2005 Washington Code - Chapter 19.146 RCW: Mortgage broker practices act

RCW Sections

• 19.146.005  Findings and declaration.
• 19.146.010  Definitions.
• 19.146.020  Exemptions from chapter.
• 19.146.0201  Loan originator, mortgage broker -- Prohibitions -- Requirements.
• 19.146.030  Written disclosure of fees and costs -- Rules -- Contents -- Lock-in agreement terms -- Excess fees limited.
• 19.146.040  Written contract required -- Written correspondent or loan brokerage agreement required.
• 19.146.050  Moneys for third-party provider services deemed in trust -- Deposit of moneys in trust account -- Use of trust account -- Rules -- Tax treatment.
• 19.146.060  Accounting requirements.
• 19.146.070  Fee, commission, or compensation -- When permitted.
• 19.146.080  Borrowers unable to obtain loans -- Mortgage broker to provide copies of certain documents -- Conditions -- Exceptions.
• 19.146.100  Violations of chapter -- Application of consumer protection act.
• 19.146.110  Criminal penalty.
• 19.146.200  License -- Required -- Independent contractor -- Suit or action as mortgage broker -- Display of license.
• 19.146.205  License -- Application -- Exchange of fingerprint data with federal bureau of investigation -- Fee -- Bond or alternative.
• 19.146.210  License -- Requirements for issuance -- Denial -- Validity -- Surrender -- Interim license -- Rules.
• 19.146.215  Continuing education -- Rules.
• 19.146.220  Director -- Powers and duties -- Violations as separate violations -- Rules.
• 19.146.221  Action by director -- Hearing -- Sanction.
• 19.146.223  Director -- Administration and interpretation.
• 19.146.225  Director -- Rule-making powers.
• 19.146.227  Cease and desist order -- Action to enjoin and enforce.
• 19.146.228  Fees -- Rules -- Exception.
• 19.146.230  Administrative procedure act application.
• 19.146.235  Director -- Investigation powers -- Duties of person subject to examination or investigation.
• 19.146.240  Violations -- Claims against bond or alternative.
• 19.146.245  Violations -- Liability.
• 19.146.250  Authority restricted to person named in license -- Exceptions.
• 19.146.260  Registered agent for brokers without physical office in state -- Venue.
• 19.146.265  Branch offices -- Fee -- Licenses -- Rules.
• 19.146.280  Mortgage brokerage commission -- Code of conduct -- Complaint review.
• 19.146.290  Licensee to provide director with annual report of mortgage broker activity.
• 19.146.300  Loan originator license--Application -- Applicant to furnish information establishing identification -- Background check -- Fees -- Rules.
• 19.146.310  Loan originator license -- Requirements for issuance -- Denial -- Validity -- Expiration -- Surrender -- Interim license.
• 19.146.320  Loan originator license -- Not assignable.
• 19.146.330  Loan originator -- Limit on applications taken.
• 19.146.900  Short title.
• 19.146.901  Severability -- 1987 c 391.
• 19.146.902  Severability -- 1994 c 33.
• 19.146.903  Effective dates -- 1994 c 33.
• 19.146.904  Implementation of act -- 2006 c 19.
• 19.146.905  Effective date -- 2006 c 19.

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