2014 Nevada Revised Statutes
Chapter 689A - Individual Health Insurance
NRS 689A.523 - Exclusion for a preexisting condition defined.
Exclusion for a preexisting condition means:
1. Any limitation or exclusion of benefits relating to a condition that was present before the date coverage was first provided, regardless of whether any medical advice, diagnosis, care or treatment was recommended or received before that date; or
2. Any exclusion applicable to an individual based on any information relating to the status of an individual s health that was obtained before the date coverage was first provided, including, without limitation, any identification of a condition resulting from:
(a) A preenrollment questionnaire or physical examination provided to the individual; or
(b) A review of any medical records relating to the period of preenrollment.
(Added to NRS by 2005, 2136)
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