Calderone v. Sonic Houston JLR, No. 17-20029 (5th Cir. 2018)Annotate this Case
The Fifth Circuit affirmed the district court's grant of summary judgment against plaintiff in an action alleging that he was unlawfully terminated under the Consumer Financial Protection Act (CFPA), 12 U.S.C. 5567(a)(1). Plaintiff, a car salesman, alleged that Sonic would not extend credit to minorities. The court held that nothing in section 5519(a) precluded the Department of Labor, a separate federal entity, from enforcing the anti-retaliation provision against dealers even though the CFPB could not; the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691, as applied to automobile dealers, was not a statute subject to the jurisdiction of the Bureau, and thus, as a matter of law, Sonic could not have violated section 5567(a); and a reasonable belief that discrimination was occurring under the ECOA could not extend the jurisdictional scope of the CFPA to include actors to which the statute did not apply.