Constance Capo, Plaintiff-appellant, v. Fireman's Fund Insurance Company; Fireman's Fund Long Termdisability Plan, Defendants-appellees, 141 F.3d 1174 (9th Cir. 1998)Annotate this Case
Appeal from the United States District Court for the Northern District of California, Claudia Wilken, District Judge, Presiding.
Before SKOPIL and KOZINSKI, Circuit Judges, and WEINER,** District Judge.
The district court correctly found that Capo has no colorable claim to vested benefits under the long term disability policy, nor does she have a reasonable expectation of returning to covered employment. We decline to create a new rule of federal common law rendering unenforceable the provisions which end an employee's plan participation upon terminating employment. Had Capo investigated before quitting, she could have learned that Fireman's Fund handled employees with disabilities by keeping them on the employment rolls while they are receiving benefits. See Disability Plan § 6.2.