LAZARO GONZALEZ and ARAIS ALONSO vs ONEWEST BANK, FSB, et al.

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DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA FOURTH DISTRICT LAZARO GONZALEZ and ARAIS ALONSO, Husband and Wife, Appellants, v. ONEWEST BANK, FSB, Successor In Interest To INDYMAC BANK, FSB; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Acting Solely As Nominee For INDYMAC BANK, F.S.B., A Federally Chartered Savings Bank; Unknown Tenant(s) If The Above Defendants Are Alive and If One Or More Of Said Defendants Are Dead, Their Unknown Spouses, Heirs, Devisees, Grantees, Personal Representatives, Creditors and All Other Parties Claiming By, Through Or Against Them; and All Parties Having Or Claiming To Have Any Right, Title Or Interest In The Property Described In The Complaint, Appellees. No. 4D15-2271 [November 23, 2016] Appeal from the Circuit Court for the Fifteenth Judicial Circuit, Palm Beach County; Howard H. Harrison, Senior Judge; L.T. Case No. 502010CA008901XXXXMB. Lazaro Gonzalez and Arais Alonso, West Palm Beach, pro se. Kimberly S. Mello and Laura J. Bassini of Greenberg Traurig, P.A., Tampa; and Michele L. Stocker of Greenberg Traurig, P.A., Fort Lauderdale, for appellee OneWest Bank, FSB, Successor In Interest To IndyMac Bank, FSB. PER CURIAM. We affirm the final judgment in all respects except one. We remand to the circuit court for a new trial on the interest rate to which the appellee bank is entitled. See Salauddin v. Bank of Am., N.A., 150 So. 3d 1189 (Fla. 4th DCA 2014). Because the note required recalculation of interest on change dates, calculation of the interest amount was not a simple ministerial function. There was no testimony about the relevant LIBOR Index on any change date; the only competent evidence as to the interest charged after the first change date is that it was somewhere between 2.75% and 11.875%. Affirmed in part, reversed in part and remanded. CIKLIN, C.J., WARNER and GROSS, JJ., concur. * * * Not final until disposition of timely filed motion for rehearing. -2-

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