Notice: Eighth Circuit Rule 28a(k) Governs Citation of Unpublished Opinions and Provides That They Are Not Precedent and Generally Should Not Be Cited Unless Relevant to Establishing the Doctrines of Res Judicata, Collateral Estoppel, the Law of the Case, or if the Opinion Has Persuasive Value on a Material Issue and No Published Opinion Would Serve As Well.james Carroll, Appellant, v. Southwestern Bell Corporation; Southwestern Bell Telephonecompany; Sickness and Accident Disability Benefits Plan,medical Plan; Group Life Insurance Plan; the Benefit Plancommittee of the Sickness and Accident Disability Benefitsplan; the Employee Benefit Committee of the Pension Plan, Appellees, 991 F.2d 801 (8th Cir. 1993)