Crain v. State Farm Mut. Auto. Ins. Co., No. 13-1903 (8th Cir. 2014)
Annotate this CasePlaintiff filed suit against State Farm in Missouri state court, seeking to recover underinsured motorist (UIM) benefits under plaintiff's policy with State Farm (the Pontiac policy). State Farm removed to district court based on diversity of citizenship and then the district court granted summary judgment in favor of State Farm. The court affirmed the district court's conclusion that the State Farm policy unambiguously prohibited stacking UIM coverage limits. Plaintiff's argument was foreclosed in Daughhetee v. State Farm Mut. Auto. Ins. Co. where the court affirmed the lower court's determination that the language in an identical State Farm automobile policy unambiguously precluded policy stacking of UIM coverage limits under Missouri law.
Court Description: Civil case - Insurance. Argument that uninsured motorist provisions should be stacked is foreclosed by the court's decision in Daughhetee v. State Farm Mut. Auto. Ins. Co., No. 13-1185 2014 WL 563579 (8th Cir. Feb. 14, 2014).
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