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2015 New York Laws
ISC - Insurance
Article 23 - (Insurance) PROPERTY/CASUALTY INSURANCE RATES
2314 - Charging of rates.

NY Ins L § 2314 (2015) What's This?
  2314.  Charging  of  rates.  No  authorized  insurer  shall, and no
  licensed insurance agent, no title insurance agent, no employee or other
  representative of an  authorized  insurer,  and  no  licensed  insurance
  broker  shall  knowingly,  charge  or demand a rate or receive a premium
  that departs from the rates, rating plans,  classifications,  schedules,
  rules  and  standards in effect on behalf of the insurer, or shall issue
  or make any policy or contract involving a violation thereof.

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