OHIO UNIVERSITY V HAWKINS, No. 04-17475 (9th Cir. 2006)

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FOR PUBLICATION UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT  In re: STEPHANIE TRUVONNE HAWKINS, Debtor, OHIO UNIVERSITY, Appellant,  v. STEPHANIE TRUVONNE HAWKINS, Appellee. No. 04-17475 BAP No. EC-03-01490-SPB OPINION  Appeal from the Ninth Circuit Bankruptcy Appellate Panel Brandt, Perris, and Smith, Bankruptcy Judges, Presiding Argued and Submitted November 15, 2006 San Francisco, California Filed December 4, 2006 Before: William C. Canby, Jr., John T. Noonan, and Richard A. Paez, Circuit Judges. Per Curiam Opinion 19045 19046 IN RE HAWKINS COUNSEL Donald M. Stevenson, Stockton, California, for the appellant. Larry J. Cox, Rocklin, California, for the appellee. OPINION PER CURIAM: Ohio University appeals the judgment of the Bankruptcy Appellate Panel (BAP) discharging Hawkins from a debt resulting from a judgment against her for breach of contract with the university. The BAP held that this debt and the resulting judgment did not meet the criteria for a loan or educational benefit that are excluded from discharge under 11 U.S.C. § 523(a)(8). We adopt the opinion of the BAP and affirm its judgment.

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