Bull v. Nationwide Mutual Fire Ins.Co., No. 15-1397 (8th Cir. 2016)
Annotate this CasePlaintiff filed suit against his insurer, Nationwide, for breach of contract based on Nationwide’s refusal to pay for damages caused by water that leaked from a buried pipe located beneath the garage-floor slab of plaintiff's home. The court affirmed the district court's grant of summary judgment because the exclusion in plaintiff's homeowner's policy is unambiguous on its face and the court agreed with the district court's conclusion that the exclusion's language applied to water below the surface of the ground, regardless of whether that water came from a pipe.
Court Description: Per Curiam - Before Wollman, Melloy and Colloton, Circuit Judges] Civil case - Insurance. The policy's exclusion for loss caused by water below the surface of the ground applied and defeated coverage for plaintiff's loss.
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