Dakota Fire Ins. Co. v. J&J McNeil, LLC
Annotate this CaseJohn McNeil owned and operated J&J McNeil, LLC. While conducting work for the LLC, McNeil damaged his personal property. McNeil made an insurance claim against the LLC’s commercial general liability insurer, Dakota Fire Insurance Company (Dakota Fire), for the damage caused to his personal property. Dakota Fire, in response, brought a declaratory judgment action seeking a determination of whether the insurance policy created a duty to pay McNeil’s insurance claim. The circuit court concluded that the policy provided coverage. The Supreme Court affirmed, holding that Dakota Fire failed to establish application of the policy’s exclusions.
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