Citicorp Trust v. Gallardo

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This memorandum opinion was not selected for publication in the New Mexico Appellate Reports. Please see Rule 12-405 NMRA for restrictions on the citation of unpublished memorandum opinions. Please also note that this electronic memorandum opinion may contain computer-generated errors or other deviations from the official paper version filed by the Court of Appeals and does not include the filing date. 1 IN THE COURT OF APPEALS OF THE STATE OF NEW MEXICO 2 CITICORP TRUST BANK, FSB, 3 Plaintiff-Appellant, 4 v. 5 6 CONNIE GALLARDO and 7 JIMMY D. GALLARDO, 8 NO. A-1-CA-36175 Defendants-Appellees. 9 APPEAL FROM THE DISTRICT COURT OF OTERO COUNTY 10 James Waylon Counts, District Judge 11 Weinstein & Riley, P.S. 12 Jason Collis Bousliman 13 Albuquerque, NM 14 15 16 17 Akerman LLP Ashley E. Calhoun Melissa Louise Cizmorris Denver, Co 18 for Appellant 19 Martin E. Threet & Associates 20 Alonzo Maestas 21 for Appellees 22 MEMORANDUM OPINION 1 GARCIA, Judge. 2 {1} Citicorp Trust Bank FSB (Citicorp) appeals from the district court’s order 3 affirming the final judgment. This Court’s second calendar notice proposed to affirm 4 the district court’s decision dismissing the foreclosure action with prejudice under 5 Rule 1-041(E)(1) NMRA. Citicorp filed a memorandum in opposition to the proposed 6 disposition. Not persuaded by Citicorp’s arguments, we affirm. 7 {2} This Court’s second calendar notice proposed to conclude that assuming 8 Citicorp followed the proper procedures and sought an evidentiary hearing to make 9 its loss mitigation efforts part of the record, any such efforts that did not take place 10 until April 2013, two years after Citicorp filed the complaint, did not constitute timely 11 action under Rule 1-041(E)(1). [2 CN 4-5] See State ex rel. Reynolds v. Molybdenum 12 Corp., 1972-NMSC-027, ¶ 10, 83 N.M. 690, 496 P.2d 1086 (discussing what 13 constitutes timely action under Rule 1-041(E)(1)). Citicorp continues to argue that 14 affirming a dismissal on this basis would chill a mortgagee’s and a loan servicer’s 15 attempts to keep borrowers in their homes following default over concern those 16 attempts could be viewed as failing to prosecute foreclosure actions. [MIO 7] See 17 State v. Mondragon, 1988-NMCA-027, ¶ 10, 107 N.M. 421, 759 P.2d 1003 (stating 18 that a party responding to a summary calendar notice must come forward and 2 1 specifically point out errors of law and fact, and the repetition of earlier arguments 2 does not fulfill this requirement), superseded by statute on other grounds as stated in 3 State v. Harris, 2013-NMCA-031, 297 P.3d 374. However, Citicorp does not 4 demonstrate how the district court’s decision “exceed[ed] the bounds of reason,” such 5 that it amounted to an abuse of discretion. Summit Elec. Supply Co. v. Rhodes & 6 Salmon, P.C., 2010-NMCA-086, ¶ 6, 148 N.M. 590, 241 P.3d 188 (internal quotation 7 marks and citation omitted); see Molybdenum Corp., 1972-NMSC-027, ¶ 24 (stating 8 that “the discretion of the trial court will be upheld on appeal except for a clear abuse 9 thereof”). Nor does Citicorp point to any specific factual or legal error with this 10 Court’s proposed disposition. See Hennessy v. Duryea, 1998-NMCA-036, ¶ 24, 124 11 N.M. 754, 955 P.2d 683 (“Our courts have repeatedly held that, in summary calendar 12 cases, the burden is on the party opposing the proposed disposition to clearly point out 13 errors in fact or law.”). 14 {3} This Court’s second calendar notice further proposed to affirm the district 15 court’s conclusion that taking almost three years to transfer the file to the new lender 16 was an unreasonable amount of delay, and Citicorp took none of the actions our courts 17 have recognized to bring the case to trial during that time. See Jones v. Montgomery 18 Ward & Co., 1985-NMSC-062, ¶ 10, 103 N.M. 45, 702 P.2d 990 (setting out various 19 factors such as pursuit of discovery, communications between the court and counsel, 3 1 and motions hearings actually conducted as bearing on whether sufficient action has 2 been taken). [2 CN 6-7] Citicorp continues to argue that because its motion to 3 substitute parties was filed before the motion to dismiss, the district court abused its 4 discretion by dismissing for lack of prosecution. [MIO 9] See Mondragon, 19885 NMCA- 027, ¶ 10. Citicorp does not dispute the facts relied upon in the calendar 6 notice, nor does it point to any error with this Court’s proposed disposition. See 7 Hennessy, 1998-NMCA-036, ¶ 24. 8 {4} Accordingly, for all of these reasons and those stated in the second calendar 9 notice, we affirm. 10 {5} IT IS SO ORDERED. 11 12 __________________________________ TIMOTHY L. GARCIA, Judge 13 WE CONCUR: 14 _________________________________ 15 M. MONICA ZAMORA, Judge 16 _________________________________ 17 J. MILES HANISEE, Judge 4

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