Great American Alliance Insurance Co. v. Windermere Baptist Conference, Inc., No. 17-3635 (8th Cir. 2019)
Annotate this CaseAfter a child fell 50 ft. from a zipline at Bible camp, the parties dispute who potentially bears financial responsibility for her injuries. The Eighth Circuit held that, under the plain language of the insurance policy, the camp's insurer was not responsible for the conference center's alleged negligence. In this case, the insurer's potential liability for the child's injuries could not possibly have arisen out of the use of the premises leased to the insured. Accordingly, the court reversed and remanded for the entry of summary judgment for the insurer.
Court Description: Stras, Author, with Smith, Chief Judge, and Benton, Circuit Judge] Civil case - Insurance. Under the plain language of the insurance policy in issue, the insurer is not responsible for Windermere's alleged negligence in a zipline accident; the accident did not arise out of use of premises Windermere leased to Great American's insured and it was not covered as an additional insured.
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