STATE OF NEW JERSEY v. FRANCES M. WISE

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                               APPROVAL OF THE APPELLATE DIVISION
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                                                         SUPERIOR COURT OF NEW JERSEY
                                                         APPELLATE DIVISION
                                                         DOCKET NO. A-4992-16T4

STATE OF NEW JERSEY,

          Plaintiff-Respondent,

v.

FRANCES M. WISE, a/k/a
FRANCES M. DEEMER, and
FRANCES M. FINCH,

          Defendant-Appellant.


                    Submitted November 7, 2018 – Decided December 21, 2018

                    Before Judges Gilson and Natali.

                    On appeal from Superior Court of New Jersey, Law
                    Division, Warren County, Indictment No. 15-01-0004.

                    Joseph E. Krakora, Public Defender, attorney for
                    appellant (Michele E. Friedman, Assistant Deputy
                    Public Defender, of counsel and on the brief).

                    Richard T. Burke, Warren County Prosecutor, attorney
                    for respondent (Kelly Anne Shelton, Assistant
                    Prosecutor, of counsel and on the brief; Amy Knutsen,
                    Assistant Prosecutor, on the brief).
PER CURIAM

        Defendant Frances M. Wise stole over $75,000 from an elderly relative

while she had a power of attorney to handle the victim's finances. A jury

convicted defendant of second-degree theft,  N.J.S.A. 2C:20-3(a); second-degree

misapplication of entrusted property,  N.J.S.A. 2C:21-15; and second-degree

theft by deception,  N.J.S.A. 2C:20-4(c). The conviction for theft was merged

with the conviction for theft by deception and defendant was sentenced to

concurrent prison terms of seven years on the conviction for misapplication of

entrusted property and theft by deception. Defendant was also ordered to pay

$143,000 in restitution. Defendant appeals her conviction and the imposition of

restitution. We affirm her conviction, but vacate the restitution award and

remand for a full hearing on restitution.

                                          I

        We take the facts from the record developed at trial. Defendant held a

power of attorney for her cousin, J.B., 1 from 2009 to 2013. At that time, J.B.

was over eighty years of age and she had limited financial experience. J.B. had

been married for sixty-five years, and while her husband was alive, he handled

the couple's finances. J.B.'s husband passed away in August 2010. When her


1
    We use initials for the victim and a witness to protect privacy interests.
                                                                            A-4992-16T4
                                          2
husband passed away, J.B.'s main financial assets were a home that she had lived

in for sixty years, which had no mortgage, and a savings account. J.B. had

monthly income from Social Security and her husband's pension, and that

income covered her expenses.

      In 2013, defendant gave up the power of attorney and a family friend,

L.M., took over the power of attorney for J.B. L.M. discovered that J.B.'s bank

accounts had been depleted and a reverse mortgage had been placed on the

home. She reported that situation to the Division of Aging and, thereafter, the

police conducted an investigation. The investigation revealed that J.B. had two

bank accounts in her name. In 2009, J.B.'s savings account held nearly $32,000.

A checking account was opened in September 2010, and funds from a $10,000

open-end mortgage on J.B.'s home, which was taken out that same month by

defendant, were deposited into both accounts. By 2013, both accounts had been

depleted. Bank records collected during the investigation showed that those

depletions resulted from a series of withdrawals, a number of which were

withdrawals from automatic teller machines (ATMs). The victim, who testified

at trial, explained that she never made those withdrawals and she did not have

an ATM card or know how to make ATM withdrawals.




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                                       3
      The investigation also revealed a reverse mortgage on J.B.'s home. Bank

statements and reverse mortgage statements, which were admitted into evidence,

showed that in a six-month period in 2011, the mortgage went from $82,000 to

nearly zero. The victim testified that she never authorized or needed a mortgage.

      The evidence at trial also established that when the equity in the home had

been depleted and the bank accounts had been emptied, defendant informed J.B.

that she no longer wanted to have the power of attorney. Based on that evidence,

the jury convicted defendant of theft, misapplication of entrusted property, and

theft by deception. Defendant now appeals.

                                       II

      On appeal, defendant makes three arguments, which she articulates as

follows:

            POINT I –    THE COURT USURPED THE
            DEFENDANT'S DECISION-MAKING AUTHORITY,
            DECIDING TO ISSUE THE CHARGE ON THE
            DEFENDANT'S ELECTION NOT TO TESTIFY
            WITHOUT HER CONSENT.

            POINT II –    BY ARGUING THAT THIS CASE
            WAS ABOUT "THE ELDERLY" IN GENERAL, AND
            ENCOURAGING THE JURY TO HOLD MS. WISE
            "ACCOUNTABLE" THROUGH A CONVICTION,
            THE        PROSECUTOR        COMMITTED
            PROSECUTORIAL MISCONDUCT.



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                                       4
            POINT III –  THE COURT SHOULD REMAND
            THE MATTER FOR A RESTITUTION HEARING,
            FOR A DETERMINATION OF BOTH THE
            APPROPRIATE    MONETARY    VALUE    OF
            RESTITUTION, AND MS. WISE'S ABILITY TO
            PAY.

      Having reviewed these arguments in light of the record and law, we reject

the first two arguments and affirm defendant's convictions. Because there was

no hearing on restitution, we remand for a hearing.

      A.    The Instruction on Defendant's Election Not to Testify

      Defendant did not testify at trial. As a result, the judge read to the jur y

the election-not-to-testify charge. Although the judge informed both defendant

and defense counsel that such a charge would be given, neither defendant nor

her counsel objected. On appeal, however, defendant argues that the court

usurped her right to elect not to have the charge given.

      If a defendant elects not to testify, the judge should directly inquire of

defendant, in the presence of defense counsel, whether defendant is making that

election and whether defendant wants the court to give a specific election-not-

to-testify jury charge. State v. Cusumano,  369 N.J. Super. 305, 314 (App. Div.

2004) (citing State v. Savage,  120 N.J. 594, 631 (1990)). Under ordinary

circumstances, the court should inquire directly of defendant whether he or she

wants the charge given. State v. Lynch,  177 N.J. Super. 107, 114-15 (App. Div.

                                                                          A-4992-16T4
                                        5
1981).   Moreover, the charge should not be given except when defendant

requests it. Id. at 115 (citing State v. McNeil,  164 N.J. Super. 27, 30 n.1 (App.

Div. 1978)).

      On the last day of trial, defendant stated on the record that she was electing

not to testify. The trial judge then had the following dialogue with defendant:

            THE COURT: Thank you, Ms. Wise. You understand
            that you do have the right to remain silent. You
            understand that?

            THE DEFENDANT: Yes, sir.

            THE COURT: And that if you choose to exercise that
            right to remain silent and you do not testify at trial the
            jury cannot hold it against you? You understand that?

            THE DEFENDANT: Yes, sir.

            THE COURT: As a result of your election not to testify
            there will be a charge given to the jury that they can't
            hold that against you. Let me read you that charge.

            As you know, the defendant elected not to testify at
            trial. It is her constitutional right to remain silent. You
            must not consider for any purpose or in any manner in
            arriving at your verdict the fact that the defendant did
            not testify.

            That fact should not enter into your deliberations or
            discussions in any manner at any time. Defendant is
            entitled to have the jury consider all evidence presented
            at trial. She is presumed innocent whether or not she
            testifies – chooses to testify.


                                                                            A-4992-16T4
                                         6
              Do you understand that the Court will read that jury
              charge?

              THE DEFENDANT: Yes, sir.

      Neither defendant nor defense counsel objected to the court giving the

instruction. Thereafter, the trial judge, counsel, and defendant held a charge

conference.     The jury charge and defendant's election not to testify were

reviewed during the charge conference. There was, however, no objection to

that charge. Finally, when the charge was actually given to the jury, there was

no objection.

      We are satisfied that any error in failing to inquire specifically whether

defendant wanted the charge was harmless. Although the better practice would

have been for the judge to expressly inquire of defendant and defense counsel

whether they wanted the court to give the election-not-to-testify instruction, here

there was no reversible error. The trial court twice informed defendant and

defense counsel that the election-not-to-testify charge would be given and there

was no objection. Thus, both counsel and defendant knew that the charge was

going to be given and neither indicated in any way that they had an objection to

that charge. Given that record, we discern no plain error. See R. 2:10-2. Indeed,

even when an election-not-to-testify charge is given over a defendant's

objection, such an instruction does not violate the defendant's constitutional

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                                        7
right against self-incrimination. Lakeside v. Oregon,  435 U.S. 333, 340 (1978);

McNeil,  164 N.J. Super. at 31.

      B.    Remarks by the Prosecutor

      Next, defendant argues that the assistant prosecutor engaged in

misconduct by making arguments about "the elderly." "Both the prosecutor and

the defendant are allowed wide latitude in summation, but are confined to the

facts in evidence and the reasonable inferences which may be drawn therefrom."

State v. Perry,  65 N.J. 45, 47-48 (1974) (citations omitted) (first citing State v.

Bogen,  13 N.J. 137, 140 (1953); then citing State v. Hill,  47 N.J. 490, 499

(1966)). Prosecutorial misconduct comes about when the "emotional force of

the prosecutor's arguments pose[] a significant risk that the jury [will] be

diverted from its duty to determine defendant's punishment based on the

evidence and in accordance with the trial court's charge." State v. Rose,  112 N.J. 454, 521 (1988).

      In assessing whether prosecutorial misconduct requires reversal, we

determine whether the conduct "was so egregious that it deprived the defendant

of a fair trial." State v. Frost,  158 N.J. 76, 83 (1999) (citing State v. Ramseur,

 106 N.J. 123, 322 (1987)). Accordingly, we "consider whether defense counsel

made a timely and proper objection, whether the remark was withdrawn


                                                                           A-4992-16T4
                                        8
promptly, and whether the court ordered the remarks stricken from the record

and instructed the jury to disregard them. If no objection is made, the remarks

usually will not be deemed prejudicial." Ramseur,  106 N.J. at 323 (citation

omitted).

      During her opening statement, the assistant prosecutor stated:

            This case is not just a theft case. This case is about
            crimes against the elderly, the vulnerable, and the
            trusting. The case is about [J.B.] She's an 87-year-old
            woman who trusted the defendant [Frances] Wise as her
            power of attorney with her finances. However, the
            evidence is going to show you that her money, all of her
            money, was taken by Ms. Wise not for the benefit or
            the use for [J.B.]

                  ....

            Now once you do this and you have the evidence that's
            presented to you in this case by the State, at that time I
            am confident that you're going to take that evidence, the
            documents that will be given to you, your recollection
            of the testimony from the State's witnesses, and you're
            going to go back in that deliberation room and you're
            going to deliberate and you're going to come back and
            you're going to hold this woman, Ms. Wise,
            accountable for her actions because we're here for one
            reason, one reason only – the crime is about [J.B.] and
            taking advantage of the elderly and the trusting and
            vulnerable.

            But we're here for one reason and that reason is the
            conduct of that woman. And with that, I would like to
            thank you for your time, your consideration on the case,
            and above all your patience. Thank you.

                                                                         A-4992-16T4
                                        9
      In her closing argument, the assistant prosecutor stated: "Now we get to

a point and remember I told you in my opening that this wasn't just a theft case,

it's a crime against elderly." Defendant did not object to either statement in the

opening or closing. Accordingly, we review these statements for plain error to

determine if the error is "of such a nature as to have been clearly capable of

producing an unjust result." R. 2:10-2.

      Here, we find no plain error. Read in context, the prosecutor's remarks

were directed at the victim involved in this case. J.B. was in her eighties when

defendant stole from her. The assistant prosecutor properly commented on the

age and vulnerability of the victim. The references to "the elderly" were not

made in the context of a general argument about protecting the elderly as a class.

      C.    Restitution

      Finally, defendant argues that the matter should be remanded for a

restitution hearing. In imposing restitution, the court did not hold a restitution

hearing. The State concedes that this matter should be remanded for a hearing

on the ability of defendant to pay restitution. We direct that the matter be

remanded for a full restitution hearing. At the hearing, the issues of the amount

of restitution and defendant's ability to pay should be addressed.



                                                                          A-4992-16T4
                                       10
      Restitution "serves to rehabilitate the wrongdoer and to compensate the

victim of the wrongdoer's conduct." State v. Newman,  132 N.J. 159, 169 (1993);

see also  N.J.S.A. 2C:43-3 ("A person who has been convicted of an offense may

be sentenced to pay a fine, to make restitution, or both[.]").        In imposing

restitution, "the court must balance the goals of victim-compensation and

offender-rehabilitation, and thoughtfully establish a fair and reasonable amount

of restitution and method of payment." Newman,  132 N.J. at 173. If there is a

good-faith dispute over the amount of loss or defendant's ability to pay, the court

is required to conduct a restitution hearing to resolve those issues.  N.J.S.A.

2C:44-2(c); State v. Jamiolkoski,  272 N.J. Super. 326, 329 (App. Div. 1994).

Here, as noted, the sentencing court did not conduct a restitution hearing.

Accordingly, we vacate the amount of restitution and remand for a hearing to

determine the amount of restitution and defendant's ability to pay.

      The conviction is affirmed, we remand for a restitution hearing. We do

not retain jurisdiction.




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                                       11


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