LaMere v. Farmers Ins. Exch.
Annotate this CaseDaughter was injured in an automobile accident caused by an uninsured motorist. Father and Daughter were insured by two Farmers Insurance Exchange automobile insurance policies, each providing uninsured motorist protection of $25,000. After the accident, in exchange for a full release signed by Daughter, Farmers paid $25,000 in uninsured motorist coverage under Father's policy insuring the vehicle involved in the accident. Later, Daughter and Father (Plaintiffs) sued Farmers, seeking uninsured motorist benefits under Father's second policy. The district court entered summary judgment in favor of Farmers. The Supreme Court affirmed, holding that the district court did not err in (1) dismissing Plaintiffs' claim for stacking of uninsured motorist coverage; (2) ruling that neither Plaintiff had standing to bring a claim for medical pay coverage; and (3) declining to certify a putative class for claims of unjust enrichment and disgorgement of premiums.
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