Allstate Indemnity Co. v. Rice, No. 13-1878 (8th Cir. 2014)
Annotate this CaseDefendant appealed the district court's grant of Allstate's motion for summary judgment and denial of defendant's motion for summary judgment, concluding that defendant's son-in-law was not an insured person under an umbrella insurance policy. Because the plain language of the Allstate umbrella policy provided XL coverage only for the legal obligation of insured persons, and the son-in-law was not an insured person under the umbrella policy, the court affirmed the judgment of the district court.
Court Description: Civil case - Insurance. Rice failed to provide any factual or legal scenario under Missouri law by which the insureds would become legally obligated to pay damages to Rice under the facts of the case, and the excess liability coverage in the insureds' umbrella policy was not applicable. Judge Bye, dissenting.
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