There is a newer version of the South Carolina Code of Laws
2012 South Carolina Code of Laws
Title 38 - Insurance
Chapter 75 - PROPERTY, CASUALTY, AND TITLE INSURANCE GENERALLY
ARTICLE 1 PROPERTY INSURANCE GENERALLY- Section 38-75-10 - Fire insurance policy shall indicate allocation of premium and location of property.
- Section 38-75-20 - Maximum amounts of fire insurance policies; stated values; contributions by coinsurers.
- Section 38-75-40 - Validity of additional or coinsurance clause.
- Section 38-75-50 - Clause limiting or invalidating policies if property is encumbered is void.
- Section 38-75-60 - Cause of action by insurer against tenant.
- Section 38-75-210 - Policies may not exceed three years; refund of unearned premiums on cancellation of policies.
- Section 38-75-220 - Restrictions on amount of insurance that may be written.
- Section 38-75-230 - Information required on contracts for purchase of mobile homes.
- Section 38-75-310 - Definitions.
- Section 38-75-320 - Declaration of purpose.
- Section 38-75-330 - South Carolina Wind and Hail Underwriting Association created; members.
- Section 38-75-340 - Plan of operation.
- Section 38-75-350 - Application for coverage; issuance of policy.
- Section 38-75-360 - Powers of Association.
- Section 38-75-370 - Duties of members of Association; limitation on liability.
- Section 38-75-375 - Contested assessment or interest levy by association; payment under protest; appeal; exposure to disciplinary procedures.
- Section 38-75-380 - Liability for inspections and statements concerning risk.
- Section 38-75-385 - Liability for acts or omissions under this article.
- Section 38-75-386 - Essential property insurance; liability for acts and omissions.
- Section 38-75-390 - Cession of essential property insurance to Association.
- Section 38-75-400 - Rates.
- Section 38-75-410 - Appeals; hearings upon appeal.
- Section 38-75-420 - Reports of inspection by Association.
- Section 38-75-430 - Association shall file statement of transactions and the like; additional information.
- Section 38-75-440 - Examination into affairs of Association.
- Section 38-75-450 - Regulations.
- Section 38-75-460 - Expansion of area in which essential property insurance provided; factors; multiple tiers.
- Section 38-75-470 - Appointment of advisory committee; duties; membership.
- Section 38-75-480 - Loss mitigation grant program; establishment; purpose.
- Section 38-75-485 - South Carolina Hurricane Damage Mitigation Program; grant eligibility and use.
- Section 38-75-490 - Development of rating system to evaluate relative ability of coastal property to withstand wind load from hurricane.
- Section 38-75-710 - Scope of article.
- Section 38-75-720 - Definitions.
- Section 38-75-730 - Restrictions on cancellation of policies and renewals; notice of cancellation; exceptions.
- Section 38-75-740 - Restrictions on nonrenewal of policies.
- Section 38-75-750 - Requirements for renewal of policies.
- Section 38-75-755 - Notification of applicants or renewing policyholders of available credits, discounts and deductions.
- Section 38-75-760 - Unlawful practices involving cancellation, nonrenewal, or renewal of policies.
- Section 38-75-770 - Notice requirements for eligible surplus lines insurers.
- Section 38-75-775 - Coverage of licensed health care providers.
- Section 38-75-780 - Exemption from liability for action taken in performance of powers and duties of this article; exceptions.
- Section 38-75-790 - Nonrenewal of homeowners insurance.
- Section 38-75-905 - Definitions.
- Section 38-75-910 - Limitation of risk on title insurance.
- Section 38-75-920 - Title insurers to maintain reinsurance reserve.
- Section 38-75-930 - Insolvency of domestic title insurer.
- Section 38-75-940 - Loss and loss expense reserves.
- Section 38-75-950 - Obtaining reinsurance.
- Section 38-75-960 - Financial interest in title insurer or agent.
- Section 38-75-970 - Premium rates.
- Section 38-75-980 - Filing of premium rate schedules.
- Section 38-75-990 - Title insurers to make schedules of current premiums and charges available to public.
- Section 38-75-1000 - Restrictions on amount of commission.
- Section 38-75-1010 - Title insurers; issuance of closing or settlement insurance; indemnity; premiums.
- Section 38-75-1110 - Purpose.
- Section 38-75-1120 - Report on coastal insurance issues.
- Section 38-75-1130 - Scope of article.
- Section 38-75-1140 - Evaluation of natural hazard catastrophe models; requirements for modeling organizations.
- Section 38-75-1150 - Separate premium for fire and allied lines coverage.
- Section 38-75-1160 - Notice requirement prior to cancellation or refusal to renew; exceptions.
- Section 38-75-1170 - Access to recorded personal information; disclosure requirements and limitations.
- Section 38-75-1180 - Notice of reasons for cancellation or nonrenewal.
- Section 38-75-1190 - Immunity from liability absent malice or gross negligence.
- Section 38-75-1200 - Notice regarding cancellation in application for original issuance of policy.
- Section 38-75-1210 - Prohibited grounds for refusal to issue policy or determination of premiums; penalties.
- Section 38-75-1220 - Prohibited grounds for refusal to renew policy; immunity from liability; review by director of cancellation or refusal; penalties.
- Section 38-75-1230 - Wind and hail exclusions on fire, allied lines, or homeowner's policy.
- Section 38-75-1240 - Provision to director of underwriting restrictions based upon geography.
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