Walker v. Hartford Life and Accident Ins., No. 15-2570 (8th Cir. 2016)
Annotate this CasePlaintiff was insured under a group long-term disability policy the county obtained from Hartford. After Hartford denied plaintiff's claim for disability benefits, she filed suit in Minnesota state court for breach of contract. Hartford timely removed to federal court based on diversity jurisdiction. The district court then granted Hartford summary judgment. Under the plain meaning of the statute, the court concluded that plaintiff's suit was time-barred. The court also concluded that the legislative distinction between individual and group policies does not violate the principles of equal protection under the United States and Minnesota constitutions. Accordingly, the court affirmed the district court's conclusion that plaintiff's suit was untimely.
Court Description: Riley, Author, with Colloton and Kelly, Circuit Judges] Civil case - Disability insurance. The district court did not err in finding plaintiff's breach of insurance contract claim was time-barred; the fact that Minn. Stat. Sec. 62A.09 treats insureds under group policies differently than insureds under individual policies does not deny plaintiff equal protection
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