Jerry Ross v. CNAC, No. 14-1297 (4th Cir. 2014)

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UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 14-1297 JERRY LEE ROSS, Plaintiff - Appellant, v. CNAC, d/b/a Smart Finance, Defendant - Appellee. Appeal from the United States District Court for the Western District of North Carolina, at Charlotte. Max O. Cogburn, Jr., District Judge. (3:12-cv-00827-MOC-DCK) Submitted: July 24, 2014 Before FLOYD and Circuit Judge. THACKER, Decided: July 28, 2014 Circuit Judges, and DAVIS, Senior Affirmed by unpublished per curiam opinion. Jerry Lee Ross, Appellant Pro Se. William Anthony Navarro, WISHART, NORRIS, HENNINGER & PITTMAN, Charlotte, North Carolina, for Appellee. Unpublished opinions are not binding precedent in this circuit. PER CURIAM: Jerry Lee Ross appeals the district court s order granting CNAC s summary judgment motion on his claims alleging violation of the Truth in Lending Act, 15 U.S.C.A. §§ 1601-1667f (West 2009 & Supp. 2014); the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692-1692p (2012); the Fair Credit Reporting Act, 15 U.S.C.A. §§ 1681-1681x (West 2009 & Supp. 2014); and for breach of defamation. error. Ross 2014). before negligence and gross negligence; and We have reviewed the record and find no reversible Accordingly, we affirm the district court s judgment. v. legal contract; CNAC, No. 3:12-cv-00827-MOC-DCK (W.D.N.C. March 17, We dispense with oral argument because the facts and contentions this court are adequately and argument presented would not in aid the the materials decisional process. AFFIRMED 2

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