Nigro v. Mercantile Adjustment Bureau, No. 13-1362 (2d Cir. 2014)Annotate this Case
Plaintiff filed suit against MAB, a collection agency, alleging that MAB sent numerous telephone calls to his mobile phone number in violation of the Telephone Consumer Protection Act (TCPA), 47 U.S.C. 227. MAB made the calls in an attempt to collect plaintiff's deceased mother-in-law's unpaid $68 electric bill. The district court concluded that plaintiff consented to the calls when he contacted the electric company to discontinue service after the mother's death. However, the court concluded that plaintiff did not consent to giving his phone number "during the transaction that resulted in the debt owed" where he provided his number long after the debt was incurred and was not responsible for the debt. Accordingly, the court concluded that the district court erred in granting summary judgment to MAB where plaintiff did not consent to the calls and the calls were prohibited by the TCPA. The court reversed and remanded.