Calhoun v. Stearns Lending, et al, No. 20-40269 (5th Cir. 2022)
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Case: 20-40269 Document: 00516588287 Page: 1 Date Filed: 12/22/2022 United States Court of Appeals for the Fifth Circuit United States Court of Appeals Fifth Circuit No. 20-40269 FILED December 22, 2022 Lyle W. Cayce Clerk Teressa R. Calhoun, Plaintiff—Appellant, versus Stearns Lending, L.L.C.; Loan Care, L.L.C., also known as LoanCare, L.L.C.; Pulte Mortgage; Pulte Group, Incorporated, also known as PulteGroup, Incorporated; Centex Homes; Pulte Mortgage L.L.C.; Pulte Homes of Texas, L.P.; Pulte Homes; PGP Title, Incorporated (PGP); Pulte; Centex; William J. Pulte; William J. Pulte Trust, ______________________________ Defendants—Appellees, Teressa R. Calhoun, Plaintiff—Appellant, versus Stearns Lending, L.L.C.; Loancare, L.L.C., also known as Loan Care, L.L.C., Defendants—Appellees. Case: 20-40269 Document: 00516588287 Page: 2 Date Filed: 12/22/2022 No. 20-40269 Appeal from the United States District Court for the Eastern District of Texas USDC No. 4:19-CV-55 USDC No. 4:19-CV-88 Before Wiener, Elrod, and Engelhardt, Circuit Judges. Per Curiam:* Teressa R. Calhoun appeals the district court’s dismissal of her claims pursuant to Rule 12(b)(6). She argues that the district court incorrectly granted Defendants’ motions to dismiss and abused its discretion when it denied her request for leave to amend. We AFFIRM the judgment of the district court. This case arises out of a mortgage agreement for Calhoun’s home. Calhoun alleged that Defendants illegally acquired her home through foreclosure. She asserted a number of claims for predatory lending, fraud, bad faith, dual tracking, negligence, Title VII, and unfair and deceptive practices. The district court denied each of her claims because they were not recognized under Texas law, time-barred, or not properly pleaded. Calhoun’s arguments are somewhat difficult to decipher, but to the extent that she argues that her claims should be recognized, that the district court should have allowed her to bring them despite the expiration of the relevant statutes of limitations, or that she adequately met the relevant pleading standards, we disagree. The district court properly granted Defendants’ motions to dismiss. In lieu of dismissal, Calhoun also asked the district court to grant her leave to amend. The district court denied this request because Calhoun had already been given four opportunities to plead, the deadline for seeking leave * This opinion is not designated for publication. See 5th Cir. R. 47.5. 2 Case: 20-40269 Document: 00516588287 Page: 3 Date Filed: 12/22/2022 No. 20-40269 to amend had long since passed, and the district court determined that further opportunity to amend would be futile and needlessly increase costs. The district court did not abuse its discretion. United States ex rel. Steury v. Cardinal Health, Inc., 625 F.3d 262, 270 (5th Cir. 2010). For these reasons, the order of the district court is AFFIRMED. 3
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