 - Interest accrues on breach of contract.
- Section 8-8-9 - Interest on unauthorized change bills and notes not exceeding $1.
- Section 8-8-10 - Interest on money judgments and costs.
- Section 8-8-11 - Application of partial payments to principal and interest.
- Section 8-8-12 - Enforcement of usurious contracts.
- Section 8-8-13 - Collection on notes, etc., discounted at higher rate of interest than eight percent.
- Section 8-8-14 - Interest surcharge on loans or credit sales; refunds; maximum interest rate indexed to prime rate; maximum interest rates for open-end credit plans.
- Section 8-8-15 - Bad check charge; deemed not finance charge.
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