Green, et al. v. Life Ins Co. of N. America, No. 13-60049 (5th Cir. 2014)Annotate this Case
Plaintiffs appealed the district court's grant of summary judgment in favor of LINA upholding LINA's denial of life insurance benefits to plaintiffs, beneficiaries of two policies. The court concluded that LINA properly denied coverage to plaintiffs as the insured's death fell within the policies' explicit exclusion for accidents involving the operation of a vehicle while intoxicated. The court held that the plain meaning of the word "vehicle" as used in the policies was unambiguous and broad enough to encompass a boat. Accordingly, the court affirmed the district court's grant of summary judgment to LINA. The court also affirmed the modification of the discovery order.