American States Ins. Co. v. Greater Beneficial Union District 56, Britamco Underwriters,inc., Hoag (herbert M., Jr.), Loyal Order Moose Lodge #51 Ofnew Castle, Pennsylvania, Greater Beneficial Union Ofpittsburgh; Britamco Underwriters, Inc. v. Greaterbeneficial Union District 56, American States Insurancecompany, Hoag (herbert M., Jr.), Loyal Order of Moose Lodge#51, of New Castle, Pennsylvania, 6 F.3d 778 (3d Cir. 1993)