2012 New York Consolidated Laws
RPP - Real Property
Article 6 - (189 - 207) DOWER AND CURTESY
194 - Surplus proceeds of sale under purchase-money mortgages.

 
    §  194.  Surplus  proceeds  of  sale  under  purchase-money mortgages.
  Where, in a case specified in the last  section,  the  mortgagee,  or  a
  person  claiming  under him, causes the land mortgaged to be sold, after
  the death of the husband, either under a power of sale contained in  the
  mortgage,  or  by  virtue  of  a  judgment in an action to foreclose the
  mortgage, and any surplus remains, after payment of the money due on the
  mortgage  and  the  costs  and  charges  of  the  sale,  the  widow   is
  nevertheless entitled to the interest or income of one-third part of the
  surplus for her life, as her dower.