AUTO OWNERS INSUR CO V RACHEL SUSAN JARMEN
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STATE OF MICHIGAN
COURT OF APPEALS
AUTO-OWNERS INSURANCE COMPANY,
Subrogee of MARTIN BOHN and BETTY BOHN,
UNPUBLISHED
September 18, 1998
Plaintiff-Appellant,
v
No. 203181
Emmet Circuit Court
LC No. 95-003345 NZ
RACHEL SUSAN JARMAN, a/k/a MELISSA
RACHEL SUSAN VASHER and PAMELA
GRIGGS,
Defendants,
and
FARM BUREAU INSURANCE COMPANY,
Garnishee Defendant-Appellee.
Before: Hood, P.J., and Griffin and O’Connell, JJ.
MEMORANDUM.
Plaintiff appeals as of right the judgment for garnishee defendant entered after a jury trial. We
affirm. This appeal is being decided without oral argument pursuant to MCR 7.214(E).
On September 8, 1993, Melissa Jarman was involved in an automobile accident that resulted in
the death of Betty Bohn. Bohn was insured under a policy issued by plaintiff that provided uninsured
motorists coverage of $100,000. Plaintiff paid on its policy and brought this action to recover its
payment from defendants. The sole issue for trial was whether Melissa Jarman was residing with her
aunt and uncle, the Gilmettes, at the time of the accident. Garnishee defendant provided insurance
coverage for the Gilmettes. Plaintiff moved for a directed verdict which was denied by the trial court.
The jury subsequently returned a verdict in favor of garnishee defendant. On appeal, plaintiff asserts
that the trial court erred in denying its motion for directed verdict. We disagree.
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This Court will review a trial court’s decision in regard to a motion for directed verdict de novo.
Allen v Owens-Corning Fiberglas Corp, 225 Mich App 397, 406; 571 NW2d 530 (1997). The
court must consider the evidence in a light most favorable to the nonmoving party, making all inferences
in the nonmoving party’s favor. The grant of a directed verdict is only appropriate when no factual
question exists upon which reasonable minds could differ. Id.
This Court set forth the factors to be considered in determining a person’s domicile in Williams
v State Farm Mutual Automobile Ins Co, 202 Mich App 491, 494-495; 509 NW2d 821 (1993):
In determining whether a person is domiciled in the same household as the
insured, the following factors should be considered: (1) the subjective or declared intent
of the person to remain indefinitely or permanently in the insured’s household; (2) the
formality or informality of the relationship between the person and the members of the
insured’s household; (3) whether the place where the person lives is in the same house,
within the same curtilage, or upon the same premises as the insured; and (4) the
existence of another place of lodging for the person alleging domicile in the household. .
. . This Court has stated that the following factors are also relevant in determining the
domicile of an individual: (1) the person’s mailing a
ddress; (2) whether the person
maintains possessions at the insured’s home; (3) whether the insured’s address appears
on the person’s driver’s license and other documents; (4) whether a bedroom is
maintained for the person at the insured’s home; and (5) whether the person is
dependent upon the insured for financial support or assistance. . . .
Reviewing these factors in a light most favorable to garnishee defendant, reasonable persons
could disagree as to Melissa Jarman’s domicile. The evidence showed factual disputes as to Melissa’s
intent to permanently reside with the Gilmettes at the time of the accident. Reasonable persons could
disagree as to Melissa’s domicile, and the trial court properly left the issue for the jury to resolve.
Affirmed.
/s/ Harold Hood
/s/ Richard Allen Griffin
/s/ Peter D. O’Connell
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