McLaughlin v. Phelan Hallinan & Schmieg, LLP, No. 13-2015 (3d Cir. 2014)Annotate this Case
McLaughlin had a mortgage. As a result of an error, the mortgage company believed that he was in default and referred the matter to a law firm, PHS, which sent McLaughlin a letter about the debt that he claims violated the Fair Debt Collection Practices Act, 15 U.S.C. 1692 by referring to attorneys’ fees and costs that McLauglin claims had not yet been incurred. The district court dismissed certain claims because McLaughlin did not ask PHS to validate the debt before he filed suit. The Third Circuit reversed, concluding that he was not required to request validation. The court affirmed imposition of sanctions against PHS for its failure to produce certain documents during discovery.