IMT INSURANCE, A Mutual Company, Plaintiff-Appellee, vs. BRIAN G. SAYER, Administrator of the Estate of NATHAN CHOPARD, Deceased, Defendant, WESLEY HANSEL, Administrator of the Estate of MICHAEL HANSEL, Deceased, WESLEY HANSEL, COLLEEN HANSEL, CHRIS SMITH, Administrator of the Estate of KEVIN SMITH, Deceased, and CHRIS SMITH, Defendants-Appellants.

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