Ruth J. Kuhns, Blake C. Heffner, William W. Shellhammer v. Meridan Bancorp, Inc., Successor to First National Bank Ofallentown, Ruth J. Kuhns, Blake C. Heffner, William W.shellhammer, As Representatives of Plaintiff Class,appellants in No. 94-1839; Ruth J. Kuhns, Blake C. Heffner,william W. Shellhammer v. Meridian Bancorp, Inc., Successorto First National Bank of Allentown, Meridian Bancorp, Inc.,sucessor to First National Bank of Allentown, Appellant in 94-1869, 68 F.3d 456 (3d Cir. 1995)