There is a newer version of the Massachusetts General Laws
2006 Massachusetts Code - CHAPTER 255D. — RETAIL INSTALLMENT SALES AND SERVICES.
- Section 1. Definitions.
- Section 2. Retail instalment sales and services; licenses; application;fees; assignment or transfer.
- Section 3. Rules and regulations; examination of books and business by commissioner;books — accounts and records; annual report, failure to file, penalty.
- Section 4. Summoning of licensees; failure to appear; effect.
- Section 5. Refusal to issue license; notice; appeal; hearing.
- Section 6. Violations of this chapter; investigations by commissioner.
- Section 7. Suspension or revocation of license; grounds.
- Section 8. Suspension or revocation of license; procedure.
- Section 9. Retail installment sale agreements; form and contents.
- Section 9A. Improvement of realty; completion of statement.
- Section 10. Prohibited agreements.
- Section 10A. Discrimination against cash buyers.
- Section 11. Finance charges — computation, rates; multiple agreements prohibited.
- Section 11A. Merchandise certificates or coupons; right to return.
- Section 11B. Merchandise certificates or coupons; return statement required.
- Section 12. Receipts for payments; sale or assignment of agreement.
- Section 13. Payment in full before maturity; refund credit.
- Section 14. Cancellation of agreement by buyer; notice; refund of deposits;reclamation of goods by seller.
- Section 15. Security interest in certain goods; prohibition.
- Section 16. Extension agreements; form and contents.
- Section 17. Refinancing agreements; form and contents.
- Section 18. Subsequent add-on purchases; consolidated agreement; payments; terminationof security interest.
- Section 18A. Modification of agreement or extension of credit prohibited;exceptions; notice to buyer; violations.
- Section 19. Statement of account; contents.
- Section 20. Delinquency and collection charge; collection.
- Section 21. Default; enforcement; notice; accelerated payment; curing of default.
- Section 22. Repossession of collateral on default; hearing; redemption; disposition;deficiency; insurance proceeds; determination.
- Section 22A. Avoidance of chapter.
- Section 23. Repealed — 1981, 733, Sec. 21.
- Section 24. Waiver.
- Section 25. Application of this chapter.
- Section 25A. Holder of agreement subject to buyer's defenses against seller.
- Section 26. Insurance.
- Section 27. Revolving credit agreement; form and contents.
- Section 28. Instruments indicating payment; mailing to buyer.
- Section 29. Violation of certain provisions; effect.
- Section 30. Penalties.
- Section 31. Truth-in-lending act; application.
- Section 32. Delivery of notice.
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